ZIP Code 22405: Population, Income, Housing

State: VA
Total population: 36,890 Household income: $128,259 Rent: $1,980

Overview

Total population
36,890
Rent
$1,980
Year built
1991
Household income
$128,259
Per capita income
$55,317
Poverty rate
4.3%
Unemployment rate
N/A
Household size
2.9 persons
Rent over 30% of income
34.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Virginia
County
Stafford County
City
Fredericksburg
Total population
36,890
Adults over 25
24,707
Total households
12,709
Household size
2.9 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$128,259
Per capita income
$55,317
Poverty rate
4.3%
Unemployment rate
N/A
Rent over 30% of income
34.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,980
Year built
1991
Households that rent
15.9%
Households that own
84.1%
Rooms per home (all homes)
7.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
63.8%
Black
16.2%
Asian
2.3%
Two or more races
12.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
10.3%
Not Hispanic or Latino
89.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
15,151 (82.2%)
Commute time to work
35 mins
Work from home
3,281 (17.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
24.4%
High school graduate or GED
23.9%
Some college or associate degree
8.1%
Bachelor’s degree or higher
43.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 22405 with: Stafford County, VA Washington metro area, DC-VA-MD-WV Virginia United States

ZIP 22405

Total population36,890
Rent$1,980
Year built1991
Household income$128,259
Per capita income$55,317
Poverty rate4.3%
Unemployment rateN/A

Stafford County, VA

Total population163,466
Rent$2,020
Year built1997
Household income$137,807
Per capita income$53,157
Poverty rate4.7%
Unemployment rate2.4%

Washington Metro Area, DC-VA-MD-WV

Total population6,318,377
Rent$2,027
Year built1983
Household income$126,684
Per capita income$63,554
Poverty rate8.1%
Unemployment rate3%

Virginia State

Total population8,705,170
Rent$1,579
Year built1984
Household income$93,170
Per capita income$50,666
Poverty rate9.9%
Unemployment rate2.8%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP22405 CountyStafford, VAMetro AreaWashington metro area, DC-VA-MD-WVStateVirginiaCountryUnited States
Total population36,890163,4666,318,3778,705,170334,922,499
Rent$1,980$2,020$2,027$1,579$1,413
Year built19911997198319841980
Household income$128,259$137,807$126,684$93,170$80,734
Per capita income$55,317$53,157$63,554$50,666$44,673
Poverty rate4.3%4.7%8.1%9.9%12.5%
Unemployment rateN/A2.4%3%2.8%4%

View the full multi-level comparison →

 

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Summary for 22405

Rent & Income

In 22405, the typical monthly rent is $1,980 and the typical household income is $128,259. Rent here is higher than Virginia, and household income is higher than Virginia. The estimated poverty rate is 4.3%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 15.9% of households. Around 34.5% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is high, with about 43.6% of adults holding a bachelor’s degree or higher.

 

ZIP 22405 — Rent vs Household Income

 

 

ZIP 22405 — Poverty

 

 

How ZIP 22405 compares in Virginia (101 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,980 67 / 101 from lower rent $790 – $3,501
Household income $128,259 36 / 101 from higher income $47,924 – $250,001
Poverty rate 4.3% 17 / 101 from lower poverty 2% – 33.6%

Rankings are calculated among ZIP Codes in Virginia with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 22405

Rent

When it comes to rent, ZIP Code 22405 ranks 67th out of 101 ZIP Codes in Virginia. Statewide, values range from $790 in ZIP 24112 up to $3,501 in ZIP 22101.

Household income

Income-wise, this area is placed 36th out of 101 ZIP Codes. Across Virginia, figures vary from $47,924 in ZIP 24540 up to $250,001 in ZIP 22101.

Poverty rate

When it comes to poverty, ZIP Code 22405 places 17th out of 101 ZIP Codes. Throughout Virginia, numbers span from 2% in ZIP 20105 up to 33.6% in ZIP 24060.

 

💰 Rent in ZIP Code 22405 (with Utilities)

Estimated Monthly Rent: $1,980 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 22405

Annual Household Income: $128,259

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 22405

Estimated Rate: 4.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 22405

In ZIP Code 22405, households that rent: 2,022 (15.9%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 2,022 15.9%
Owner-Occupied 10,687 84.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 22405

In ZIP Code 22405, cost-burdened renters (households spending over 30% of income on housing): 698 (34.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 698 34.5%
Other renter households 1,324 65.5%
Total renter households 2,022 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 22405

Less than High School: 6,034 people (24.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,899 people (23.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,991 people (8.1%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 10,783 people (43.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 24,707

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.