ZIP Code 39532: Population, Income, Housing

State: MS
Total population: 36,662 Household income: $68,710 Rent: $1,194

Overview

Total population
36,662
Rent
$1,194
Year built
2000
Household income
$68,710
Per capita income
$34,073
Poverty rate
12.8%
Unemployment rate
N/A
Household size
2.6 persons
Rent over 30% of income
48.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Mississippi
County
Harrison County
City
Biloxi
Total population
36,662
Adults over 25
24,622
Total households
14,197
Household size
2.6 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$68,710
Per capita income
$34,073
Poverty rate
12.8%
Unemployment rate
N/A
Rent over 30% of income
48.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,194
Year built
2000
Households that rent
36.7%
Households that own
63.3%
Rooms per home (all homes)
5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
69.1%
Black
14.7%
Asian
4.1%
Two or more races
10.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
6.6%
Not Hispanic or Latino
93.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
15,519 (92.9%)
Commute time to work
23 mins
Work from home
1,185 (7.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
30.5%
High school graduate or GED
24.1%
Some college or associate degree
16.5%
Bachelor’s degree or higher
28.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 39532 with: Harrison County, MS Gulfport metro area, MS Mississippi United States

ZIP 39532

Total population36,662
Rent$1,194
Year built2000
Household income$68,710
Per capita income$34,073
Poverty rate12.8%
Unemployment rateN/A

Harrison County, MS

Total population210,891
Rent$1,115
Year built1994
Household income$59,479
Per capita income$33,062
Poverty rate17.1%
Unemployment rate3.3%

Gulfport Metro Area, MS

Total population421,201
Rent$1,097
Year built1992
Household income$62,418
Per capita income$34,345
Poverty rate15.6%
Unemployment rate2.9%

Mississippi State

Total population2,946,779
Rent$954
Year built1986
Household income$56,447
Per capita income$31,549
Poverty rate18.9%
Unemployment rate3.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP39532 CountyHarrison, MSMetro AreaGulfport metro area, MSStateMississippiCountryUnited States
Total population36,662210,891421,2012,946,779334,922,499
Rent$1,194$1,115$1,097$954$1,413
Year built20001994199219861980
Household income$68,710$59,479$62,418$56,447$80,734
Per capita income$34,073$33,062$34,345$31,549$44,673
Poverty rate12.8%17.1%15.6%18.9%12.5%
Unemployment rateN/A3.3%2.9%3.1%4%

View the full multi-level comparison →

 

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Summary for 39532

Rent & Income

In 39532, the typical monthly rent is $1,194 and the typical household income is $68,710. Rent here is higher than Mississippi, and household income is higher than Mississippi. The estimated poverty rate is 12.8%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 36.7% of households. About 48.7% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 28.9% of adults holding a bachelor’s degree or higher.

 

ZIP 39532 — Rent vs Household Income

 

 

ZIP 39532 — Poverty

 

 

How ZIP 39532 compares in Mississippi (14 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,194 7 / 14 from lower rent $922 – $1,829
Household income $68,710 8 / 14 from higher income $41,127 – $125,506
Poverty rate 12.8% 8 / 14 from lower poverty 3.5% – 31.1%

Rankings are calculated among ZIP Codes in Mississippi with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 39532

Rent

Looking at rent levels, ZIP Code 39532 places 7th out of 14 ZIP Codes in Mississippi. Throughout Mississippi, numbers span from $922 in ZIP 39759 up to $1,829 in ZIP 38654.

Household income

In terms of earnings, this ZIP comes 8th out of 14 ZIP Codes. At the state level, values extend from $41,127 in ZIP 39401 up to $125,506 in ZIP 39110.

Poverty rate

In terms of poverty rate, ZIP Code 39532 comes 8th out of 14 ZIP Codes. In Mississippi as a whole, the range goes from 3.5% in ZIP 39110 up to 31.1% in ZIP 39401.

 

💰 Rent in ZIP Code 39532 (with Utilities)

Estimated Monthly Rent: $1,194 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 39532

Annual Household Income: $68,710

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 39532

Estimated Rate: 12.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 39532

In ZIP Code 39532, households that rent: 5,204 (36.7%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 5,204 36.7%
Owner-Occupied 8,993 63.3%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 39532

In ZIP Code 39532, cost-burdened renters (households spending over 30% of income on housing): 2,532 (48.7%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,532 48.7%
Other renter households 2,672 51.3%
Total renter households 5,204 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 39532

Less than High School: 7,502 people (30.5%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,946 people (24.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,059 people (16.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 7,115 people (28.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 24,622

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.