ZIP Code 32765: Population, Income, Housing

State: FL
Total population: 64,477 Household income: $102,167 Rent: $1,874

Overview

Total population
64,477
Rent
$1,874
Year built
1996
Household income
$102,167
Per capita income
$45,999
Poverty rate
10.2%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
58.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Florida
County
Seminole County
City
Oviedo
Total population
64,477
Adults over 25
41,485
Total households
22,502
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$102,167
Per capita income
$45,999
Poverty rate
10.2%
Unemployment rate
N/A
Rent over 30% of income
58.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,874
Year built
1996
Households that rent
28.9%
Households that own
71.1%
Rooms per home (all homes)
6.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
61.7%
Black
9.4%
Asian
6.6%
Two or more races
17%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
23.5%
Not Hispanic or Latino
76.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
24,729 (76.1%)
Commute time to work
26 mins
Work from home
7,768 (23.9%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
20.6%
High school graduate or GED
15.9%
Some college or associate degree
10.9%
Bachelor’s degree or higher
52.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 32765 with: Seminole County, FL Orlando metro area, FL Florida United States

ZIP 32765

Total population64,477
Rent$1,874
Year built1996
Household income$102,167
Per capita income$45,999
Poverty rate10.2%
Unemployment rateN/A

Seminole County, FL

Total population481,470
Rent$1,783
Year built1988
Household income$85,761
Per capita income$45,458
Poverty rate9%
Unemployment rate2.8%

Orlando Metro Area, FL

Total population2,793,746
Rent$1,760
Year built1995
Household income$78,533
Per capita income$40,221
Poverty rate11.7%
Unemployment rate3.3%

Florida State

Total population22,416,077
Rent$1,669
Year built1988
Household income$74,568
Per capita income$42,609
Poverty rate12.6%
Unemployment rate3.4%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP32765 CountySeminole, FLMetro AreaOrlando metro area, FLStateFloridaCountryUnited States
Total population64,477481,4702,793,74622,416,077334,922,499
Rent$1,874$1,783$1,760$1,669$1,413
Year built19961988199519881980
Household income$102,167$85,761$78,533$74,568$80,734
Per capita income$45,999$45,458$40,221$42,609$44,673
Poverty rate10.2%9%11.7%12.6%12.5%
Unemployment rateN/A2.8%3.3%3.4%4%

View the full multi-level comparison →

 

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Summary for 32765

Rent & Income

In 32765, the typical monthly rent is $1,874 and the typical household income is $102,167. Rent here is higher than Florida, and household income is higher than Florida. The estimated poverty rate is 10.2%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 28.9% of households. About 58.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 52.6% of adults holding a bachelor’s degree or higher.

 

ZIP 32765 — Rent vs Household Income

 

 

ZIP 32765 — Poverty

 

 

How ZIP 32765 compares in Florida (299 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,874 203 / 299 from lower rent $999 – $3,263
Household income $102,167 38 / 299 from higher income $30,514 – $176,641
Poverty rate 10.2% 106 / 299 from lower poverty 2.8% – 48.7%

Rankings are calculated among ZIP Codes in Florida with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 32765

Rent

When it comes to rent, ZIP Code 32765 ranks 203rd out of 299 ZIP Codes in Florida. Statewide, values range from $999 in ZIP 34142 up to $3,263 in ZIP 33076.

Household income

Income-wise, this area is placed 38th out of 299 ZIP Codes. Across Florida, figures vary from $30,514 in ZIP 32209 up to $176,641 in ZIP 33076.

Poverty rate

When it comes to poverty, ZIP Code 32765 places 106th out of 299 ZIP Codes. Throughout Florida, numbers span from 2.8% in ZIP 32259 up to 48.7% in ZIP 32304.

 

💰 Rent in ZIP Code 32765 (with Utilities)

Estimated Monthly Rent: $1,874 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 32765

Annual Household Income: $102,167

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 32765

Estimated Rate: 10.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 32765

In ZIP Code 32765, households that rent: 6,500 (28.9%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 6,500 28.9%
Owner-Occupied 16,002 71.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 32765

In ZIP Code 32765, cost-burdened renters (households spending over 30% of income on housing): 3,796 (58.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,796 58.4%
Other renter households 2,704 41.6%
Total renter households 6,500 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 32765

Less than High School: 8,556 people (20.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,583 people (15.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,526 people (10.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 21,820 people (52.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 41,485

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.