ZIP Code 37920: Population, Income, Housing

State: TN
Total population: 44,995 Household income: $66,362 Rent: $1,157

Overview

Total population
44,995
Rent
$1,157
Year built
1976
Household income
$66,362
Per capita income
$36,290
Poverty rate
19%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
52.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Tennessee
County
Knox County
City
Knoxville
Total population
44,995
Adults over 25
28,992
Total households
18,396
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$66,362
Per capita income
$36,290
Poverty rate
19%
Unemployment rate
N/A
Rent over 30% of income
52.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,157
Year built
1976
Households that rent
41.1%
Households that own
58.9%
Rooms per home (all homes)
5.5

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
84.1%
Black
6.9%
Asian
1.3%
Two or more races
4.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
4.6%
Not Hispanic or Latino
95.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
20,462 (87%)
Commute time to work
22 mins
Work from home
3,057 (13%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
25.3%
High school graduate or GED
29%
Some college or associate degree
10.2%
Bachelor’s degree or higher
35.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 37920 with: Knox County, TN Knoxville metro area, TN Tennessee United States

ZIP 37920

Total population44,995
Rent$1,157
Year built1976
Household income$66,362
Per capita income$36,290
Poverty rate19%
Unemployment rateN/A

Knox County, TN

Total population494,148
Rent$1,261
Year built1985
Household income$74,222
Per capita income$43,351
Poverty rate12.2%
Unemployment rate3%

Knoxville Metro Area, TN

Total population932,241
Rent$1,145
Year built1986
Household income$72,422
Per capita income$40,856
Poverty rate12.2%
Unemployment rate3.2%

Tennessee State

Total population7,066,383
Rent$1,189
Year built1987
Household income$69,595
Per capita income$39,437
Poverty rate13.8%
Unemployment rate3.4%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP37920 CountyKnox, TNMetro AreaKnoxville metro area, TNStateTennesseeCountryUnited States
Total population44,995494,148932,2417,066,383334,922,499
Rent$1,157$1,261$1,145$1,189$1,413
Year built19761985198619871980
Household income$66,362$74,222$72,422$69,595$80,734
Per capita income$36,290$43,351$40,856$39,437$44,673
Poverty rate19%12.2%12.2%13.8%12.5%
Unemployment rateN/A3%3.2%3.4%4%

View the full multi-level comparison →

 

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Summary for 37920

Rent & Income

In 37920, the typical monthly rent is $1,157 and the typical household income is $66,362. Rent here is similar to Tennessee, and household income is similar to Tennessee. The estimated poverty rate is 19%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 41.1% of households. About 52.5% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 35.6% of adults holding a bachelor’s degree or higher.


 

ZIP 37920 — Rent vs Household Income

 


 

ZIP 37920 — Poverty

 


 

How ZIP 37920 compares in Tennessee (69 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,157 22 / 69 from lower rent $732 – $2,202
Household income $66,362 45 / 69 from higher income $36,901 – $154,578
Poverty rate 19% 55 / 69 from lower poverty 3.4% – 37.7%

Rankings are calculated among ZIP Codes in Tennessee with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 37920

Rent

When it comes to rent, ZIP Code 37920 ranks 22nd out of 69 ZIP Codes in Tennessee. Statewide, values range from $732 in ZIP 37643 up to $2,202 in ZIP 37027.

Household income

Income-wise, this area is placed 45th out of 69 ZIP Codes. Across Tennessee, figures vary from $36,901 in ZIP 38127 up to $154,578 in ZIP 37027.

Poverty rate

When it comes to poverty, ZIP Code 37920 places 55th out of 69 ZIP Codes. Throughout Tennessee, numbers span from 3.4% in ZIP 38017 up to 37.7% in ZIP 38127.

 


💰 Rent in ZIP Code 37920 (with Utilities)

Estimated Monthly Rent: $1,157 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 37920

Annual Household Income: $66,362

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 37920

Estimated Rate: 19%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 37920

In ZIP Code 37920, households that rent: 7,556 (41.1%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 7,556 41.1%
Owner-Occupied 10,840 58.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 37920

In ZIP Code 37920, cost-burdened renters (households spending over 30% of income on housing): 3,965 (52.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,965 52.5%
Other renter households 3,591 47.5%
Total renter households 7,556 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 37920

Less than High School: 7,324 people (25.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,395 people (29%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,943 people (10.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 10,330 people (35.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 28,992


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.