ZIP Code 45014: Population, Income, Housing

State: OH
Total population: 45,773 Household income: $75,661 Rent: $1,235

Overview

Total population
45,773
Rent
$1,235
Year built
1978
Household income
$75,661
Per capita income
$40,041
Poverty rate
8.8%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
46.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Ohio
County
Butler County
City
Fairfield
Total population
45,773
Adults over 25
31,643
Total households
18,888
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$75,661
Per capita income
$40,041
Poverty rate
8.8%
Unemployment rate
N/A
Rent over 30% of income
46.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,235
Year built
1978
Households that rent
37.2%
Households that own
62.8%
Rooms per home (all homes)
5.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
61.8%
Black
14.6%
Asian
7.2%
Two or more races
10.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
11.1%
Not Hispanic or Latino
88.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
21,046 (89.7%)
Commute time to work
24 mins
Work from home
2,421 (10.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
28.9%
High school graduate or GED
30.8%
Some college or associate degree
10.2%
Bachelor’s degree or higher
30.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 45014 with: Butler County, OH Cincinnati metro area, OH-KY-IN Ohio United States

ZIP 45014

Total population45,773
Rent$1,235
Year built1978
Household income$75,661
Per capita income$40,041
Poverty rate8.8%
Unemployment rateN/A

Butler County, OH

Total population392,876
Rent$1,135
Year built1979
Household income$81,590
Per capita income$40,027
Poverty rate11.8%
Unemployment rate4.1%

Cincinnati Metro Area, OH-KY-IN

Total population2,270,706
Rent$1,105
Year built1976
Household income$81,120
Per capita income$44,674
Poverty rate11.8%
Unemployment rate4.2%

Ohio State

Total population11,810,293
Rent$1,034
Year built1970
Household income$71,389
Per capita income$40,552
Poverty rate13.3%
Unemployment rate4.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP45014 CountyButler, OHMetro AreaCincinnati metro area, OH-KY-INStateOhioCountryUnited States
Total population45,773392,8762,270,70611,810,293334,922,499
Rent$1,235$1,135$1,105$1,034$1,413
Year built19781979197619701980
Household income$75,661$81,590$81,120$71,389$80,734
Per capita income$40,041$40,027$44,674$40,552$44,673
Poverty rate8.8%11.8%11.8%13.3%12.5%
Unemployment rateN/A4.1%4.2%4.3%4%

View the full multi-level comparison →

 

Loading...

 

Summary for 45014

Rent & Income

In 45014, the typical monthly rent is $1,235 and the typical household income is $75,661. Rent here is higher than Ohio, and household income is higher than Ohio. The estimated poverty rate is 8.8%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 37.2% of households. About 46.6% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 30.2% of adults holding a bachelor’s degree or higher.

 

ZIP 45014 — Rent vs Household Income

 

 

ZIP 45014 — Poverty

 

 

How ZIP 45014 compares in Ohio (100 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,235 72 / 100 from lower rent $807 – $1,811
Household income $75,661 49 / 100 from higher income $40,906 – $154,683
Poverty rate 8.8% 40 / 100 from lower poverty 2.4% – 43.8%

Rankings are calculated among ZIP Codes in Ohio with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 45014

Rent

For rent, this ZIP is positioned 72nd out of 100 ZIP Codes in Ohio. In Ohio as a whole, the range goes from $807 in ZIP 44512 up to $1,811 in ZIP 45040.

Household income

For household income, ZIP Code 45014 ranks 49th out of 100 ZIP Codes. Statewide, values range from $40,906 in ZIP 44105 up to $154,683 in ZIP 43035.

Poverty rate

For poverty levels, this ZIP is positioned 40th out of 100 ZIP Codes. Across Ohio, figures vary from 2.4% in ZIP 43065 up to 43.8% in ZIP 43201.

 

💰 Rent in ZIP Code 45014 (with Utilities)

Estimated Monthly Rent: $1,235 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 45014

Annual Household Income: $75,661

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 45014

Estimated Rate: 8.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 45014

In ZIP Code 45014, households that rent: 7,024 (37.2%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 7,024 37.2%
Owner-Occupied 11,864 62.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 45014

In ZIP Code 45014, cost-burdened renters (households spending over 30% of income on housing): 3,276 (46.6%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,276 46.6%
Other renter households 3,748 53.4%
Total renter households 7,024 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 45014

Less than High School: 9,133 people (28.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,747 people (30.8%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,221 people (10.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 9,542 people (30.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 31,643

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.