ZIP Code 07305: Population, Income, Housing

State: NJ

Total population: 72,161 Household income: $76,527 Rent: $1,712

Overview

Total population

72,161

Rent

$1,712

Year built

1963

Household income

$76,527

Per capita income

$39,233

Poverty rate

17%

Unemployment rate

N/A

Household size

2.7 persons

Rent over 30% of income

54.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New Jersey

County

Hudson County

City

Jersey City

Total population

72,161

Adults over 25

48,348

Total households

26,177

Household size

2.7 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$76,527

Per capita income

$39,233

Poverty rate

17%

Unemployment rate

N/A

Rent over 30% of income

54.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,712

Year built

1963

Households that rent

60%

Households that own

40%

Rooms per home (all homes)

4.7

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

13.8%

Black

40.7%

Asian

16.9%

Two or more races

14.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

29.8%

Not Hispanic or Latino

70.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

26,789 (83.8%)

Commute time to work

37 mins

Work from home

5,169 (16.2%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

29.4%

High school graduate or GED

26.9%

Some college or associate degree

8.9%

Bachelor’s degree or higher

34.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 07305 with: Hudson County, NJ Jersey, NJ New York metro area, NY-NJ New Jersey United States

ZIP 07305

Total population72,161

Rent$1,712

Year built1963

Household income$76,527

Per capita income$39,233

Poverty rate17%

Unemployment rateN/A

Hudson County, NJ

Total population718,323

Rent$1,894

Year built1966

Household income$91,795

Per capita income$56,130

Poverty rate14.9%

Unemployment rate3.9%

Jersey, NJ

Total population294,078

Rent$2,007

Year built1971

Household income$97,710

Per capita income$60,429

Poverty rate15.6%

Unemployment rate4%

New York Metro Area, NY-NJ

Total population19,798,537

Rent$1,830

Year built1960

Household income$99,155

Per capita income$55,691

Poverty rate12.7%

Unemployment rate4.5%

New Jersey State

Total population9,343,809

Rent$1,720

Year built1970

Household income$103,556

Per capita income$54,253

Poverty rate9.7%

Unemployment rate4.5%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP07305	CountyHudson, NJ	CityJersey, NJ	Metro AreaNew York metro area, NY-NJ	StateNew Jersey	CountryUnited States
Total population	72,161	718,323	294,078	19,798,537	9,343,809	334,922,499
Rent	$1,712	$1,894	$2,007	$1,830	$1,720	$1,413
Year built	1963	1966	1971	1960	1970	1980
Household income	$76,527	$91,795	$97,710	$99,155	$103,556	$80,734
Per capita income	$39,233	$56,130	$60,429	$55,691	$54,253	$44,673
Poverty rate	17%	14.9%	15.6%	12.7%	9.7%	12.5%
Unemployment rate	N/A	3.9%	4%	4.5%	4.5%	4%

View the full multi-level comparison →

Summary for 07305

Rent & Income

In 07305, the typical monthly rent is $1,712 and the typical household income is $76,527. Rent here is lower than Jersey and similar to New Jersey, and household income is lower than both Jersey and New Jersey. The estimated poverty rate is 17%, which is higher than in both Jersey and New Jersey.

Housing & Affordability

Renters make up about 60% of households, making this a predominantly renter area. About 54.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 34.9% of adults holding a bachelor’s degree or higher.

ZIP 07305 — Rent vs Household Income

ZIP 07305 — Poverty

How ZIP 07305 compares in New Jersey (94 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,712	48 / 94	from lower rent	$1,102 – $3,093
Household income	$76,527	64 / 94	from higher income	$41,126 – $232,629
Poverty rate	17%	74 / 94	from lower poverty	1.8% – 32%

Rankings are calculated among ZIP Codes in New Jersey with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 07305

Rent

When it comes to rent, ZIP Code 07305 ranks 48th out of 94 ZIP Codes in New Jersey. Statewide, values range from $1,102 in ZIP 08618 up to $3,093 in ZIP 07302.

Household income

Income-wise, this area is placed 64th out of 94 ZIP Codes. Across New Jersey, figures vary from $41,126 in ZIP 08401 up to $232,629 in ZIP 07090.

Poverty rate

When it comes to poverty, ZIP Code 07305 places 74th out of 94 ZIP Codes. Throughout New Jersey, numbers span from 1.8% in ZIP 07090 up to 32% in ZIP 08401.

💰 Rent in ZIP Code 07305 (with Utilities)

Estimated Monthly Rent: $1,712 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 07305

Annual Household Income: $76,527

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 07305

Estimated Rate: 17%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 07305

In ZIP Code 07305, households that rent: 15,701 (60%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	15,701	60%
Owner-Occupied	10,476	40%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 07305

In ZIP Code 07305, cost-burdened renters (households spending over 30% of income on housing): 8,543 (54.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	8,543	54.4%
Other renter households	7,158	45.6%
Total renter households	15,701	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 07305

Less than High School: 14,202 people (29.4%)

Includes adults who did not complete high school.

High School Graduate or GED: 12,987 people (26.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,285 people (8.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 16,874 people (34.9%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 48,348

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.