ZIP Code 08021: Population, Income, Housing

State: NJ

Total population: 49,305 Household income: $68,044 Rent: $1,352

Overview

Total population

49,305

Rent

$1,352

Year built

1974

Household income

$68,044

Per capita income

$35,678

Poverty rate

15.8%

Unemployment rate

N/A

Household size

2.4 persons

Rent over 30% of income

58.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New Jersey

County

Camden County

City

Clementon

Total population

49,305

Adults over 25

33,805

Total households

20,805

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$68,044

Per capita income

$35,678

Poverty rate

15.8%

Unemployment rate

N/A

Rent over 30% of income

58.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,352

Year built

1974

Households that rent

53.3%

Households that own

46.7%

Rooms per home (all homes)

4.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

44.7%

Black

28.1%

Asian

3.5%

Two or more races

11%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

21.8%

Not Hispanic or Latino

78.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

22,407 (90.9%)

Commute time to work

27 mins

Work from home

2,242 (9.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

27.7%

High school graduate or GED

35.8%

Some college or associate degree

10.8%

Bachelor’s degree or higher

25.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 08021 with: Camden County, NJ Philadelphia metro area, PA-NJ-DE-MD New Jersey United States

ZIP 08021

Total population49,305

Rent$1,352

Year built1974

Household income$68,044

Per capita income$35,678

Poverty rate15.8%

Unemployment rateN/A

Camden County, NJ

Total population527,257

Rent$1,402

Year built1967

Household income$88,755

Per capita income$45,500

Poverty rate12.4%

Unemployment rate4.6%

Philadelphia Metro Area, PA-NJ-DE-MD

Total population6,272,014

Rent$1,480

Year built1966

Household income$91,289

Per capita income$50,461

Poverty rate11.5%

Unemployment rate3.8%

New Jersey State

Total population9,343,809

Rent$1,720

Year built1970

Household income$103,556

Per capita income$54,253

Poverty rate9.7%

Unemployment rate4.5%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP08021	CountyCamden, NJ	Metro AreaPhiladelphia metro area, PA-NJ-DE-MD	StateNew Jersey	CountryUnited States
Total population	49,305	527,257	6,272,014	9,343,809	334,922,499
Rent	$1,352	$1,402	$1,480	$1,720	$1,413
Year built	1974	1967	1966	1970	1980
Household income	$68,044	$88,755	$91,289	$103,556	$80,734
Per capita income	$35,678	$45,500	$50,461	$54,253	$44,673
Poverty rate	15.8%	12.4%	11.5%	9.7%	12.5%
Unemployment rate	N/A	4.6%	3.8%	4.5%	4%

View the full multi-level comparison →

Summary for 08021

Rent & Income

In 08021, the typical monthly rent is $1,352 and the typical household income is $68,044. Rent here is lower than New Jersey, and household income is lower than New Jersey. The estimated poverty rate is 15.8%.

Housing & Affordability

Renters make up about 53.3% of households, indicating a relatively balanced mix of renters and owners. About 58.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 25.7% of adults holding a bachelor’s degree or higher.

ZIP 08021 — Rent vs Household Income

ZIP 08021 — Poverty

How ZIP 08021 compares in New Jersey (94 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,352	10 / 94	from lower rent	$1,102 – $3,093
Household income	$68,044	71 / 94	from higher income	$41,126 – $232,629
Poverty rate	15.8%	70 / 94	from lower poverty	1.8% – 32%

Rankings are calculated among ZIP Codes in New Jersey with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 08021

Rent

In terms of rental prices, this ZIP stands 10th out of 94 ZIP Codes in New Jersey. Across New Jersey, figures vary from $1,102 in ZIP 08618 up to $3,093 in ZIP 07302.

Household income

When comparing household incomes, ZIP Code 08021 stands 71st out of 94 ZIP Codes. Throughout New Jersey, numbers span from $41,126 in ZIP 08401 up to $232,629 in ZIP 07090.

Poverty rate

Looking at poverty indicators, this ZIP stands 70th out of 94 ZIP Codes. At the state level, values extend from 1.8% in ZIP 07090 up to 32% in ZIP 08401.

💰 Rent in ZIP Code 08021 (with Utilities)

Estimated Monthly Rent: $1,352 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 08021

Annual Household Income: $68,044

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 08021

Estimated Rate: 15.8%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 08021

In ZIP Code 08021, households that rent: 11,094 (53.3%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	11,094	53.3%
Owner-Occupied	9,711	46.7%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 08021

In ZIP Code 08021, cost-burdened renters (households spending over 30% of income on housing): 6,465 (58.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	6,465	58.3%
Other renter households	4,629	41.7%
Total renter households	11,094	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 08021

Less than High School: 9,352 people (27.7%)

Includes adults who did not complete high school.

High School Graduate or GED: 12,087 people (35.8%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 3,662 people (10.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 8,704 people (25.7%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 33,805

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.