ZIP Code 28303: Population, Income, Housing

State: NC
Total population: 30,965 Household income: $58,223 Rent: $1,192

Overview

Total population
30,965
Rent
$1,192
Year built
1976
Household income
$58,223
Per capita income
$35,649
Poverty rate
15.4%
Unemployment rate
N/A
Household size
2.2 persons
Rent over 30% of income
45.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
North Carolina
County
Cumberland County
City
Fayetteville
Total population
30,965
Adults over 25
20,703
Total households
14,029
Household size
2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$58,223
Per capita income
$35,649
Poverty rate
15.4%
Unemployment rate
N/A
Rent over 30% of income
45.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,192
Year built
1976
Households that rent
52.9%
Households that own
47.1%
Rooms per home (all homes)
5.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
41.8%
Black
37.1%
Asian
3.5%
Two or more races
13%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
10.9%
Not Hispanic or Latino
89.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
12,960 (90.3%)
Commute time to work
18 mins
Work from home
1,394 (9.7%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
29.2%
High school graduate or GED
26.4%
Some college or associate degree
13.1%
Bachelor’s degree or higher
31.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 28303 with: Cumberland County, NC Fayetteville, NC Fayetteville metro area, NC North Carolina United States

ZIP 28303

Total population30,965
Rent$1,192
Year built1976
Household income$58,223
Per capita income$35,649
Poverty rate15.4%
Unemployment rateN/A

Cumberland County, NC

Total population338,545
Rent$1,222
Year built1988
Household income$61,291
Per capita income$32,657
Poverty rate16.7%
Unemployment rate4.2%

Fayetteville, NC

Total population210,815
Rent$1,250
Year built1984
Household income$58,407
Per capita income$32,728
Poverty rate17.7%
Unemployment rate4.5%

Fayetteville Metro Area, NC

Total population392,380
Rent$1,212
Year built1990
Household income$61,763
Per capita income$32,646
Poverty rate16.8%
Unemployment rate4.5%

North Carolina State

Total population10,730,404
Rent$1,228
Year built1991
Household income$72,388
Per capita income$41,385
Poverty rate13%
Unemployment rate3.6%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP28303 CountyCumberland, NCCityFayetteville, NCMetro AreaFayetteville metro area, NCStateNorth CarolinaCountryUnited States
Total population30,965338,545210,815392,38010,730,404334,922,499
Rent$1,192$1,222$1,250$1,212$1,228$1,413
Year built197619881984199019911980
Household income$58,223$61,291$58,407$61,763$72,388$80,734
Per capita income$35,649$32,657$32,728$32,646$41,385$44,673
Poverty rate15.4%16.7%17.7%16.8%13%12.5%
Unemployment rateN/A4.2%4.5%4.5%3.6%4%

View the full multi-level comparison →

 

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Summary for 28303

Rent & Income

In 28303, the typical monthly rent is $1,192 and the typical household income is $58,223. Rent here is similar to both Fayetteville and North Carolina, and household income is similar to Fayetteville and lower than North Carolina. The estimated poverty rate is 15.4%, which is lower than the Fayetteville rate but higher than the North Carolina rate.

Housing & Affordability

Renters make up about 52.9% of households, indicating a relatively balanced mix of renters and owners. About 45.9% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 31.3% of adults holding a bachelor’s degree or higher.


 

ZIP 28303 — Rent vs Household Income

 


 

ZIP 28303 — Poverty

 


 

How ZIP 28303 compares in North Carolina (126 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,192 48 / 126 from lower rent $733 – $2,025
Household income $58,223 105 / 126 from higher income $42,810 – $165,586
Poverty rate 15.4% 85 / 126 from lower poverty 2.3% – 34.4%

Rankings are calculated among ZIP Codes in North Carolina with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 28303

Rent

Rent-wise, this area comes 48th out of 126 ZIP Codes in North Carolina. At the state level, values extend from $733 in ZIP 28645 up to $2,025 in ZIP 28079.

Household income

Looking at income levels, ZIP Code 28303 holds the 105th out of 126 ZIP Codes. In North Carolina as a whole, the range goes from $42,810 in ZIP 27893 up to $165,586 in ZIP 27519.

Poverty rate

Regarding poverty rate, ZIP Code 28303 ranks 85th out of 126 ZIP Codes. Statewide, values range from 2.3% in ZIP 27502 up to 34.4% in ZIP 28607.

 


💰 Rent in ZIP Code 28303 (with Utilities)

Estimated Monthly Rent: $1,192 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 28303

Annual Household Income: $58,223

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 28303

Estimated Rate: 15.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 28303

In ZIP Code 28303, households that rent: 7,415 (52.9%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 7,415 52.9%
Owner-Occupied 6,614 47.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 28303

In ZIP Code 28303, cost-burdened renters (households spending over 30% of income on housing): 3,403 (45.9%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,403 45.9%
Other renter households 4,012 54.1%
Total renter households 7,415 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 28303

Less than High School: 6,054 people (29.2%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,457 people (26.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,720 people (13.1%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 6,472 people (31.3%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 20,703


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.