ZIP Code 21014: Population, Income, Housing

State: MD
Total population: 38,707 Household income: $116,970 Rent: $1,577

Overview

Total population
38,707
Rent
$1,577
Year built
1985
Household income
$116,970
Per capita income
$53,829
Poverty rate
6.6%
Unemployment rate
N/A
Household size
2.5 persons
Rent over 30% of income
49.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Maryland
County
Harford County
City
Bel Air
Total population
38,707
Adults over 25
27,246
Total households
15,143
Household size
2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$116,970
Per capita income
$53,829
Poverty rate
6.6%
Unemployment rate
N/A
Rent over 30% of income
49.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,577
Year built
1985
Households that rent
24.2%
Households that own
75.8%
Rooms per home (all homes)
6.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
79.4%
Black
6.1%
Asian
3.8%
Two or more races
7.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
5.6%
Not Hispanic or Latino
94.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
16,398 (83.4%)
Commute time to work
31 mins
Work from home
3,275 (16.6%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
20.3%
High school graduate or GED
23.4%
Some college or associate degree
9.2%
Bachelor’s degree or higher
47.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 21014 with: Harford County, MD Baltimore metro area, MD Maryland United States

ZIP 21014

Total population38,707
Rent$1,577
Year built1985
Household income$116,970
Per capita income$53,829
Poverty rate6.6%
Unemployment rateN/A

Harford County, MD

Total population263,757
Rent$1,586
Year built1986
Household income$112,265
Per capita income$51,717
Poverty rate7.1%
Unemployment rate2.4%

Baltimore Metro Area, MD

Total population2,849,436
Rent$1,611
Year built1976
Household income$99,470
Per capita income$52,391
Poverty rate9.8%
Unemployment rate3.1%

Maryland State

Total population6,206,011
Rent$1,705
Year built1979
Household income$103,678
Per capita income$52,979
Poverty rate9.4%
Unemployment rate3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP21014 CountyHarford, MDMetro AreaBaltimore metro area, MDStateMarylandCountryUnited States
Total population38,707263,7572,849,4366,206,011334,922,499
Rent$1,577$1,586$1,611$1,705$1,413
Year built19851986197619791980
Household income$116,970$112,265$99,470$103,678$80,734
Per capita income$53,829$51,717$52,391$52,979$44,673
Poverty rate6.6%7.1%9.8%9.4%12.5%
Unemployment rateN/A2.4%3.1%3%4%

View the full multi-level comparison →

 

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Summary for 21014

Rent & Income

In 21014, the typical monthly rent is $1,577 and the typical household income is $116,970. Rent here is lower than Maryland, and household income is higher than Maryland. The estimated poverty rate is 6.6%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 24.2% of households. About 49.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 47.2% of adults holding a bachelor’s degree or higher.

 

ZIP 21014 — Rent vs Household Income

 

 

ZIP 21014 — Poverty

 

 

How ZIP 21014 compares in Maryland (86 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,577 21 / 86 from lower rent $773 – $3,501
Household income $116,970 34 / 86 from higher income $38,409 – $250,001
Poverty rate 6.6% 25 / 86 from lower poverty 2.6% – 31.6%

Rankings are calculated among ZIP Codes in Maryland with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 21014

Rent

For rent, this ZIP is positioned 21st out of 86 ZIP Codes in Maryland. In Maryland as a whole, the range goes from $773 in ZIP 21502 up to $3,501 in ZIP 20854.

Household income

For household income, ZIP Code 21014 ranks 34th out of 86 ZIP Codes. Statewide, values range from $38,409 in ZIP 21217 up to $250,001 in ZIP 20854.

Poverty rate

For poverty levels, this ZIP is positioned 25th out of 86 ZIP Codes. Across Maryland, figures vary from 2.6% in ZIP 20854 up to 31.6% in ZIP 21217.

 

💰 Rent in ZIP Code 21014 (with Utilities)

Estimated Monthly Rent: $1,577 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 21014

Annual Household Income: $116,970

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 21014

Estimated Rate: 6.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 21014

In ZIP Code 21014, households that rent: 3,667 (24.2%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 3,667 24.2%
Owner-Occupied 11,476 75.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 21014

In ZIP Code 21014, cost-burdened renters (households spending over 30% of income on housing): 1,800 (49.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,800 49.1%
Other renter households 1,867 50.9%
Total renter households 3,667 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 21014

Less than High School: 5,528 people (20.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 6,370 people (23.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,494 people (9.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 12,854 people (47.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 27,246

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.