ZIP Code 39564: Population, Income, Housing

State: MS
Total population: 43,240 Household income: $78,596 Rent: $1,370

Overview

Total population
43,240
Rent
$1,370
Year built
1990
Household income
$78,596
Per capita income
$41,542
Poverty rate
6.3%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
34.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Mississippi
County
Jackson County
City
Ocean Springs
Total population
43,240
Adults over 25
30,079
Total households
18,027
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$78,596
Per capita income
$41,542
Poverty rate
6.3%
Unemployment rate
N/A
Rent over 30% of income
34.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,370
Year built
1990
Households that rent
27.8%
Households that own
72.2%
Rooms per home (all homes)
5.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
76%
Black
8.8%
Asian
3.2%
Two or more races
8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
9.1%
Not Hispanic or Latino
90.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
19,151 (90.3%)
Commute time to work
26 mins
Work from home
2,055 (9.7%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
25.7%
High school graduate or GED
18.3%
Some college or associate degree
15%
Bachelor’s degree or higher
41%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 39564 with: Jackson County, MS Gulfport metro area, MS Mississippi United States

ZIP 39564

Total population43,240
Rent$1,370
Year built1990
Household income$78,596
Per capita income$41,542
Poverty rate6.3%
Unemployment rateN/A

Jackson County, MS

Total population145,249
Rent$1,101
Year built1984
Household income$66,201
Per capita income$35,389
Poverty rate13.8%
Unemployment rate3.4%

Gulfport Metro Area, MS

Total population421,201
Rent$1,097
Year built1992
Household income$62,418
Per capita income$34,345
Poverty rate15.6%
Unemployment rate2.9%

Mississippi State

Total population2,946,779
Rent$954
Year built1986
Household income$56,447
Per capita income$31,549
Poverty rate18.9%
Unemployment rate3.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP39564 CountyJackson, MSMetro AreaGulfport metro area, MSStateMississippiCountryUnited States
Total population43,240145,249421,2012,946,779334,922,499
Rent$1,370$1,101$1,097$954$1,413
Year built19901984199219861980
Household income$78,596$66,201$62,418$56,447$80,734
Per capita income$41,542$35,389$34,345$31,549$44,673
Poverty rate6.3%13.8%15.6%18.9%12.5%
Unemployment rateN/A3.4%2.9%3.1%4%

View the full multi-level comparison →

 

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Summary for 39564

Rent & Income

In 39564, the typical monthly rent is $1,370 and the typical household income is $78,596. Rent here is higher than Mississippi, and household income is higher than Mississippi. The estimated poverty rate is 6.3%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 27.8% of households. Around 34.9% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is high, with about 41% of adults holding a bachelor’s degree or higher.

 

ZIP 39564 — Rent vs Household Income

 

 

ZIP 39564 — Poverty

 

 

How ZIP 39564 compares in Mississippi (14 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,370 10 / 14 from lower rent $922 – $1,829
Household income $78,596 6 / 14 from higher income $41,127 – $125,506
Poverty rate 6.3% 4 / 14 from lower poverty 3.5% – 31.1%

Rankings are calculated among ZIP Codes in Mississippi with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 39564

Rent

For rent, this ZIP is positioned 10th out of 14 ZIP Codes in Mississippi. In Mississippi as a whole, the range goes from $922 in ZIP 39759 up to $1,829 in ZIP 38654.

Household income

For household income, ZIP Code 39564 ranks 6th out of 14 ZIP Codes. Statewide, values range from $41,127 in ZIP 39401 up to $125,506 in ZIP 39110.

Poverty rate

For poverty levels, this ZIP is positioned 4th out of 14 ZIP Codes. Across Mississippi, figures vary from 3.5% in ZIP 39110 up to 31.1% in ZIP 39401.

 

💰 Rent in ZIP Code 39564 (with Utilities)

Estimated Monthly Rent: $1,370 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 39564

Annual Household Income: $78,596

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 39564

Estimated Rate: 6.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 39564

In ZIP Code 39564, households that rent: 5,010 (27.8%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 5,010 27.8%
Owner-Occupied 13,017 72.2%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 39564

In ZIP Code 39564, cost-burdened renters (households spending over 30% of income on housing): 1,747 (34.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,747 34.9%
Other renter households 3,263 65.1%
Total renter households 5,010 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 39564

Less than High School: 7,745 people (25.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,493 people (18.3%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,522 people (15%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 12,319 people (41%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 30,079

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.