ZIP Code 20902: Population, Income, Housing

State: MD

Total population: 54,261 Household income: $114,486 Rent: $2,116

Overview

Total population

54,261

Rent

$2,116

Year built

1963

Household income

$114,486

Per capita income

$49,069

Poverty rate

12.6%

Unemployment rate

N/A

Household size

3.0 persons

Rent over 30% of income

44.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Maryland

County

Montgomery County

City

Silver Spring

Total population

54,261

Adults over 25

36,171

Total households

18,236

Household size

3.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$114,486

Per capita income

$49,069

Poverty rate

12.6%

Unemployment rate

N/A

Rent over 30% of income

44.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$2,116

Year built

1963

Households that rent

35.6%

Households that own

64.4%

Rooms per home (all homes)

6.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

33.8%

Black

17.1%

Asian

6.1%

Two or more races

10.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

41%

Not Hispanic or Latino

59%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

21,325 (77.6%)

Commute time to work

32 mins

Work from home

6,148 (22.4%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

30%

High school graduate or GED

14.9%

Some college or associate degree

7.8%

Bachelor’s degree or higher

47.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 20902 with: Montgomery County, MD Wheaton, MD Washington metro area, DC-VA-MD-WV Maryland United States

ZIP 20902

Total population54,261

Rent$2,116

Year built1963

Household income$114,486

Per capita income$49,069

Poverty rate12.6%

Unemployment rateN/A

Montgomery County, MD

Total population1,065,949

Rent$2,068

Year built1980

Household income$132,450

Per capita income$67,571

Poverty rate7.5%

Unemployment rate2.4%

Wheaton, MD

Total population52,926

Rent$2,163

Year built1960

Household income$111,478

Per capita income$43,480

Poverty rate13.1%

Unemployment rateN/A

Washington Metro Area, DC-VA-MD-WV

Total population6,318,377

Rent$2,027

Year built1983

Household income$126,684

Per capita income$63,554

Poverty rate8.1%

Unemployment rate3%

Maryland State

Total population6,206,011

Rent$1,705

Year built1979

Household income$103,678

Per capita income$52,979

Poverty rate9.4%

Unemployment rate3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP20902	CountyMontgomery, MD	CDPWheaton, MD	Metro AreaWashington metro area, DC-VA-MD-WV	StateMaryland	CountryUnited States
Total population	54,261	1,065,949	52,926	6,318,377	6,206,011	334,922,499
Rent	$2,116	$2,068	$2,163	$2,027	$1,705	$1,413
Year built	1963	1980	1960	1983	1979	1980
Household income	$114,486	$132,450	$111,478	$126,684	$103,678	$80,734
Per capita income	$49,069	$67,571	$43,480	$63,554	$52,979	$44,673
Poverty rate	12.6%	7.5%	13.1%	8.1%	9.4%	12.5%
Unemployment rate	N/A	2.4%	N/A	3%	3%	4%

View the full multi-level comparison →

Summary for 20902

Rent & Income

In 20902, the typical monthly rent is $2,116 and the typical household income is $114,486. Rent here is similar to Wheaton CDP and higher than Maryland, and household income is similar to Wheaton CDP and higher than Maryland. The estimated poverty rate is 12.6%, which is similar to the Wheaton CDP rate and higher than the Maryland rate.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 35.6% of households. About 44.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 47.2% of adults holding a bachelor’s degree or higher.

ZIP 20902 — Rent vs Household Income

ZIP 20902 — Poverty

How ZIP 20902 compares in Maryland (86 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$2,116	69 / 86	from lower rent	$773 – $3,501
Household income	$114,486	36 / 86	from higher income	$38,409 – $250,001
Poverty rate	12.6%	62 / 86	from lower poverty	2.6% – 31.6%

Rankings are calculated among ZIP Codes in Maryland with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 20902

Rent

Looking at rent levels, ZIP Code 20902 places 69th out of 86 ZIP Codes in Maryland. Throughout Maryland, numbers span from $773 in ZIP 21502 up to $3,501 in ZIP 20854.

Household income

In terms of earnings, this ZIP comes 36th out of 86 ZIP Codes. At the state level, values extend from $38,409 in ZIP 21217 up to $250,001 in ZIP 20854.

Poverty rate

In terms of poverty rate, ZIP Code 20902 comes 62nd out of 86 ZIP Codes. In Maryland as a whole, the range goes from 2.6% in ZIP 20854 up to 31.6% in ZIP 21217.

💰 Rent in ZIP Code 20902 (with Utilities)

Estimated Monthly Rent: $2,116 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 20902

Annual Household Income: $114,486

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 20902

Estimated Rate: 12.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 20902

In ZIP Code 20902, households that rent: 6,497 (35.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,497	35.6%
Owner-Occupied	11,739	64.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 20902

In ZIP Code 20902, cost-burdened renters (households spending over 30% of income on housing): 2,866 (44.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,866	44.1%
Other renter households	3,631	55.9%
Total renter households	6,497	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 20902

Less than High School: 10,855 people (30%)

Includes adults who did not complete high school.

High School Graduate or GED: 5,404 people (14.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,823 people (7.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 17,089 people (47.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 36,171

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.