ZIP Code 32514: Population, Income, Housing

State: FL
Total population: 42,447 Household income: $66,644 Rent: $1,412

Overview

Total population
42,447
Rent
$1,412
Year built
1985
Household income
$66,644
Per capita income
$36,251
Poverty rate
14.2%
Unemployment rate
N/A
Household size
2.2 persons
Rent over 30% of income
52.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Florida
County
Escambia County
City
Pensacola
Total population
42,447
Adults over 25
29,128
Total households
17,692
Household size
2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$66,644
Per capita income
$36,251
Poverty rate
14.2%
Unemployment rate
N/A
Rent over 30% of income
52.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,412
Year built
1985
Households that rent
47.2%
Households that own
52.8%
Rooms per home (all homes)
5.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
65.5%
Black
21.6%
Asian
1.6%
Two or more races
9.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
6.1%
Not Hispanic or Latino
93.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
16,521 (83%)
Commute time to work
22 mins
Work from home
3,388 (17%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
28.1%
High school graduate or GED
26.2%
Some college or associate degree
13.5%
Bachelor’s degree or higher
32.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 32514 with: Escambia County, FL Pensacola metro area, FL Florida United States

ZIP 32514

Total population42,447
Rent$1,412
Year built1985
Household income$66,644
Per capita income$36,251
Poverty rate14.2%
Unemployment rateN/A

Escambia County, FL

Total population325,923
Rent$1,321
Year built1984
Household income$67,500
Per capita income$36,825
Poverty rate14.7%
Unemployment rate3.4%

Pensacola Metro Area, FL

Total population524,395
Rent$1,354
Year built1989
Household income$75,967
Per capita income$39,071
Poverty rate12.4%
Unemployment rate3.5%

Florida State

Total population22,416,077
Rent$1,669
Year built1988
Household income$74,568
Per capita income$42,609
Poverty rate12.6%
Unemployment rate3.4%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP32514 CountyEscambia, FLMetro AreaPensacola metro area, FLStateFloridaCountryUnited States
Total population42,447325,923524,39522,416,077334,922,499
Rent$1,412$1,321$1,354$1,669$1,413
Year built19851984198919881980
Household income$66,644$67,500$75,967$74,568$80,734
Per capita income$36,251$36,825$39,071$42,609$44,673
Poverty rate14.2%14.7%12.4%12.6%12.5%
Unemployment rateN/A3.4%3.5%3.4%4%

View the full multi-level comparison →

 

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Summary for 32514

Rent & Income

In 32514, the typical monthly rent is $1,412 and the typical household income is $66,644. Rent here is lower than Florida, and household income is lower than Florida. The estimated poverty rate is 14.2%.

Housing & Affordability

Renters make up about 47.2% of households, indicating a relatively balanced mix of renters and owners. About 52.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 32.2% of adults holding a bachelor’s degree or higher.

 

ZIP 32514 — Rent vs Household Income

 

 

ZIP 32514 — Poverty

 

 

How ZIP 32514 compares in Florida (299 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,412 55 / 299 from lower rent $999 – $3,263
Household income $66,644 206 / 299 from higher income $30,514 – $176,641
Poverty rate 14.2% 210 / 299 from lower poverty 2.8% – 48.7%

Rankings are calculated among ZIP Codes in Florida with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 32514

Rent

For rent, this ZIP is positioned 55th out of 299 ZIP Codes in Florida. In Florida as a whole, the range goes from $999 in ZIP 34142 up to $3,263 in ZIP 33076.

Household income

For household income, ZIP Code 32514 ranks 206th out of 299 ZIP Codes. Statewide, values range from $30,514 in ZIP 32209 up to $176,641 in ZIP 33076.

Poverty rate

For poverty levels, this ZIP is positioned 210th out of 299 ZIP Codes. Across Florida, figures vary from 2.8% in ZIP 32259 up to 48.7% in ZIP 32304.

 

💰 Rent in ZIP Code 32514 (with Utilities)

Estimated Monthly Rent: $1,412 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 32514

Annual Household Income: $66,644

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 32514

Estimated Rate: 14.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 32514

In ZIP Code 32514, households that rent: 8,357 (47.2%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 8,357 47.2%
Owner-Occupied 9,335 52.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 32514

In ZIP Code 32514, cost-burdened renters (households spending over 30% of income on housing): 4,383 (52.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 4,383 52.4%
Other renter households 3,974 47.6%
Total renter households 8,357 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 32514

Less than High School: 8,171 people (28.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 7,636 people (26.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,931 people (13.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 9,390 people (32.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,128

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.