ZIP Code 46239: Population, Income, Housing

State: IN

Total population: 33,931 Household income: $100,331 Rent: $1,517

Overview

Total population

33,931

Rent

$1,517

Year built

2002

Household income

$100,331

Per capita income

$37,174

Poverty rate

7.7%

Unemployment rate

N/A

Household size

2.8 persons

Rent over 30% of income

41.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Indiana

County

Marion County

City

Indianapolis

Total population

33,931

Adults over 25

21,223

Total households

11,961

Household size

2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$100,331

Per capita income

$37,174

Poverty rate

7.7%

Unemployment rate

N/A

Rent over 30% of income

41.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,517

Year built

2002

Households that rent

17.6%

Households that own

82.4%

Rooms per home (all homes)

6.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

55.9%

Black

25.5%

Asian

6.4%

Two or more races

8.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

8.4%

Not Hispanic or Latino

91.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

15,311 (89.2%)

Commute time to work

27 mins

Work from home

1,858 (10.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

28.6%

High school graduate or GED

23.5%

Some college or associate degree

9.9%

Bachelor’s degree or higher

38%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 46239 with: Marion County, IN Indianapolis (balance), IN Indianapolis metro area, IN Indiana United States

ZIP 46239

Total population33,931

Rent$1,517

Year built2002

Household income$100,331

Per capita income$37,174

Poverty rate7.7%

Unemployment rateN/A

Marion County, IN

Total population975,809

Rent$1,153

Year built1973

Household income$66,346

Per capita income$37,704

Poverty rate15.3%

Unemployment rate4%

Indianapolis (balance), IN

Total population885,860

Rent$1,156

Year built1973

Household income$66,219

Per capita income$37,680

Poverty rate15.8%

Unemployment rate4.1%

Indianapolis Metro Area, IN

Total population2,130,055

Rent$1,191

Year built1983

Household income$79,852

Per capita income$43,743

Poverty rate10.7%

Unemployment rate3.9%

Indiana State

Total population6,851,073

Rent$1,062

Year built1976

Household income$71,957

Per capita income$38,351

Poverty rate12.3%

Unemployment rate4.2%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP46239	CountyMarion, IN	CityIndianapolis (balance), IN	Metro AreaIndianapolis metro area, IN	StateIndiana	CountryUnited States
Total population	33,931	975,809	885,860	2,130,055	6,851,073	334,922,499
Rent	$1,517	$1,153	$1,156	$1,191	$1,062	$1,413
Year built	2002	1973	1973	1983	1976	1980
Household income	$100,331	$66,346	$66,219	$79,852	$71,957	$80,734
Per capita income	$37,174	$37,704	$37,680	$43,743	$38,351	$44,673
Poverty rate	7.7%	15.3%	15.8%	10.7%	12.3%	12.5%
Unemployment rate	N/A	4%	4.1%	3.9%	4.2%	4%

View the full multi-level comparison →

Summary for 46239

Rent & Income

In 46239, the typical monthly rent is $1,517 and the typical household income is $100,331. Rent here is higher than in both Indianapolis (balance) and Indiana, and household income is also higher than in both. The estimated poverty rate is 7.7%, which is lower than in both Indianapolis (balance) and Indiana.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 17.6% of households. About 41.9% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 38% of adults holding a bachelor’s degree or higher.

ZIP 46239 — Rent vs Household Income

ZIP 46239 — Poverty

How ZIP 46239 compares in Indiana (62 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,517	55 / 62	from lower rent	$820 – $1,795
Household income	$100,331	13 / 62	from higher income	$49,195 – $177,679
Poverty rate	7.7%	19 / 62	from lower poverty	2% – 28.6%

Rankings are calculated among ZIP Codes in Indiana with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 46239

Rent

For rent, this ZIP is positioned 55th out of 62 ZIP Codes in Indiana. In Indiana as a whole, the range goes from $820 in ZIP 47374 up to $1,795 in ZIP 46077.

Household income

For household income, ZIP Code 46239 ranks 13th out of 62 ZIP Codes. Statewide, values range from $49,195 in ZIP 46201 up to $177,679 in ZIP 46077.

Poverty rate

For poverty levels, this ZIP is positioned 19th out of 62 ZIP Codes. Across Indiana, figures vary from 2% in ZIP 46033 up to 28.6% in ZIP 47906.

💰 Rent in ZIP Code 46239 (with Utilities)

Estimated Monthly Rent: $1,517 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 46239

Annual Household Income: $100,331

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 46239

Estimated Rate: 7.7%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 46239

In ZIP Code 46239, households that rent: 2,108 (17.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	2,108	17.6%
Owner-Occupied	9,853	82.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 46239

In ZIP Code 46239, cost-burdened renters (households spending over 30% of income on housing): 883 (41.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	883	41.9%
Other renter households	1,225	58.1%
Total renter households	2,108	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 46239

Less than High School: 6,077 people (28.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 4,986 people (23.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,100 people (9.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 8,060 people (38%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 21,223

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.