ZIP Code 42240: Population, Income, Housing

State: KY
Total population: 41,415 Household income: $51,534 Rent: $893

Overview

Total population
41,415
Rent
$893
Year built
1978
Household income
$51,534
Per capita income
$28,373
Poverty rate
18.6%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
40.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Kentucky
County
Christian County
City
Hopkinsville
Total population
41,415
Adults over 25
26,248
Total households
16,391
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$51,534
Per capita income
$28,373
Poverty rate
18.6%
Unemployment rate
N/A
Rent over 30% of income
40.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$893
Year built
1978
Households that rent
46.8%
Households that own
53.2%
Rooms per home (all homes)
5.2

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
67.1%
Black
22.2%
Asian
0.8%
Two or more races
8.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
4.9%
Not Hispanic or Latino
95.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
15,755 (95.3%)
Commute time to work
22 mins
Work from home
775 (4.7%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
30.2%
High school graduate or GED
32.9%
Some college or associate degree
15.3%
Bachelor’s degree or higher
21.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 42240 with: Christian County, KY Clarksville metro area, TN-KY Kentucky United States

ZIP 42240

Total population41,415
Rent$893
Year built1978
Household income$51,534
Per capita income$28,373
Poverty rate18.6%
Unemployment rateN/A

Christian County, KY

Total population72,069
Rent$1,040
Year built1983
Household income$55,494
Per capita income$27,039
Poverty rate17.1%
Unemployment rate6%

Clarksville Metro Area, TN-KY

Total population334,564
Rent$1,207
Year built1994
Household income$68,967
Per capita income$33,014
Poverty rate13.1%
Unemployment rate4.1%

Kentucky State

Total population4,534,824
Rent$967
Year built1982
Household income$63,726
Per capita income$35,821
Poverty rate16.1%
Unemployment rate5.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP42240 CountyChristian, KYMetro AreaClarksville metro area, TN-KYStateKentuckyCountryUnited States
Total population41,41572,069334,5644,534,824334,922,499
Rent$893$1,040$1,207$967$1,413
Year built19781983199419821980
Household income$51,534$55,494$68,967$63,726$80,734
Per capita income$28,373$27,039$33,014$35,821$44,673
Poverty rate18.6%17.1%13.1%16.1%12.5%
Unemployment rateN/A6%4.1%5.1%4%

View the full multi-level comparison →

 

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Summary for 42240

Rent & Income

In 42240, the typical monthly rent is $893 and the typical household income is $51,534. Rent here is lower than Kentucky, and household income is lower than Kentucky. The estimated poverty rate is 18.6%.

Housing & Affordability

Renters make up about 46.8% of households, indicating a relatively balanced mix of renters and owners. About 40.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 21.5% of adults holding a bachelor’s degree or higher.

 

ZIP 42240 — Rent vs Household Income

 

 

ZIP 42240 — Poverty

 

 

How ZIP 42240 compares in Kentucky (37 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $893 6 / 37 from lower rent $747 – $1,688
Household income $51,534 34 / 37 from higher income $47,204 – $122,948
Poverty rate 18.6% 32 / 37 from lower poverty 5.1% – 25.2%

Rankings are calculated among ZIP Codes in Kentucky with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 42240

Rent

When it comes to rent, ZIP Code 42240 ranks 6th out of 37 ZIP Codes in Kentucky. Statewide, values range from $747 in ZIP 40701 up to $1,688 in ZIP 40245.

Household income

Income-wise, this area is placed 34th out of 37 ZIP Codes. Across Kentucky, figures vary from $47,204 in ZIP 40701 up to $122,948 in ZIP 40245.

Poverty rate

When it comes to poverty, ZIP Code 42240 places 32nd out of 37 ZIP Codes. Throughout Kentucky, numbers span from 5.1% in ZIP 40241 up to 25.2% in ZIP 42101.

 

💰 Rent in ZIP Code 42240 (with Utilities)

Estimated Monthly Rent: $893 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 42240

Annual Household Income: $51,534

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 42240

Estimated Rate: 18.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 42240

In ZIP Code 42240, households that rent: 7,668 (46.8%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 7,668 46.8%
Owner-Occupied 8,723 53.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 42240

In ZIP Code 42240, cost-burdened renters (households spending over 30% of income on housing): 3,094 (40.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,094 40.3%
Other renter households 4,574 59.7%
Total renter households 7,668 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 42240

Less than High School: 7,934 people (30.2%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,642 people (32.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,027 people (15.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,645 people (21.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 26,248

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.