ZIP Code 57108: Population, Income, Housing

State: SD

Total population: 33,966 Household income: $98,197 Rent: $1,290

Overview

Total population

33,966

Rent

$1,290

Year built

2010

Household income

$98,197

Per capita income

$62,922

Poverty rate

6.5%

Unemployment rate

N/A

Household size

2.3 persons

Rent over 30% of income

35%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

South Dakota

County

Lincoln County

City

Sioux Falls

Total population

33,966

Adults over 25

23,032

Total households

14,486

Household size

2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$98,197

Per capita income

$62,922

Poverty rate

6.5%

Unemployment rate

N/A

Rent over 30% of income

35%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,290

Year built

2010

Households that rent

38.2%

Households that own

61.8%

Rooms per home (all homes)

5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

88.8%

Black

3.3%

Asian

2.8%

Two or more races

3.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

2.5%

Not Hispanic or Latino

97.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

17,114 (89.5%)

Commute time to work

18 mins

Work from home

2,001 (10.5%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

18.8%

High school graduate or GED

19.4%

Some college or associate degree

7.6%

Bachelor’s degree or higher

54.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 57108 with: Lincoln County, SD Sioux Falls metro area, SD-MN South Dakota United States

ZIP 57108

Total population33,966

Rent$1,290

Year built2010

Household income$98,197

Per capita income$62,922

Poverty rate6.5%

Unemployment rateN/A

Lincoln County, SD

Total population70,638

Rent$1,260

Year built2005

Household income$99,166

Per capita income$52,585

Poverty rate5.6%

Unemployment rate1.6%

Sioux Falls Metro Area, SD-MN

Total population298,181

Rent$1,022

Year built1992

Household income$82,754

Per capita income$44,905

Poverty rate8.1%

Unemployment rate1.7%

South Dakota State

Total population907,428

Rent$946

Year built1980

Household income$75,081

Per capita income$40,550

Poverty rate11.9%

Unemployment rate1.8%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP57108	CountyLincoln, SD	Metro AreaSioux Falls metro area, SD-MN	StateSouth Dakota	CountryUnited States
Total population	33,966	70,638	298,181	907,428	334,922,499
Rent	$1,290	$1,260	$1,022	$946	$1,413
Year built	2010	2005	1992	1980	1980
Household income	$98,197	$99,166	$82,754	$75,081	$80,734
Per capita income	$62,922	$52,585	$44,905	$40,550	$44,673
Poverty rate	6.5%	5.6%	8.1%	11.9%	12.5%
Unemployment rate	N/A	1.6%	1.7%	1.8%	4%

View the full multi-level comparison →

Summary for 57108

Rent & Income

In 57108, the typical monthly rent is $1,290 and the typical household income is $98,197. Rent here is higher than South Dakota, and household income is higher than South Dakota. The estimated poverty rate is 6.5%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 38.2% of households. Around 35% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is very high, with about 54.3% of adults holding a bachelor’s degree or higher.

ZIP 57108 — Rent vs Household Income

ZIP 57108 — Poverty

💰 Rent in ZIP Code 57108 (with Utilities)

Estimated Monthly Rent: $1,290 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 57108

Annual Household Income: $98,197

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 57108

Estimated Rate: 6.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 57108

In ZIP Code 57108, households that rent: 5,528 (38.2%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	5,528	38.2%
Owner-Occupied	8,958	61.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 57108

In ZIP Code 57108, cost-burdened renters (households spending over 30% of income on housing): 1,935 (35%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	1,935	35%
Other renter households	3,593	65%
Total renter households	5,528	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 57108

Less than High School: 4,323 people (18.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 4,464 people (19.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,748 people (7.6%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 12,497 people (54.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 23,032

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.