ZIP Code 21224: Population, Income, Housing

State: MD
Total population: 47,465 Household income: $89,017 Rent: $1,778

Overview

Total population
47,465
Rent
$1,778
Year built
1940
Household income
$89,017
Per capita income
$52,794
Poverty rate
14.1%
Unemployment rate
N/A
Household size
2.3 persons
Rent over 30% of income
45%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Maryland
County
City of Baltimore
City
Baltimore
Total population
47,465
Adults over 25
34,752
Total households
20,962
Household size
2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$89,017
Per capita income
$52,794
Poverty rate
14.1%
Unemployment rate
N/A
Rent over 30% of income
45%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,778
Year built
1940
Households that rent
41.5%
Households that own
58.5%
Rooms per home (all homes)
5.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
55.8%
Black
15.1%
Asian
3.5%
Two or more races
8.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
23.5%
Not Hispanic or Latino
76.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
20,901 (79.2%)
Commute time to work
29 mins
Work from home
5,489 (20.8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
26%
High school graduate or GED
19.1%
Some college or associate degree
6.3%
Bachelor’s degree or higher
48.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 21224 with: Baltimore, MD Baltimore metro area, MD Maryland United States

ZIP 21224

Total population47,465
Rent$1,778
Year built1940
Household income$89,017
Per capita income$52,794
Poverty rate14.1%
Unemployment rateN/A

Baltimore, MD

Total population573,243
Rent$1,331
Year built1947
Household income$62,177
Per capita income$40,604
Poverty rate19.7%
Unemployment rate3.8%

Baltimore Metro Area, MD

Total population2,849,436
Rent$1,611
Year built1976
Household income$99,470
Per capita income$52,391
Poverty rate9.8%
Unemployment rate3.1%

Maryland State

Total population6,206,011
Rent$1,705
Year built1979
Household income$103,678
Per capita income$52,979
Poverty rate9.4%
Unemployment rate3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP21224 CityBaltimore, MDMetro AreaBaltimore metro area, MDStateMarylandCountryUnited States
Total population47,465573,2432,849,4366,206,011334,922,499
Rent$1,778$1,331$1,611$1,705$1,413
Year built19401947197619791980
Household income$89,017$62,177$99,470$103,678$80,734
Per capita income$52,794$40,604$52,391$52,979$44,673
Poverty rate14.1%19.7%9.8%9.4%12.5%
Unemployment rateN/A3.8%3.1%3%4%

View the full multi-level comparison →

 

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Summary for 21224

Rent & Income

In 21224, the typical monthly rent is $1,778 and the typical household income is $89,017. Rent here is higher than Baltimore and similar to Maryland, and household income is higher than Baltimore and lower than Maryland. The estimated poverty rate is 14.1%, which is lower than the Baltimore rate but higher than the Maryland rate.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 41.5% of households. About 45% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 48.6% of adults holding a bachelor’s degree or higher.


 

ZIP 21224 — Rent vs Household Income

 


 

ZIP 21224 — Poverty

 


 

How ZIP 21224 compares in Maryland (86 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,778 43 / 86 from lower rent $773 – $3,501
Household income $89,017 58 / 86 from higher income $38,409 – $250,001
Poverty rate 14.1% 69 / 86 from lower poverty 2.6% – 31.6%

Rankings are calculated among ZIP Codes in Maryland with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 21224

Rent

For rent, this ZIP is positioned 43rd out of 86 ZIP Codes in Maryland. In Maryland as a whole, the range goes from $773 in ZIP 21502 up to $3,501 in ZIP 20854.

Household income

For household income, ZIP Code 21224 ranks 58th out of 86 ZIP Codes. Statewide, values range from $38,409 in ZIP 21217 up to $250,001 in ZIP 20854.

Poverty rate

For poverty levels, this ZIP is positioned 69th out of 86 ZIP Codes. Across Maryland, figures vary from 2.6% in ZIP 20854 up to 31.6% in ZIP 21217.

 


💰 Rent in ZIP Code 21224 (with Utilities)

Estimated Monthly Rent: $1,778 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 21224

Annual Household Income: $89,017

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 21224

Estimated Rate: 14.1%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 21224

In ZIP Code 21224, households that rent: 8,689 (41.5%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 8,689 41.5%
Owner-Occupied 12,273 58.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 21224

In ZIP Code 21224, cost-burdened renters (households spending over 30% of income on housing): 3,914 (45%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,914 45%
Other renter households 4,775 55%
Total renter households 8,689 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 21224

Less than High School: 9,042 people (26%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,633 people (19.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,204 people (6.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 16,873 people (48.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 34,752


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.