ZIP Code 08332: Population, Income, Housing

State: NJ

Total population: 35,228 Household income: $67,496 Rent: $1,269

Overview

Total population

35,228

Rent

$1,269

Year built

1972

Household income

$67,496

Per capita income

$40,439

Poverty rate

13.4%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

56%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New Jersey

County

Cumberland County

Town

Millville

Total population

35,228

Adults over 25

25,045

Total households

14,771

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$67,496

Per capita income

$40,439

Poverty rate

13.4%

Unemployment rate

N/A

Rent over 30% of income

56%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,269

Year built

1972

Households that rent

32.6%

Households that own

67.4%

Rooms per home (all homes)

5.7

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

62.5%

Black

16.8%

Asian

0.8%

Two or more races

12.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

18.4%

Not Hispanic or Latino

81.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

15,042 (95.1%)

Commute time to work

25 mins

Work from home

771 (4.9%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

32.6%

High school graduate or GED

37.2%

Some college or associate degree

11%

Bachelor’s degree or higher

19.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 08332 with: Cumberland County, NJ New Jersey United States

ZIP 08332

Total population35,228

Rent$1,269

Year built1972

Household income$67,496

Per capita income$40,439

Poverty rate13.4%

Unemployment rateN/A

Cumberland County, NJ

Total population153,305

Rent$1,282

Year built1969

Household income$67,436

Per capita income$32,721

Poverty rate15.6%

Unemployment rate6.9%

New Jersey State

Total population9,343,809

Rent$1,720

Year built1970

Household income$103,556

Per capita income$54,253

Poverty rate9.7%

Unemployment rate4.5%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP08332	CountyCumberland, NJ	StateNew Jersey	CountryUnited States
Total population	35,228	153,305	9,343,809	334,922,499
Rent	$1,269	$1,282	$1,720	$1,413
Year built	1972	1969	1970	1980
Household income	$67,496	$67,436	$103,556	$80,734
Per capita income	$40,439	$32,721	$54,253	$44,673
Poverty rate	13.4%	15.6%	9.7%	12.5%
Unemployment rate	N/A	6.9%	4.5%	4%

View the full multi-level comparison →

Summary for 08332

Rent & Income

In 08332, the typical monthly rent is $1,269 and the typical household income is $67,496. Rent here is lower than New Jersey, and household income is lower than New Jersey. The estimated poverty rate is 13.4%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 32.6% of households. About 56% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Only about 19.2% of adults have a bachelor’s degree or higher, indicating lower levels of formal education.

ZIP 08332 — Poverty

How ZIP 08332 compares in New Jersey (94 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,269	6 / 94	from lower rent	$1,102 – $3,093
Household income	$67,496	72 / 94	from higher income	$41,126 – $232,629
Poverty rate	13.4%	62 / 94	from lower poverty	1.8% – 32%

Rankings are calculated among ZIP Codes in New Jersey with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 08332

Rent

Looking at rent levels, ZIP Code 08332 places 6th out of 94 ZIP Codes in New Jersey. Throughout New Jersey, numbers span from $1,102 in ZIP 08618 up to $3,093 in ZIP 07302.

Household income

In terms of earnings, this ZIP comes 72nd out of 94 ZIP Codes. At the state level, values extend from $41,126 in ZIP 08401 up to $232,629 in ZIP 07090.

Poverty rate

In terms of poverty rate, ZIP Code 08332 comes 62nd out of 94 ZIP Codes. In New Jersey as a whole, the range goes from 1.8% in ZIP 07090 up to 32% in ZIP 08401.

💰 Rent in ZIP Code 08332 (with Utilities)

Estimated Monthly Rent: $1,269 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 08332

Annual Household Income: $67,496

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 08332

Estimated Rate: 13.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 08332

In ZIP Code 08332, households that rent: 4,815 (32.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	4,815	32.6%
Owner-Occupied	9,956	67.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 08332

In ZIP Code 08332, cost-burdened renters (households spending over 30% of income on housing): 2,696 (56%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	2,696	56%
Other renter households	2,119	44%
Total renter households	4,815	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 08332

Less than High School: 8,171 people (32.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,314 people (37.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,758 people (11%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 4,802 people (19.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 25,045

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.