ZIP Code 55106: Population, Income, Housing

State: MN

Total population: 56,708 Household income: $70,187 Rent: $1,261

Overview

Total population

56,708

Rent

$1,261

Year built

1954

Household income

$70,187

Per capita income

$29,455

Poverty rate

17.8%

Unemployment rate

N/A

Household size

3.0 persons

Rent over 30% of income

53.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Minnesota

County

Ramsey County

City

St. Paul

Total population

56,708

Adults over 25

34,232

Total households

18,946

Household size

3.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$70,187

Per capita income

$29,455

Poverty rate

17.8%

Unemployment rate

N/A

Rent over 30% of income

53.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,261

Year built

1954

Households that rent

38.9%

Households that own

61.1%

Rooms per home (all homes)

5.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

31.5%

Black

13.3%

Asian

35.8%

Two or more races

11.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

12.5%

Not Hispanic or Latino

87.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

22,101 (85.5%)

Commute time to work

23 mins

Work from home

3,739 (14.5%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

34.3%

High school graduate or GED

30.9%

Some college or associate degree

10.8%

Bachelor’s degree or higher

24%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 55106 with: Ramsey County, MN St. Paul, MN Minneapolis metro area, MN-WI Minnesota United States

ZIP 55106

Total population56,708

Rent$1,261

Year built1954

Household income$70,187

Per capita income$29,455

Poverty rate17.8%

Unemployment rateN/A

Ramsey County, MN

Total population542,945

Rent$1,329

Year built1965

Household income$81,568

Per capita income$46,355

Poverty rate12.3%

Unemployment rate2.4%

St. Paul, MN

Total population307,284

Rent$1,281

Year built1952

Household income$73,394

Per capita income$42,815

Poverty rate15.6%

Unemployment rate2.3%

Minneapolis Metro Area, MN-WI

Total population3,713,668

Rent$1,440

Year built1981

Household income$99,833

Per capita income$52,840

Poverty rate8.2%

Unemployment rate2.9%

Minnesota State

Total population5,739,445

Rent$1,280

Year built1979

Household income$89,062

Per capita income$48,237

Poverty rate9.3%

Unemployment rate3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP55106	CountyRamsey, MN	CitySt. Paul, MN	Metro AreaMinneapolis metro area, MN-WI	StateMinnesota	CountryUnited States
Total population	56,708	542,945	307,284	3,713,668	5,739,445	334,922,499
Rent	$1,261	$1,329	$1,281	$1,440	$1,280	$1,413
Year built	1954	1965	1952	1981	1979	1980
Household income	$70,187	$81,568	$73,394	$99,833	$89,062	$80,734
Per capita income	$29,455	$46,355	$42,815	$52,840	$48,237	$44,673
Poverty rate	17.8%	12.3%	15.6%	8.2%	9.3%	12.5%
Unemployment rate	N/A	2.4%	2.3%	2.9%	3%	4%

View the full multi-level comparison →

Summary for 55106

Rent & Income

In 55106, the typical monthly rent is $1,261 and the typical household income is $70,187. Rent here is similar to both St. Paul and Minnesota, and household income is similar to St. Paul and lower than Minnesota. The estimated poverty rate is 17.8%, which is higher than in both St. Paul and Minnesota.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 38.9% of households. About 53.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 24% of adults holding a bachelor’s degree or higher.

ZIP 55106 — Rent vs Household Income

ZIP 55106 — Poverty

How ZIP 55106 compares in Minnesota (50 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,261	10 / 50	from lower rent	$883 – $2,001
Household income	$70,187	46 / 50	from higher income	$51,966 – $155,430
Poverty rate	17.8%	45 / 50	from lower poverty	2.5% – 36.4%

Rankings are calculated among ZIP Codes in Minnesota with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 55106

Rent

In terms of rental prices, this ZIP stands 10th out of 50 ZIP Codes in Minnesota. Across Minnesota, figures vary from $883 in ZIP 56401 up to $2,001 in ZIP 55347.

Household income

When comparing household incomes, ZIP Code 55106 stands 46th out of 50 ZIP Codes. Throughout Minnesota, numbers span from $51,966 in ZIP 55414 up to $155,430 in ZIP 55347.

Poverty rate

Looking at poverty indicators, this ZIP stands 45th out of 50 ZIP Codes. At the state level, values extend from 2.5% in ZIP 55347 up to 36.4% in ZIP 55414.

💰 Rent in ZIP Code 55106 (with Utilities)

Estimated Monthly Rent: $1,261 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 55106

Annual Household Income: $70,187

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 55106

Estimated Rate: 17.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 55106

In ZIP Code 55106, households that rent: 7,369 (38.9%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	7,369	38.9%
Owner-Occupied	11,577	61.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 55106

In ZIP Code 55106, cost-burdened renters (households spending over 30% of income on housing): 3,927 (53.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,927	53.3%
Other renter households	3,442	46.7%
Total renter households	7,369	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 55106

Less than High School: 11,746 people (34.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 10,588 people (30.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,682 people (10.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 8,216 people (24%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 34,232

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.