ZIP Code 46835: Population, Income, Housing

State: IN
Total population: 38,166 Household income: $77,152 Rent: $1,170

Overview

Total population
38,166
Rent
$1,170
Year built
1982
Household income
$77,152
Per capita income
$38,729
Poverty rate
8.2%
Unemployment rate
N/A
Household size
2.5 persons
Rent over 30% of income
46.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Indiana
County
Allen County
City
Fort Wayne
Total population
38,166
Adults over 25
24,697
Total households
15,462
Household size
2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$77,152
Per capita income
$38,729
Poverty rate
8.2%
Unemployment rate
N/A
Rent over 30% of income
46.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,170
Year built
1982
Households that rent
26%
Households that own
74%
Rooms per home (all homes)
6.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
77.2%
Black
5.2%
Asian
4.7%
Two or more races
9.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
7.8%
Not Hispanic or Latino
92.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
16,746 (89.3%)
Commute time to work
22 mins
Work from home
2,012 (10.7%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
26.4%
High school graduate or GED
27.1%
Some college or associate degree
10.6%
Bachelor’s degree or higher
35.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 46835 with: Allen County, IN Fort Wayne metro area, IN Indiana United States

ZIP 46835

Total population38,166
Rent$1,170
Year built1982
Household income$77,152
Per capita income$38,729
Poverty rate8.2%
Unemployment rateN/A

Allen County, IN

Total population392,378
Rent$1,021
Year built1976
Household income$70,737
Per capita income$37,766
Poverty rate12.5%
Unemployment rate3.8%

Fort Wayne Metro Area, IN

Total population455,416
Rent$1,003
Year built1976
Household income$71,213
Per capita income$37,750
Poverty rate12%
Unemployment rate3.9%

Indiana State

Total population6,851,073
Rent$1,062
Year built1976
Household income$71,957
Per capita income$38,351
Poverty rate12.3%
Unemployment rate4.2%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP46835 CountyAllen, INMetro AreaFort Wayne metro area, INStateIndianaCountryUnited States
Total population38,166392,378455,4166,851,073334,922,499
Rent$1,170$1,021$1,003$1,062$1,413
Year built19821976197619761980
Household income$77,152$70,737$71,213$71,957$80,734
Per capita income$38,729$37,766$37,750$38,351$44,673
Poverty rate8.2%12.5%12%12.3%12.5%
Unemployment rateN/A3.8%3.9%4.2%4%

View the full multi-level comparison →

 

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Summary for 46835

Rent & Income

In 46835, the typical monthly rent is $1,170 and the typical household income is $77,152. Rent here is higher than Indiana, and household income is higher than Indiana. The estimated poverty rate is 8.2%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 26% of households. About 46.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 35.9% of adults holding a bachelor’s degree or higher.


 

ZIP 46835 — Rent vs Household Income

 


 

ZIP 46835 — Poverty

 


 

How ZIP 46835 compares in Indiana (62 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,170 35 / 62 from lower rent $820 – $1,795
Household income $77,152 26 / 62 from higher income $49,195 – $177,679
Poverty rate 8.2% 22 / 62 from lower poverty 2% – 28.6%

Rankings are calculated among ZIP Codes in Indiana with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 46835

Rent

When it comes to rent, ZIP Code 46835 ranks 35th out of 62 ZIP Codes in Indiana. Statewide, values range from $820 in ZIP 47374 up to $1,795 in ZIP 46077.

Household income

Income-wise, this area is placed 26th out of 62 ZIP Codes. Across Indiana, figures vary from $49,195 in ZIP 46201 up to $177,679 in ZIP 46077.

Poverty rate

When it comes to poverty, ZIP Code 46835 places 22nd out of 62 ZIP Codes. Throughout Indiana, numbers span from 2% in ZIP 46033 up to 28.6% in ZIP 47906.

 


💰 Rent in ZIP Code 46835 (with Utilities)

Estimated Monthly Rent: $1,170 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 46835

Annual Household Income: $77,152

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 46835

Estimated Rate: 8.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 46835

In ZIP Code 46835, households that rent: 4,024 (26%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 4,024 26%
Owner-Occupied 11,438 74%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 46835

In ZIP Code 46835, cost-burdened renters (households spending over 30% of income on housing): 1,855 (46.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,855 46.1%
Other renter households 2,169 53.9%
Total renter households 4,024 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 46835

Less than High School: 6,522 people (26.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,688 people (27.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,626 people (10.6%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 8,861 people (35.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 24,697


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.