ZIP Code 49417: Population, Income, Housing

State: MI
Total population: 33,878 Household income: $83,405 Rent: $1,111

Overview

Total population
33,878
Rent
$1,111
Year built
1981
Household income
$83,405
Per capita income
$45,026
Poverty rate
8%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
44.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Michigan
County
Ottawa County
City
Grand Haven Charter Township
Total population
33,878
Adults over 25
24,087
Total households
14,009
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$83,405
Per capita income
$45,026
Poverty rate
8%
Unemployment rate
N/A
Rent over 30% of income
44.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,111
Year built
1981
Households that rent
21.1%
Households that own
78.9%
Rooms per home (all homes)
6.2

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
89%
Black
0.7%
Asian
2.4%
Two or more races
6.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
3.9%
Not Hispanic or Latino
96.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
14,053 (87%)
Commute time to work
20 mins
Work from home
2,107 (13%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
23.1%
High school graduate or GED
25.5%
Some college or associate degree
11.5%
Bachelor’s degree or higher
39.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 49417 with: Ottawa County, MI Grand Rapids metro area, MI Michigan United States

ZIP 49417

Total population33,878
Rent$1,111
Year built1981
Household income$83,405
Per capita income$45,026
Poverty rate8%
Unemployment rateN/A

Ottawa County, MI

Total population301,203
Rent$1,211
Year built1988
Household income$90,502
Per capita income$42,799
Poverty rate8.3%
Unemployment rate4.1%

Grand Rapids Metro Area, MI

Total population1,162,152
Rent$1,202
Year built1979
Household income$82,874
Per capita income$41,561
Poverty rate9.7%
Unemployment rate4%

Michigan State

Total population10,077,761
Rent$1,129
Year built1972
Household income$72,875
Per capita income$40,735
Poverty rate13.2%
Unemployment rate4.7%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP49417 CountyOttawa, MIMetro AreaGrand Rapids metro area, MIStateMichiganCountryUnited States
Total population33,878301,2031,162,15210,077,761334,922,499
Rent$1,111$1,211$1,202$1,129$1,413
Year built19811988197919721980
Household income$83,405$90,502$82,874$72,875$80,734
Per capita income$45,026$42,799$41,561$40,735$44,673
Poverty rate8%8.3%9.7%13.2%12.5%
Unemployment rateN/A4.1%4%4.7%4%

View the full multi-level comparison →

 

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Summary for 49417

Rent & Income

In 49417, the typical monthly rent is $1,111 and the typical household income is $83,405. Rent here is similar to Michigan, and household income is higher than Michigan. The estimated poverty rate is 8%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 21.1% of households. About 44.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 39.9% of adults holding a bachelor’s degree or higher.


 

ZIP 49417 — Rent vs Household Income

 


 

ZIP 49417 — Poverty

 


 

How ZIP 49417 compares in Michigan (88 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,111 26 / 88 from lower rent $856 – $2,049
Household income $83,405 30 / 88 from higher income $30,680 – $131,558
Poverty rate 8% 23 / 88 from lower poverty 3.2% – 41.8%

Rankings are calculated among ZIP Codes in Michigan with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 49417

Rent

Looking at rent levels, ZIP Code 49417 places 26th out of 88 ZIP Codes in Michigan. Throughout Michigan, numbers span from $856 in ZIP 48601 up to $2,049 in ZIP 48322.

Household income

In terms of earnings, this ZIP comes 30th out of 88 ZIP Codes. At the state level, values extend from $30,680 in ZIP 48228 up to $131,558 in ZIP 48178.

Poverty rate

In terms of poverty rate, ZIP Code 49417 comes 23rd out of 88 ZIP Codes. In Michigan as a whole, the range goes from 3.2% in ZIP 48042 up to 41.8% in ZIP 48228.

 


💰 Rent in ZIP Code 49417 (with Utilities)

Estimated Monthly Rent: $1,111 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 49417

Annual Household Income: $83,405

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 49417

Estimated Rate: 8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 49417

In ZIP Code 49417, households that rent: 2,957 (21.1%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 2,957 21.1%
Owner-Occupied 11,052 78.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 49417

In ZIP Code 49417, cost-burdened renters (households spending over 30% of income on housing): 1,313 (44.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,313 44.4%
Other renter households 1,644 55.6%
Total renter households 2,957 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 49417

Less than High School: 5,566 people (23.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,142 people (25.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,779 people (11.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 9,600 people (39.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 24,087


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.