ZIP Code 42301: Population, Income, Housing

State: KY
Total population: 45,445 Household income: $66,885 Rent: $876

Overview

Total population
45,445
Rent
$876
Year built
1975
Household income
$66,885
Per capita income
$32,914
Poverty rate
14.2%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
38.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Kentucky
County
Daviess County
City
Owensboro
Total population
45,445
Adults over 25
29,854
Total households
18,381
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$66,885
Per capita income
$32,914
Poverty rate
14.2%
Unemployment rate
N/A
Rent over 30% of income
38.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$876
Year built
1975
Households that rent
37%
Households that own
63%
Rooms per home (all homes)
5.7

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
82.3%
Black
6.5%
Asian
2.9%
Two or more races
5.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
4.7%
Not Hispanic or Latino
95.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
19,899 (93.8%)
Commute time to work
19 mins
Work from home
1,317 (6.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
27.3%
High school graduate or GED
33.4%
Some college or associate degree
12.8%
Bachelor’s degree or higher
26.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 42301 with: Daviess County, KY Kentucky United States

ZIP 42301

Total population45,445
Rent$876
Year built1975
Household income$66,885
Per capita income$32,914
Poverty rate14.2%
Unemployment rateN/A

Daviess County, KY

Total population103,648
Rent$918
Year built1977
Household income$68,214
Per capita income$36,554
Poverty rate14.7%
Unemployment rate4.9%

Kentucky State

Total population4,534,824
Rent$967
Year built1982
Household income$63,726
Per capita income$35,821
Poverty rate16.1%
Unemployment rate5.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP42301 CountyDaviess, KYStateKentuckyCountryUnited States
Total population45,445103,6484,534,824334,922,499
Rent$876$918$967$1,413
Year built1975197719821980
Household income$66,885$68,214$63,726$80,734
Per capita income$32,914$36,554$35,821$44,673
Poverty rate14.2%14.7%16.1%12.5%
Unemployment rateN/A4.9%5.1%4%

View the full multi-level comparison →

 

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Summary for 42301

Rent & Income

In 42301, the typical monthly rent is $876 and the typical household income is $66,885. Rent here is lower than Kentucky, and household income is similar to Kentucky. The estimated poverty rate is 14.2%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 37% of households. Around 38.5% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is moderate, with about 26.5% of adults holding a bachelor’s degree or higher.

 

ZIP 42301 — Rent vs Household Income

 

 

ZIP 42301 — Poverty

 

 

How ZIP 42301 compares in Kentucky (37 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $876 4 / 37 from lower rent $747 – $1,688
Household income $66,885 21 / 37 from higher income $47,204 – $122,948
Poverty rate 14.2% 22 / 37 from lower poverty 5.1% – 25.2%

Rankings are calculated among ZIP Codes in Kentucky with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 42301

Rent

In terms of rental prices, this ZIP stands 4th out of 37 ZIP Codes in Kentucky. Across Kentucky, figures vary from $747 in ZIP 40701 up to $1,688 in ZIP 40245.

Household income

When comparing household incomes, ZIP Code 42301 stands 21st out of 37 ZIP Codes. Throughout Kentucky, numbers span from $47,204 in ZIP 40701 up to $122,948 in ZIP 40245.

Poverty rate

Looking at poverty indicators, this ZIP stands 22nd out of 37 ZIP Codes. At the state level, values extend from 5.1% in ZIP 40241 up to 25.2% in ZIP 42101.

 

💰 Rent in ZIP Code 42301 (with Utilities)

Estimated Monthly Rent: $876 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 42301

Annual Household Income: $66,885

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 42301

Estimated Rate: 14.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 42301

In ZIP Code 42301, households that rent: 6,810 (37%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 6,810 37%
Owner-Occupied 11,571 63%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 42301

In ZIP Code 42301, cost-burdened renters (households spending over 30% of income on housing): 2,622 (38.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,622 38.5%
Other renter households 4,188 61.5%
Total renter households 6,810 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 42301

Less than High School: 8,154 people (27.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,970 people (33.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,815 people (12.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,915 people (26.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,854

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.