ZIP Code 17013: Population, Income, Housing

State: PA

Total population: 38,513 Household income: $71,042 Rent: $1,118

Overview

Total population

38,513

Rent

$1,118

Year built

1967

Household income

$71,042

Per capita income

$40,686

Poverty rate

11.1%

Unemployment rate

N/A

Household size

2.2 persons

Rent over 30% of income

51.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Pennsylvania

County

Cumberland County

City

Carlisle

Total population

38,513

Adults over 25

26,399

Total households

15,936

Household size

2.2 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$71,042

Per capita income

$40,686

Poverty rate

11.1%

Unemployment rate

N/A

Rent over 30% of income

51.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,118

Year built

1967

Households that rent

38.3%

Households that own

61.7%

Rooms per home (all homes)

6.0

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

81.5%

Black

Asian

3.4%

Two or more races

6.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

6.9%

Not Hispanic or Latino

93.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

16,925 (88.7%)

Commute time to work

19 mins

Work from home

2,159 (11.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

21.1%

High school graduate or GED

35.6%

Some college or associate degree

9.6%

Bachelor’s degree or higher

33.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 17013 with: Cumberland County, PA Harrisburg metro area, PA Pennsylvania United States

ZIP 17013

Total population38,513

Rent$1,118

Year built1967

Household income$71,042

Per capita income$40,686

Poverty rate11.1%

Unemployment rateN/A

Cumberland County, PA

Total population268,323

Rent$1,249

Year built1978

Household income$87,494

Per capita income$46,149

Poverty rate7.5%

Unemployment rate2.5%

Harrisburg Metro Area, PA

Total population604,155

Rent$1,212

Year built1975

Household income$80,919

Per capita income$43,785

Poverty rate10.1%

Unemployment rate3.3%

Pennsylvania State

Total population13,018,639

Rent$1,209

Year built1965

Household income$77,971

Per capita income$44,355

Poverty rate11.7%

Unemployment rate3.6%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP17013	CountyCumberland, PA	Metro AreaHarrisburg metro area, PA	StatePennsylvania	CountryUnited States
Total population	38,513	268,323	604,155	13,018,639	334,922,499
Rent	$1,118	$1,249	$1,212	$1,209	$1,413
Year built	1967	1978	1975	1965	1980
Household income	$71,042	$87,494	$80,919	$77,971	$80,734
Per capita income	$40,686	$46,149	$43,785	$44,355	$44,673
Poverty rate	11.1%	7.5%	10.1%	11.7%	12.5%
Unemployment rate	N/A	2.5%	3.3%	3.6%	4%

View the full multi-level comparison →

Summary for 17013

Rent & Income

In 17013, the typical monthly rent is $1,118 and the typical household income is $71,042. Rent here is lower than Pennsylvania, and household income is lower than Pennsylvania. The estimated poverty rate is 11.1%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 38.3% of households. About 51.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 33.8% of adults holding a bachelor’s degree or higher.

ZIP 17013 — Rent vs Household Income

ZIP 17013 — Poverty

How ZIP 17013 compares in Pennsylvania (107 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,118	20 / 107	from lower rent	$725 – $2,177
Household income	$71,042	66 / 107	from higher income	$31,069 – $171,179
Poverty rate	11.1%	55 / 107	from lower poverty	2.5% – 48.2%

Rankings are calculated among ZIP Codes in Pennsylvania with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 17013

Rent

Rent-wise, this area comes 20th out of 107 ZIP Codes in Pennsylvania. At the state level, values extend from $725 in ZIP 16101 up to $2,177 in ZIP 19087.

Household income

Looking at income levels, ZIP Code 17013 holds the 66th out of 107 ZIP Codes. In Pennsylvania as a whole, the range goes from $31,069 in ZIP 15213 up to $171,179 in ZIP 19087.

Poverty rate

Regarding poverty rate, ZIP Code 17013 ranks 55th out of 107 ZIP Codes. Statewide, values range from 2.5% in ZIP 19335 up to 48.2% in ZIP 15213.

💰 Rent in ZIP Code 17013 (with Utilities)

Estimated Monthly Rent: $1,118 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 17013

Annual Household Income: $71,042

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 17013

Estimated Rate: 11.1%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 17013

In ZIP Code 17013, households that rent: 6,102 (38.3%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	6,102	38.3%
Owner-Occupied	9,834	61.7%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 17013

In ZIP Code 17013, cost-burdened renters (households spending over 30% of income on housing): 3,119 (51.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,119	51.1%
Other renter households	2,983	48.9%
Total renter households	6,102	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 17013

Less than High School: 5,559 people (21.1%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,388 people (35.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,535 people (9.6%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 8,917 people (33.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 26,399

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.