ZIP Code 38401: Population, Income, Housing

State: TN

Total population: 67,482 Household income: $68,475 Rent: $1,187

Overview

Total population

67,482

Rent

$1,187

Year built

1987

Household income

$68,475

Per capita income

$35,920

Poverty rate

11.6%

Unemployment rate

N/A

Household size

2.5 persons

Rent over 30% of income

45.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Tennessee

County

Maury County

City

Columbia

Total population

67,482

Adults over 25

46,234

Total households

26,524

Household size

2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$68,475

Per capita income

$35,920

Poverty rate

11.6%

Unemployment rate

N/A

Rent over 30% of income

45.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,187

Year built

1987

Households that rent

29.9%

Households that own

70.1%

Rooms per home (all homes)

5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

75.8%

Black

13.1%

Asian

1.1%

Two or more races

8.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

8.6%

Not Hispanic or Latino

91.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

28,221 (85.7%)

Commute time to work

29 mins

Work from home

4,727 (14.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

28.1%

High school graduate or GED

34.9%

Some college or associate degree

10.9%

Bachelor’s degree or higher

26.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 38401 with: Maury County, TN Nashville metro area, TN Tennessee United States

ZIP 38401

Total population67,482

Rent$1,187

Year built1987

Household income$68,475

Per capita income$35,920

Poverty rate11.6%

Unemployment rateN/A

Maury County, TN

Total population107,791

Rent$1,300

Year built1994

Household income$76,130

Per capita income$38,025

Poverty rate9.8%

Unemployment rate3.1%

Nashville Metro Area, TN

Total population2,079,596

Rent$1,528

Year built1994

Household income$85,447

Per capita income$47,249

Poverty rate10.4%

Unemployment rate2.9%

Tennessee State

Total population7,066,383

Rent$1,189

Year built1987

Household income$69,595

Per capita income$39,437

Poverty rate13.8%

Unemployment rate3.4%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP38401	CountyMaury, TN	Metro AreaNashville metro area, TN	StateTennessee	CountryUnited States
Total population	67,482	107,791	2,079,596	7,066,383	334,922,499
Rent	$1,187	$1,300	$1,528	$1,189	$1,413
Year built	1987	1994	1994	1987	1980
Household income	$68,475	$76,130	$85,447	$69,595	$80,734
Per capita income	$35,920	$38,025	$47,249	$39,437	$44,673
Poverty rate	11.6%	9.8%	10.4%	13.8%	12.5%
Unemployment rate	N/A	3.1%	2.9%	3.4%	4%

View the full multi-level comparison →

Summary for 38401

Rent & Income

In 38401, the typical monthly rent is $1,187 and the typical household income is $68,475. Rent here is similar to Tennessee, and household income is similar to Tennessee. The estimated poverty rate is 11.6%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 29.9% of households. About 45.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 26.2% of adults holding a bachelor’s degree or higher.

ZIP 38401 — Rent vs Household Income

ZIP 38401 — Poverty

How ZIP 38401 compares in Tennessee (69 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,187	27 / 69	from lower rent	$732 – $2,202
Household income	$68,475	43 / 69	from higher income	$36,901 – $154,578
Poverty rate	11.6%	31 / 69	from lower poverty	3.4% – 37.7%

Rankings are calculated among ZIP Codes in Tennessee with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 38401

Rent

In terms of rental prices, this ZIP stands 27th out of 69 ZIP Codes in Tennessee. Across Tennessee, figures vary from $732 in ZIP 37643 up to $2,202 in ZIP 37027.

Household income

When comparing household incomes, ZIP Code 38401 stands 43rd out of 69 ZIP Codes. Throughout Tennessee, numbers span from $36,901 in ZIP 38127 up to $154,578 in ZIP 37027.

Poverty rate

Looking at poverty indicators, this ZIP stands 31st out of 69 ZIP Codes. At the state level, values extend from 3.4% in ZIP 38017 up to 37.7% in ZIP 38127.

💰 Rent in ZIP Code 38401 (with Utilities)

Estimated Monthly Rent: $1,187 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 38401

Annual Household Income: $68,475

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 38401

Estimated Rate: 11.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 38401

In ZIP Code 38401, households that rent: 7,942 (29.9%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	7,942	29.9%
Owner-Occupied	18,582	70.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 38401

In ZIP Code 38401, cost-burdened renters (households spending over 30% of income on housing): 3,601 (45.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,601	45.3%
Other renter households	4,341	54.7%
Total renter households	7,942	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 38401

Less than High School: 12,982 people (28.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 16,133 people (34.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 5,023 people (10.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 12,096 people (26.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 46,234

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.