ZIP Code 46368: Population, Income, Housing

State: IN

Total population: 40,301 Household income: $76,368 Rent: $1,241

Overview

Total population

40,301

Rent

$1,241

Year built

1980

Household income

$76,368

Per capita income

$37,176

Poverty rate

11.8%

Unemployment rate

N/A

Household size

2.5 persons

Rent over 30% of income

49.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Indiana

County

Porter County

City

Portage

Total population

40,301

Adults over 25

28,284

Total households

15,802

Household size

2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$76,368

Per capita income

$37,176

Poverty rate

11.8%

Unemployment rate

N/A

Rent over 30% of income

49.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,241

Year built

1980

Households that rent

26.6%

Households that own

73.4%

Rooms per home (all homes)

5.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

73.6%

Black

10%

Asian

1.2%

Two or more races

10.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

21%

Not Hispanic or Latino

79%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

17,903 (93.8%)

Commute time to work

27 mins

Work from home

1,176 (6.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

34.1%

High school graduate or GED

36.8%

Some college or associate degree

9.2%

Bachelor’s degree or higher

19.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 46368 with: Porter County, IN Chicago metro area, IL-IN Indiana United States

ZIP 46368

Total population40,301

Rent$1,241

Year built1980

Household income$76,368

Per capita income$37,176

Poverty rate11.8%

Unemployment rateN/A

Porter County, IN

Total population174,818

Rent$1,219

Year built1982

Household income$87,972

Per capita income$44,216

Poverty rate9.6%

Unemployment rate4.5%

Chicago Metro Area, IL-IN

Total population9,371,595

Rent$1,430

Year built1971

Household income$90,887

Per capita income$49,513

Poverty rate11.2%

Unemployment rate5.1%

Indiana State

Total population6,851,073

Rent$1,062

Year built1976

Household income$71,957

Per capita income$38,351

Poverty rate12.3%

Unemployment rate4.2%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP46368	CountyPorter, IN	Metro AreaChicago metro area, IL-IN	StateIndiana	CountryUnited States
Total population	40,301	174,818	9,371,595	6,851,073	334,922,499
Rent	$1,241	$1,219	$1,430	$1,062	$1,413
Year built	1980	1982	1971	1976	1980
Household income	$76,368	$87,972	$90,887	$71,957	$80,734
Per capita income	$37,176	$44,216	$49,513	$38,351	$44,673
Poverty rate	11.8%	9.6%	11.2%	12.3%	12.5%
Unemployment rate	N/A	4.5%	5.1%	4.2%	4%

View the full multi-level comparison →

Summary for 46368

Rent & Income

In 46368, the typical monthly rent is $1,241 and the typical household income is $76,368. Rent here is higher than Indiana, and household income is higher than Indiana. The estimated poverty rate is 11.8%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 26.6% of households. About 49.8% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 19.8% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.

ZIP 46368 — Rent vs Household Income

ZIP 46368 — Poverty

How ZIP 46368 compares in Indiana (62 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,241	42 / 62	from lower rent	$820 – $1,795
Household income	$76,368	27 / 62	from higher income	$49,195 – $177,679
Poverty rate	11.8%	32 / 62	from lower poverty	2% – 28.6%

Rankings are calculated among ZIP Codes in Indiana with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 46368

Rent

Rent-wise, this area comes 42nd out of 62 ZIP Codes in Indiana. At the state level, values extend from $820 in ZIP 47374 up to $1,795 in ZIP 46077.

Household income

Looking at income levels, ZIP Code 46368 holds the 27th out of 62 ZIP Codes. In Indiana as a whole, the range goes from $49,195 in ZIP 46201 up to $177,679 in ZIP 46077.

Poverty rate

Regarding poverty rate, ZIP Code 46368 ranks 32nd out of 62 ZIP Codes. Statewide, values range from 2% in ZIP 46033 up to 28.6% in ZIP 47906.

💰 Rent in ZIP Code 46368 (with Utilities)

Estimated Monthly Rent: $1,241 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 46368

Annual Household Income: $76,368

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 46368

Estimated Rate: 11.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 46368

In ZIP Code 46368, households that rent: 4,210 (26.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,210	26.6%
Owner-Occupied	11,592	73.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 46368

In ZIP Code 46368, cost-burdened renters (households spending over 30% of income on housing): 2,098 (49.8%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,098	49.8%
Other renter households	2,112	50.2%
Total renter households	4,210	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 46368

Less than High School: 9,653 people (34.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 10,418 people (36.8%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,613 people (9.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,600 people (19.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 28,284

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.