ZIP Code 46902: Population, Income, Housing

State: IN

Total population: 37,017 Household income: $62,126 Rent: $955

Overview

Total population

37,017

Rent

$955

Year built

1974

Household income

$62,126

Per capita income

$36,632

Poverty rate

13.7%

Unemployment rate

N/A

Household size

2.2 persons

Rent over 30% of income

44.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Indiana

County

Howard County

City

Kokomo

Total population

37,017

Adults over 25

25,511

Total households

16,457

Household size

2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$62,126

Per capita income

$36,632

Poverty rate

13.7%

Unemployment rate

N/A

Rent over 30% of income

44.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$955

Year built

1974

Households that rent

33%

Households that own

67%

Rooms per home (all homes)

5.7

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

83.2%

Black

Asian

2.9%

Two or more races

4.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

3.3%

Not Hispanic or Latino

96.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

15,184 (94.2%)

Commute time to work

19 mins

Work from home

942 (5.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

30.1%

High school graduate or GED

37.4%

Some college or associate degree

11.1%

Bachelor’s degree or higher

21.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 46902 with: Howard County, IN Kokomo, IN Indiana United States

ZIP 46902

Total population37,017

Rent$955

Year built1974

Household income$62,126

Per capita income$36,632

Poverty rate13.7%

Unemployment rateN/A

Howard County, IN

Total population83,752

Rent$937

Year built1969

Household income$64,027

Per capita income$35,963

Poverty rate13.4%

Unemployment rate7.3%

Kokomo, IN

Total population59,122

Rent$939

Year built1967

Household income$55,360

Per capita income$32,594

Poverty rate17.1%

Unemployment rate7.9%

Indiana State

Total population6,851,073

Rent$1,062

Year built1976

Household income$71,957

Per capita income$38,351

Poverty rate12.3%

Unemployment rate4.2%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP46902	CountyHoward, IN	CityKokomo, IN	StateIndiana	CountryUnited States
Total population	37,017	83,752	59,122	6,851,073	334,922,499
Rent	$955	$937	$939	$1,062	$1,413
Year built	1974	1969	1967	1976	1980
Household income	$62,126	$64,027	$55,360	$71,957	$80,734
Per capita income	$36,632	$35,963	$32,594	$38,351	$44,673
Poverty rate	13.7%	13.4%	17.1%	12.3%	12.5%
Unemployment rate	N/A	7.3%	7.9%	4.2%	4%

View the full multi-level comparison →

Summary for 46902

Rent & Income

In 46902, the typical monthly rent is $955 and the typical household income is $62,126. Rent here is similar to Kokomo and lower than Indiana, and household income is higher than Kokomo and lower than Indiana. The estimated poverty rate is 13.7%, which is lower than the Kokomo rate but higher than the Indiana rate.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 33% of households. About 44.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 21.4% of adults holding a bachelor’s degree or higher.

ZIP 46902 — Rent vs Household Income

ZIP 46902 — Poverty

How ZIP 46902 compares in Indiana (62 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$955	5 / 62	from lower rent	$820 – $1,795
Household income	$62,126	44 / 62	from higher income	$49,195 – $177,679
Poverty rate	13.7%	39 / 62	from lower poverty	2% – 28.6%

Rankings are calculated among ZIP Codes in Indiana with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 46902

Rent

Looking at rent levels, ZIP Code 46902 places 5th out of 62 ZIP Codes in Indiana. Throughout Indiana, numbers span from $820 in ZIP 47374 up to $1,795 in ZIP 46077.

Household income

In terms of earnings, this ZIP comes 44th out of 62 ZIP Codes. At the state level, values extend from $49,195 in ZIP 46201 up to $177,679 in ZIP 46077.

Poverty rate

In terms of poverty rate, ZIP Code 46902 comes 39th out of 62 ZIP Codes. In Indiana as a whole, the range goes from 2% in ZIP 46033 up to 28.6% in ZIP 47906.

💰 Rent in ZIP Code 46902 (with Utilities)

Estimated Monthly Rent: $955 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 46902

Annual Household Income: $62,126

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 46902

Estimated Rate: 13.7%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 46902

In ZIP Code 46902, households that rent: 5,430 (33%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	5,430	33%
Owner-Occupied	11,027	67%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 46902

In ZIP Code 46902, cost-burdened renters (households spending over 30% of income on housing): 2,410 (44.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,410	44.4%
Other renter households	3,020	55.6%
Total renter households	5,430	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 46902

Less than High School: 7,668 people (30.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,548 people (37.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,828 people (11.1%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,467 people (21.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 25,511

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.