ZIP Code 37130: Population, Income, Housing

State: TN
Total population: 58,064 Household income: $62,706 Rent: $1,204

Overview

Total population
58,064
Rent
$1,204
Year built
1991
Household income
$62,706
Per capita income
$39,028
Poverty rate
15.1%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
53.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Tennessee
County
Rutherford County
City
Murfreesboro
Total population
58,064
Adults over 25
36,702
Total households
23,624
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$62,706
Per capita income
$39,028
Poverty rate
15.1%
Unemployment rate
N/A
Rent over 30% of income
53.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,204
Year built
1991
Households that rent
50.2%
Households that own
49.8%
Rooms per home (all homes)
5.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
65.8%
Black
18.2%
Asian
1.6%
Two or more races
8.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
10.7%
Not Hispanic or Latino
89.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
27,657 (86.9%)
Commute time to work
25 mins
Work from home
4,164 (13.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
25.4%
High school graduate or GED
26.5%
Some college or associate degree
8.5%
Bachelor’s degree or higher
39.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 37130 with: Rutherford County, TN Nashville metro area, TN Tennessee United States

ZIP 37130

Total population58,064
Rent$1,204
Year built1991
Household income$62,706
Per capita income$39,028
Poverty rate15.1%
Unemployment rateN/A

Rutherford County, TN

Total population360,646
Rent$1,502
Year built2001
Household income$85,470
Per capita income$39,158
Poverty rate9.3%
Unemployment rate3%

Nashville Metro Area, TN

Total population2,079,596
Rent$1,528
Year built1994
Household income$85,447
Per capita income$47,249
Poverty rate10.4%
Unemployment rate2.9%

Tennessee State

Total population7,066,383
Rent$1,189
Year built1987
Household income$69,595
Per capita income$39,437
Poverty rate13.8%
Unemployment rate3.4%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP37130 CountyRutherford, TNMetro AreaNashville metro area, TNStateTennesseeCountryUnited States
Total population58,064360,6462,079,5967,066,383334,922,499
Rent$1,204$1,502$1,528$1,189$1,413
Year built19912001199419871980
Household income$62,706$85,470$85,447$69,595$80,734
Per capita income$39,028$39,158$47,249$39,437$44,673
Poverty rate15.1%9.3%10.4%13.8%12.5%
Unemployment rateN/A3%2.9%3.4%4%

View the full multi-level comparison →

 

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Summary for 37130

Rent & Income

In 37130, the typical monthly rent is $1,204 and the typical household income is $62,706. Rent here is similar to Tennessee, and household income is lower than Tennessee. The estimated poverty rate is 15.1%.

Housing & Affordability

Renters make up about 50.2% of households, indicating a relatively balanced mix of renters and owners. About 53.5% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 39.6% of adults holding a bachelor’s degree or higher.

 

ZIP 37130 — Rent vs Household Income

 

 

ZIP 37130 — Poverty

 

 

How ZIP 37130 compares in Tennessee (69 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,204 31 / 69 from lower rent $732 – $2,202
Household income $62,706 48 / 69 from higher income $36,901 – $154,578
Poverty rate 15.1% 45 / 69 from lower poverty 3.4% – 37.7%

Rankings are calculated among ZIP Codes in Tennessee with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 37130

Rent

When it comes to rent, ZIP Code 37130 ranks 31st out of 69 ZIP Codes in Tennessee. Statewide, values range from $732 in ZIP 37643 up to $2,202 in ZIP 37027.

Household income

Income-wise, this area is placed 48th out of 69 ZIP Codes. Across Tennessee, figures vary from $36,901 in ZIP 38127 up to $154,578 in ZIP 37027.

Poverty rate

When it comes to poverty, ZIP Code 37130 places 45th out of 69 ZIP Codes. Throughout Tennessee, numbers span from 3.4% in ZIP 38017 up to 37.7% in ZIP 38127.

 

💰 Rent in ZIP Code 37130 (with Utilities)

Estimated Monthly Rent: $1,204 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 37130

Annual Household Income: $62,706

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 37130

Estimated Rate: 15.1%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 37130

In ZIP Code 37130, households that rent: 11,852 (50.2%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 11,852 50.2%
Owner-Occupied 11,772 49.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 37130

In ZIP Code 37130, cost-burdened renters (households spending over 30% of income on housing): 6,342 (53.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 6,342 53.5%
Other renter households 5,510 46.5%
Total renter households 11,852 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 37130

Less than High School: 9,316 people (25.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,744 people (26.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,104 people (8.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 14,538 people (39.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 36,702

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.