ZIP Code 48312: Population, Income, Housing

State: MI

Total population: 34,401 Household income: $68,061 Rent: $1,213

Overview

Total population

34,401

Rent

$1,213

Year built

1972

Household income

$68,061

Per capita income

$36,539

Poverty rate

11.4%

Unemployment rate

N/A

Household size

2.5 persons

Rent over 30% of income

61.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Michigan

County

Macomb County

City

Sterling-Heights

Total population

34,401

Adults over 25

24,121

Total households

13,880

Household size

2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$68,061

Per capita income

$36,539

Poverty rate

11.4%

Unemployment rate

N/A

Rent over 30% of income

61.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,213

Year built

1972

Households that rent

25.4%

Households that own

74.6%

Rooms per home (all homes)

5.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

73.6%

Black

11%

Asian

9.2%

Two or more races

5.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

3.9%

Not Hispanic or Latino

96.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

13,864 (86%)

Commute time to work

26 mins

Work from home

2,248 (14%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

30.4%

High school graduate or GED

25.5%

Some college or associate degree

13.8%

Bachelor’s degree or higher

30.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 48312 with: Macomb County, MI Sterling Heights, MI Detroit metro area, MI Michigan United States

ZIP 48312

Total population34,401

Rent$1,213

Year built1972

Household income$68,061

Per capita income$36,539

Poverty rate11.4%

Unemployment rateN/A

Macomb County, MI

Total population879,853

Rent$1,211

Year built1975

Household income$77,837

Per capita income$40,619

Poverty rate10.4%

Unemployment rate4.7%

Sterling Heights, MI

Total population133,573

Rent$1,292

Year built1977

Household income$79,909

Per capita income$38,084

Poverty rate11.1%

Unemployment rate5.1%

Detroit Metro Area, MI

Total population4,376,828

Rent$1,207

Year built1968

Household income$76,664

Per capita income$43,384

Poverty rate13.6%

Unemployment rate4.5%

Michigan State

Total population10,077,761

Rent$1,129

Year built1972

Household income$72,875

Per capita income$40,735

Poverty rate13.2%

Unemployment rate4.7%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP48312	CountyMacomb, MI	CitySterling Heights, MI	Metro AreaDetroit metro area, MI	StateMichigan	CountryUnited States
Total population	34,401	879,853	133,573	4,376,828	10,077,761	334,922,499
Rent	$1,213	$1,211	$1,292	$1,207	$1,129	$1,413
Year built	1972	1975	1977	1968	1972	1980
Household income	$68,061	$77,837	$79,909	$76,664	$72,875	$80,734
Per capita income	$36,539	$40,619	$38,084	$43,384	$40,735	$44,673
Poverty rate	11.4%	10.4%	11.1%	13.6%	13.2%	12.5%
Unemployment rate	N/A	4.7%	5.1%	4.5%	4.7%	4%

View the full multi-level comparison →

Summary for 48312

Rent & Income

In 48312, the typical monthly rent is $1,213 and the typical household income is $68,061. Rent here is lower than Sterling Heights and higher than Michigan, and household income is lower than both Sterling Heights and Michigan. The estimated poverty rate is 11.4%, which is similar to the Sterling Heights rate and lower than the Michigan rate.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 25.4% of households. About 61.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 30.3% of adults holding a bachelor’s degree or higher.

ZIP 48312 — Rent vs Household Income

ZIP 48312 — Poverty

How ZIP 48312 compares in Michigan (88 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,213	43 / 88	from lower rent	$856 – $2,049
Household income	$68,061	47 / 88	from higher income	$30,680 – $131,558
Poverty rate	11.4%	39 / 88	from lower poverty	3.2% – 41.8%

Rankings are calculated among ZIP Codes in Michigan with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 48312

Rent

Looking at rent levels, ZIP Code 48312 places 43rd out of 88 ZIP Codes in Michigan. Throughout Michigan, numbers span from $856 in ZIP 48601 up to $2,049 in ZIP 48322.

Household income

In terms of earnings, this ZIP comes 47th out of 88 ZIP Codes. At the state level, values extend from $30,680 in ZIP 48228 up to $131,558 in ZIP 48178.

Poverty rate

In terms of poverty rate, ZIP Code 48312 comes 39th out of 88 ZIP Codes. In Michigan as a whole, the range goes from 3.2% in ZIP 48042 up to 41.8% in ZIP 48228.

💰 Rent in ZIP Code 48312 (with Utilities)

Estimated Monthly Rent: $1,213 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 48312

Annual Household Income: $68,061

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 48312

Estimated Rate: 11.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 48312

In ZIP Code 48312, households that rent: 3,525 (25.4%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	3,525	25.4%
Owner-Occupied	10,355	74.6%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 48312

In ZIP Code 48312, cost-burdened renters (households spending over 30% of income on housing): 2,153 (61.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,153	61.1%
Other renter households	1,372	38.9%
Total renter households	3,525	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 48312

Less than High School: 7,335 people (30.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,149 people (25.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,320 people (13.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,317 people (30.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 24,121

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.