ZIP Code 64804: Population, Income, Housing

State: MO

Total population: 37,016 Household income: $62,574 Rent: $947

Overview

Total population

37,016

Rent

$947

Year built

1991

Household income

$62,574

Per capita income

$37,155

Poverty rate

12.9%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

42.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Missouri

County

Newton County

Village

Saginaw

Total population

37,016

Adults over 25

25,488

Total households

15,154

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$62,574

Per capita income

$37,155

Poverty rate

12.9%

Unemployment rate

N/A

Rent over 30% of income

42.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$947

Year built

1991

Households that rent

32.6%

Households that own

67.4%

Rooms per home (all homes)

5.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

83.6%

Black

2.4%

Asian

Two or more races

9.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

6.8%

Not Hispanic or Latino

93.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

15,082 (90.3%)

Commute time to work

17 mins

Work from home

1,624 (9.7%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

33.6%

High school graduate or GED

28%

Some college or associate degree

10.5%

Bachelor’s degree or higher

27.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 64804 with: Newton County, MO Missouri United States

ZIP 64804

Total population37,016

Rent$947

Year built1991

Household income$62,574

Per capita income$37,155

Poverty rate12.9%

Unemployment rateN/A

Newton County, MO

Total population60,118

Rent$817

Year built1984

Household income$66,301

Per capita income$33,219

Poverty rate13.5%

Unemployment rate3.2%

Missouri State

Total population6,191,814

Rent$1,033

Year built1978

Household income$70,702

Per capita income$39,695

Poverty rate12.6%

Unemployment rate3.6%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP64804	CountyNewton, MO	StateMissouri	CountryUnited States
Total population	37,016	60,118	6,191,814	334,922,499
Rent	$947	$817	$1,033	$1,413
Year built	1991	1984	1978	1980
Household income	$62,574	$66,301	$70,702	$80,734
Per capita income	$37,155	$33,219	$39,695	$44,673
Poverty rate	12.9%	13.5%	12.6%	12.5%
Unemployment rate	N/A	3.2%	3.6%	4%

View the full multi-level comparison →

Summary for 64804

Rent & Income

In 64804, the typical monthly rent is $947 and the typical household income is $62,574. Rent here is lower than Missouri, and household income is lower than Missouri. The estimated poverty rate is 12.9%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 32.6% of households. About 42.9% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 27.9% of adults holding a bachelor’s degree or higher.

ZIP 64804 — Rent vs Household Income

ZIP 64804 — Poverty

How ZIP 64804 compares in Missouri (47 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$947	9 / 47	from lower rent	$791 – $1,749
Household income	$62,574	33 / 47	from higher income	$41,154 – $136,385
Poverty rate	12.9%	34 / 47	from lower poverty	3.5% – 34.2%

Rankings are calculated among ZIP Codes in Missouri with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 64804

Rent

For rent, this ZIP is positioned 9th out of 47 ZIP Codes in Missouri. In Missouri as a whole, the range goes from $791 in ZIP 63901 up to $1,749 in ZIP 63304.

Household income

For household income, ZIP Code 64804 ranks 33rd out of 47 ZIP Codes. Statewide, values range from $41,154 in ZIP 63136 up to $136,385 in ZIP 63122.

Poverty rate

For poverty levels, this ZIP is positioned 34th out of 47 ZIP Codes. Across Missouri, figures vary from 3.5% in ZIP 63304 up to 34.2% in ZIP 65201.

💰 Rent in ZIP Code 64804 (with Utilities)

Estimated Monthly Rent: $947 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 64804

Annual Household Income: $62,574

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 64804

Estimated Rate: 12.9%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 64804

In ZIP Code 64804, households that rent: 4,944 (32.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,944	32.6%
Owner-Occupied	10,210	67.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 64804

In ZIP Code 64804, cost-burdened renters (households spending over 30% of income on housing): 2,119 (42.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,119	42.9%
Other renter households	2,825	57.1%
Total renter households	4,944	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 64804

Less than High School: 8,555 people (33.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 7,126 people (28%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,685 people (10.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,122 people (27.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 25,488

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.