ZIP Code 46226: Population, Income, Housing

State: IN
Total population: 47,099 Household income: $50,325 Rent: $1,133

Overview

Total population
47,099
Rent
$1,133
Year built
1966
Household income
$50,325
Per capita income
$27,343
Poverty rate
17.8%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
51.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Indiana
County
Marion County
City
Indianapolis
Total population
47,099
Adults over 25
29,210
Total households
19,447
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$50,325
Per capita income
$27,343
Poverty rate
17.8%
Unemployment rate
N/A
Rent over 30% of income
51.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,133
Year built
1966
Households that rent
53.8%
Households that own
46.2%
Rooms per home (all homes)
5.2

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
26%
Black
54.2%
Asian
1.7%
Two or more races
10.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
17.6%
Not Hispanic or Latino
82.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
18,551 (85.2%)
Commute time to work
24 mins
Work from home
3,235 (14.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
33.1%
High school graduate or GED
31.8%
Some college or associate degree
10.9%
Bachelor’s degree or higher
24.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 46226 with: Marion County, IN Indianapolis (balance), IN Indianapolis metro area, IN Indiana United States

ZIP 46226

Total population47,099
Rent$1,133
Year built1966
Household income$50,325
Per capita income$27,343
Poverty rate17.8%
Unemployment rateN/A

Marion County, IN

Total population975,809
Rent$1,153
Year built1973
Household income$66,346
Per capita income$37,704
Poverty rate15.3%
Unemployment rate4%

Indianapolis (balance), IN

Total population885,860
Rent$1,156
Year built1973
Household income$66,219
Per capita income$37,680
Poverty rate15.8%
Unemployment rate4.1%

Indianapolis Metro Area, IN

Total population2,130,055
Rent$1,191
Year built1983
Household income$79,852
Per capita income$43,743
Poverty rate10.7%
Unemployment rate3.9%

Indiana State

Total population6,851,073
Rent$1,062
Year built1976
Household income$71,957
Per capita income$38,351
Poverty rate12.3%
Unemployment rate4.2%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP46226 CountyMarion, INCityIndianapolis (balance), INMetro AreaIndianapolis metro area, INStateIndianaCountryUnited States
Total population47,099975,809885,8602,130,0556,851,073334,922,499
Rent$1,133$1,153$1,156$1,191$1,062$1,413
Year built196619731973198319761980
Household income$50,325$66,346$66,219$79,852$71,957$80,734
Per capita income$27,343$37,704$37,680$43,743$38,351$44,673
Poverty rate17.8%15.3%15.8%10.7%12.3%12.5%
Unemployment rateN/A4%4.1%3.9%4.2%4%

View the full multi-level comparison →

 

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Summary for 46226

Rent & Income

In 46226, the typical monthly rent is $1,133 and the typical household income is $50,325. Rent here is similar to Indianapolis (balance) and higher than Indiana, and household income is lower than both Indianapolis (balance) and Indiana. The estimated poverty rate is 17.8%, which is higher than in both Indianapolis (balance) and Indiana.

Housing & Affordability

Renters make up about 53.8% of households, indicating a relatively balanced mix of renters and owners. About 51.5% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 24.3% of adults holding a bachelor’s degree or higher.


 

ZIP 46226 — Rent vs Household Income

 


 

ZIP 46226 — Poverty

 


 

How ZIP 46226 compares in Indiana (62 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,133 29 / 62 from lower rent $820 – $1,795
Household income $50,325 61 / 62 from higher income $49,195 – $177,679
Poverty rate 17.8% 51 / 62 from lower poverty 2% – 28.6%

Rankings are calculated among ZIP Codes in Indiana with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 46226

Rent

In terms of rental prices, this ZIP stands 29th out of 62 ZIP Codes in Indiana. Across Indiana, figures vary from $820 in ZIP 47374 up to $1,795 in ZIP 46077.

Household income

When comparing household incomes, ZIP Code 46226 stands 61st out of 62 ZIP Codes. Throughout Indiana, numbers span from $49,195 in ZIP 46201 up to $177,679 in ZIP 46077.

Poverty rate

Looking at poverty indicators, this ZIP stands 51st out of 62 ZIP Codes. At the state level, values extend from 2% in ZIP 46033 up to 28.6% in ZIP 47906.

 


💰 Rent in ZIP Code 46226 (with Utilities)

Estimated Monthly Rent: $1,133 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 46226

Annual Household Income: $50,325

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 46226

Estimated Rate: 17.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 46226

In ZIP Code 46226, households that rent: 10,454 (53.8%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 10,454 53.8%
Owner-Occupied 8,993 46.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 46226

In ZIP Code 46226, cost-burdened renters (households spending over 30% of income on housing): 5,386 (51.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 5,386 51.5%
Other renter households 5,068 48.5%
Total renter households 10,454 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 46226

Less than High School: 9,669 people (33.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,276 people (31.8%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,180 people (10.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,085 people (24.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,210


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.