ZIP Code 37814: Population, Income, Housing

State: TN

Total population: 35,239 Household income: $55,650 Rent: $877

Overview

Total population

35,239

Rent

$877

Year built

1980

Household income

$55,650

Per capita income

$32,087

Poverty rate

17.7%

Unemployment rate

N/A

Household size

2.5 persons

Rent over 30% of income

43.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Tennessee

County

Hamblen County

City

Morristown

Total population

35,239

Adults over 25

24,145

Total households

14,099

Household size

2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$55,650

Per capita income

$32,087

Poverty rate

17.7%

Unemployment rate

N/A

Rent over 30% of income

43.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$877

Year built

1980

Households that rent

33.5%

Households that own

66.5%

Rooms per home (all homes)

5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

77.1%

Black

3.5%

Asian

1.3%

Two or more races

13.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

16.3%

Not Hispanic or Latino

83.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

13,976 (93.5%)

Commute time to work

22 mins

Work from home

968 (6.5%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

28.6%

High school graduate or GED

38.4%

Some college or associate degree

10.3%

Bachelor’s degree or higher

22.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 37814 with: Hamblen County, TN Tennessee United States

ZIP 37814

Total population35,239

Rent$877

Year built1980

Household income$55,650

Per capita income$32,087

Poverty rate17.7%

Unemployment rateN/A

Hamblen County, TN

Total population65,669

Rent$857

Year built1980

Household income$55,454

Per capita income$30,437

Poverty rate18.4%

Unemployment rate3.5%

Tennessee State

Total population7,066,383

Rent$1,189

Year built1987

Household income$69,595

Per capita income$39,437

Poverty rate13.8%

Unemployment rate3.4%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP37814	CountyHamblen, TN	StateTennessee	CountryUnited States
Total population	35,239	65,669	7,066,383	334,922,499
Rent	$877	$857	$1,189	$1,413
Year built	1980	1980	1987	1980
Household income	$55,650	$55,454	$69,595	$80,734
Per capita income	$32,087	$30,437	$39,437	$44,673
Poverty rate	17.7%	18.4%	13.8%	12.5%
Unemployment rate	N/A	3.5%	3.4%	4%

View the full multi-level comparison →

Summary for 37814

Rent & Income

In 37814, the typical monthly rent is $877 and the typical household income is $55,650. Rent here is lower than Tennessee, and household income is lower than Tennessee. The estimated poverty rate is 17.7%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 33.5% of households. About 43.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 22.7% of adults holding a bachelor’s degree or higher.

ZIP 37814 — Rent vs Household Income

ZIP 37814 — Poverty

How ZIP 37814 compares in Tennessee (69 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$877	4 / 69	from lower rent	$732 – $2,202
Household income	$55,650	53 / 69	from higher income	$36,901 – $154,578
Poverty rate	17.7%	53 / 69	from lower poverty	3.4% – 37.7%

Rankings are calculated among ZIP Codes in Tennessee with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 37814

Rent

For rent, this ZIP is positioned 4th out of 69 ZIP Codes in Tennessee. In Tennessee as a whole, the range goes from $732 in ZIP 37643 up to $2,202 in ZIP 37027.

Household income

For household income, ZIP Code 37814 ranks 53rd out of 69 ZIP Codes. Statewide, values range from $36,901 in ZIP 38127 up to $154,578 in ZIP 37027.

Poverty rate

For poverty levels, this ZIP is positioned 53rd out of 69 ZIP Codes. Across Tennessee, figures vary from 3.4% in ZIP 38017 up to 37.7% in ZIP 38127.

💰 Rent in ZIP Code 37814 (with Utilities)

Estimated Monthly Rent: $877 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 37814

Annual Household Income: $55,650

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 37814

Estimated Rate: 17.7%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 37814

In ZIP Code 37814, households that rent: 4,720 (33.5%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,720	33.5%
Owner-Occupied	9,379	66.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 37814

In ZIP Code 37814, cost-burdened renters (households spending over 30% of income on housing): 2,049 (43.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,049	43.4%
Other renter households	2,671	56.6%
Total renter households	4,720	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 37814

Less than High School: 6,904 people (28.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,279 people (38.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,490 people (10.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,472 people (22.7%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 24,145

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.