ZIP Code 28314: Population, Income, Housing

State: NC

Total population: 55,834 Household income: $62,249 Rent: $1,278

Overview

Total population

55,834

Rent

$1,278

Year built

1992

Household income

$62,249

Per capita income

$32,268

Poverty rate

17%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

46.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

North Carolina

County

Cumberland County

City

Fayetteville

Total population

55,834

Adults over 25

35,493

Total households

22,851

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$62,249

Per capita income

$32,268

Poverty rate

17%

Unemployment rate

N/A

Rent over 30% of income

46.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,278

Year built

1992

Households that rent

52.6%

Households that own

47.4%

Rooms per home (all homes)

5.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

28.5%

Black

50.8%

Asian

3.1%

Two or more races

12.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

15.9%

Not Hispanic or Latino

84.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

24,181 (91.4%)

Commute time to work

22 mins

Work from home

2,282 (8.6%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

34.6%

High school graduate or GED

24.1%

Some college or associate degree

13.5%

Bachelor’s degree or higher

27.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 28314 with: Cumberland County, NC Fayetteville, NC Fayetteville metro area, NC North Carolina United States

ZIP 28314

Total population55,834

Rent$1,278

Year built1992

Household income$62,249

Per capita income$32,268

Poverty rate17%

Unemployment rateN/A

Cumberland County, NC

Total population338,545

Rent$1,222

Year built1988

Household income$61,291

Per capita income$32,657

Poverty rate16.7%

Unemployment rate4.2%

Fayetteville, NC

Total population210,815

Rent$1,250

Year built1984

Household income$58,407

Per capita income$32,728

Poverty rate17.7%

Unemployment rate4.5%

Fayetteville Metro Area, NC

Total population392,380

Rent$1,212

Year built1990

Household income$61,763

Per capita income$32,646

Poverty rate16.8%

Unemployment rate4.5%

North Carolina State

Total population10,730,404

Rent$1,228

Year built1991

Household income$72,388

Per capita income$41,385

Poverty rate13%

Unemployment rate3.6%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP28314	CountyCumberland, NC	CityFayetteville, NC	Metro AreaFayetteville metro area, NC	StateNorth Carolina	CountryUnited States
Total population	55,834	338,545	210,815	392,380	10,730,404	334,922,499
Rent	$1,278	$1,222	$1,250	$1,212	$1,228	$1,413
Year built	1992	1988	1984	1990	1991	1980
Household income	$62,249	$61,291	$58,407	$61,763	$72,388	$80,734
Per capita income	$32,268	$32,657	$32,728	$32,646	$41,385	$44,673
Poverty rate	17%	16.7%	17.7%	16.8%	13%	12.5%
Unemployment rate	N/A	4.2%	4.5%	4.5%	3.6%	4%

View the full multi-level comparison →

Summary for 28314

Rent & Income

In 28314, the typical monthly rent is $1,278 and the typical household income is $62,249. Rent here is similar to both Fayetteville and North Carolina, and household income is higher than Fayetteville and lower than North Carolina. The estimated poverty rate is 17%, which is similar to the Fayetteville rate and higher than the North Carolina rate.

Housing & Affordability

Renters make up about 52.6% of households, indicating a relatively balanced mix of renters and owners. About 46.8% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 27.9% of adults holding a bachelor’s degree or higher.

ZIP 28314 — Rent vs Household Income

ZIP 28314 — Poverty

How ZIP 28314 compares in North Carolina (126 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,278	61 / 126	from lower rent	$733 – $2,025
Household income	$62,249	91 / 126	from higher income	$42,810 – $165,586
Poverty rate	17%	102 / 126	from lower poverty	2.3% – 34.4%

Rankings are calculated among ZIP Codes in North Carolina with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 28314

Rent

For rent, this ZIP is positioned 61st out of 126 ZIP Codes in North Carolina. In North Carolina as a whole, the range goes from $733 in ZIP 28645 up to $2,025 in ZIP 28079.

Household income

For household income, ZIP Code 28314 ranks 91st out of 126 ZIP Codes. Statewide, values range from $42,810 in ZIP 27893 up to $165,586 in ZIP 27519.

Poverty rate

For poverty levels, this ZIP is positioned 102nd out of 126 ZIP Codes. Across North Carolina, figures vary from 2.3% in ZIP 27502 up to 34.4% in ZIP 28607.

💰 Rent in ZIP Code 28314 (with Utilities)

Estimated Monthly Rent: $1,278 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 28314

Annual Household Income: $62,249

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 28314

Estimated Rate: 17%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 28314

In ZIP Code 28314, households that rent: 12,019 (52.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	12,019	52.6%
Owner-Occupied	10,832	47.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 28314

In ZIP Code 28314, cost-burdened renters (households spending over 30% of income on housing): 5,622 (46.8%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	5,622	46.8%
Other renter households	6,397	53.2%
Total renter households	12,019	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 28314

Less than High School: 12,273 people (34.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,556 people (24.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,778 people (13.5%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 9,886 people (27.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 35,493

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.