ZIP Code 46901: Population, Income, Housing

State: IN
Total population: 38,082 Household income: $60,495 Rent: $887

Overview

Total population
38,082
Rent
$887
Year built
1962
Household income
$60,495
Per capita income
$32,772
Poverty rate
16%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
46.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Indiana
County
Howard County
City
Kokomo
Total population
38,082
Adults over 25
26,135
Total households
15,817
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$60,495
Per capita income
$32,772
Poverty rate
16%
Unemployment rate
N/A
Rent over 30% of income
46.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$887
Year built
1962
Households that rent
30%
Households that own
70%
Rooms per home (all homes)
5.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
84.2%
Black
8.1%
Asian
0.3%
Two or more races
6.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
4.6%
Not Hispanic or Latino
95.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
14,485 (94.4%)
Commute time to work
21 mins
Work from home
858 (5.6%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
29.6%
High school graduate or GED
40.4%
Some college or associate degree
12.6%
Bachelor’s degree or higher
17.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 46901 with: Howard County, IN Indiana United States

ZIP 46901

Total population38,082
Rent$887
Year built1962
Household income$60,495
Per capita income$32,772
Poverty rate16%
Unemployment rateN/A

Howard County, IN

Total population83,752
Rent$937
Year built1969
Household income$64,027
Per capita income$35,963
Poverty rate13.4%
Unemployment rate7.3%

Indiana State

Total population6,851,073
Rent$1,062
Year built1976
Household income$71,957
Per capita income$38,351
Poverty rate12.3%
Unemployment rate4.2%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP46901 CountyHoward, INStateIndianaCountryUnited States
Total population38,08283,7526,851,073334,922,499
Rent$887$937$1,062$1,413
Year built1962196919761980
Household income$60,495$64,027$71,957$80,734
Per capita income$32,772$35,963$38,351$44,673
Poverty rate16%13.4%12.3%12.5%
Unemployment rateN/A7.3%4.2%4%

View the full multi-level comparison →

 

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Summary for 46901

Rent & Income

In 46901, the typical monthly rent is $887 and the typical household income is $60,495. Rent here is lower than Indiana, and household income is lower than Indiana. The estimated poverty rate is 16%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 30% of households. About 46.8% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 17.4% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.

 

ZIP 46901 — Rent vs Household Income

 

 

ZIP 46901 — Poverty

 

 

How ZIP 46901 compares in Indiana (62 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $887 2 / 62 from lower rent $820 – $1,795
Household income $60,495 46 / 62 from higher income $49,195 – $177,679
Poverty rate 16% 44 / 62 from lower poverty 2% – 28.6%

Rankings are calculated among ZIP Codes in Indiana with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 46901

Rent

In terms of rental prices, this ZIP stands 2nd out of 62 ZIP Codes in Indiana. Across Indiana, figures vary from $820 in ZIP 47374 up to $1,795 in ZIP 46077.

Household income

When comparing household incomes, ZIP Code 46901 stands 46th out of 62 ZIP Codes. Throughout Indiana, numbers span from $49,195 in ZIP 46201 up to $177,679 in ZIP 46077.

Poverty rate

Looking at poverty indicators, this ZIP stands 44th out of 62 ZIP Codes. At the state level, values extend from 2% in ZIP 46033 up to 28.6% in ZIP 47906.

 

💰 Rent in ZIP Code 46901 (with Utilities)

Estimated Monthly Rent: $887 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 46901

Annual Household Income: $60,495

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 46901

Estimated Rate: 16%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 46901

In ZIP Code 46901, households that rent: 4,749 (30%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 4,749 30%
Owner-Occupied 11,068 70%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 46901

In ZIP Code 46901, cost-burdened renters (households spending over 30% of income on housing): 2,223 (46.8%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,223 46.8%
Other renter households 2,526 53.2%
Total renter households 4,749 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 46901

Less than High School: 7,749 people (29.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 10,559 people (40.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,282 people (12.6%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 4,545 people (17.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 26,135

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.