ZIP Code 46360: Population, Income, Housing

State: IN

Total population: 43,817 Household income: $59,266 Rent: $976

Overview

Total population

43,817

Rent

$976

Year built

1964

Household income

$59,266

Per capita income

$34,689

Poverty rate

17.3%

Unemployment rate

N/A

Household size

2.2 persons

Rent over 30% of income

42.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Indiana

County

LaPorte County

City

Michigan City

Total population

43,817

Adults over 25

31,527

Total households

18,269

Household size

2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$59,266

Per capita income

$34,689

Poverty rate

17.3%

Unemployment rate

N/A

Rent over 30% of income

42.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$976

Year built

1964

Households that rent

31.8%

Households that own

68.2%

Rooms per home (all homes)

5.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

68.7%

Black

20.3%

Asian

0.8%

Two or more races

7.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

7.7%

Not Hispanic or Latino

92.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

16,229 (91.8%)

Commute time to work

22 mins

Work from home

1,456 (8.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

28.5%

High school graduate or GED

38.9%

Some college or associate degree

8.8%

Bachelor’s degree or higher

23.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 46360 with: LaPorte County, IN Indiana United States

ZIP 46360

Total population43,817

Rent$976

Year built1964

Household income$59,266

Per capita income$34,689

Poverty rate17.3%

Unemployment rateN/A

LaPorte County, IN

Total population111,917

Rent$976

Year built1969

Household income$71,055

Per capita income$35,395

Poverty rate13.6%

Unemployment rate4.7%

Indiana State

Total population6,851,073

Rent$1,062

Year built1976

Household income$71,957

Per capita income$38,351

Poverty rate12.3%

Unemployment rate4.2%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP46360	CountyLaPorte, IN	StateIndiana	CountryUnited States
Total population	43,817	111,917	6,851,073	334,922,499
Rent	$976	$976	$1,062	$1,413
Year built	1964	1969	1976	1980
Household income	$59,266	$71,055	$71,957	$80,734
Per capita income	$34,689	$35,395	$38,351	$44,673
Poverty rate	17.3%	13.6%	12.3%	12.5%
Unemployment rate	N/A	4.7%	4.2%	4%

View the full multi-level comparison →

Summary for 46360

Rent & Income

In 46360, the typical monthly rent is $976 and the typical household income is $59,266. Rent here is lower than Indiana, and household income is lower than Indiana. The estimated poverty rate is 17.3%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 31.8% of households. About 42.8% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 23.8% of adults holding a bachelor’s degree or higher.

ZIP 46360 — Rent vs Household Income

ZIP 46360 — Poverty

How ZIP 46360 compares in Indiana (62 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$976	9 / 62	from lower rent	$820 – $1,795
Household income	$59,266	48 / 62	from higher income	$49,195 – $177,679
Poverty rate	17.3%	50 / 62	from lower poverty	2% – 28.6%

Rankings are calculated among ZIP Codes in Indiana with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 46360

Rent

When it comes to rent, ZIP Code 46360 ranks 9th out of 62 ZIP Codes in Indiana. Statewide, values range from $820 in ZIP 47374 up to $1,795 in ZIP 46077.

Household income

Income-wise, this area is placed 48th out of 62 ZIP Codes. Across Indiana, figures vary from $49,195 in ZIP 46201 up to $177,679 in ZIP 46077.

Poverty rate

When it comes to poverty, ZIP Code 46360 places 50th out of 62 ZIP Codes. Throughout Indiana, numbers span from 2% in ZIP 46033 up to 28.6% in ZIP 47906.

💰 Rent in ZIP Code 46360 (with Utilities)

Estimated Monthly Rent: $976 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 46360

Annual Household Income: $59,266

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 46360

Estimated Rate: 17.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 46360

In ZIP Code 46360, households that rent: 5,807 (31.8%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	5,807	31.8%
Owner-Occupied	12,462	68.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 46360

In ZIP Code 46360, cost-burdened renters (households spending over 30% of income on housing): 2,487 (42.8%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,487	42.8%
Other renter households	3,320	57.2%
Total renter households	5,807	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 46360

Less than High School: 8,988 people (28.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 12,266 people (38.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,775 people (8.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,498 people (23.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 31,527

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.