ZIP Code 07106: Population, Income, Housing

State: NJ
Total population: 36,383 Household income: $53,440 Rent: $1,242

Overview

Total population
36,383
Rent
$1,242
Year built
1952
Household income
$53,440
Per capita income
$30,499
Poverty rate
18.6%
Unemployment rate
N/A
Household size
2.8 persons
Rent over 30% of income
54.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
New Jersey
County
Essex County
City
Newark
Total population
36,383
Adults over 25
23,527
Total households
12,944
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$53,440
Per capita income
$30,499
Poverty rate
18.6%
Unemployment rate
N/A
Rent over 30% of income
54.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,242
Year built
1952
Households that rent
64.6%
Households that own
35.4%
Rooms per home (all homes)
4.7

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
3.1%
Black
72.8%
Asian
4.1%
Two or more races
11%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
16.5%
Not Hispanic or Latino
83.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
14,367 (92%)
Commute time to work
36 mins
Work from home
1,249 (8%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
31.8%
High school graduate or GED
38%
Some college or associate degree
10.2%
Bachelor’s degree or higher
20%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 07106 with: Essex County, NJ Newark, NJ New York metro area, NY-NJ New Jersey United States

ZIP 07106

Total population36,383
Rent$1,242
Year built1952
Household income$53,440
Per capita income$30,499
Poverty rate18.6%
Unemployment rateN/A

Essex County, NJ

Total population863,002
Rent$1,531
Year built1958
Household income$80,789
Per capita income$49,449
Poverty rate14.6%
Unemployment rate5.1%

Newark, NJ

Total population310,178
Rent$1,392
Year built1966
Household income$52,060
Per capita income$27,193
Poverty rate23.4%
Unemployment rate6.5%

New York Metro Area, NY-NJ

Total population19,798,537
Rent$1,830
Year built1960
Household income$99,155
Per capita income$55,691
Poverty rate12.7%
Unemployment rate4.5%

New Jersey State

Total population9,343,809
Rent$1,720
Year built1970
Household income$103,556
Per capita income$54,253
Poverty rate9.7%
Unemployment rate4.5%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP07106 CountyEssex, NJCityNewark, NJMetro AreaNew York metro area, NY-NJStateNew JerseyCountryUnited States
Total population36,383863,002310,17819,798,5379,343,809334,922,499
Rent$1,242$1,531$1,392$1,830$1,720$1,413
Year built195219581966196019701980
Household income$53,440$80,789$52,060$99,155$103,556$80,734
Per capita income$30,499$49,449$27,193$55,691$54,253$44,673
Poverty rate18.6%14.6%23.4%12.7%9.7%12.5%
Unemployment rateN/A5.1%6.5%4.5%4.5%4%

View the full multi-level comparison →

 

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Summary for 07106

Rent & Income

In 07106, the typical monthly rent is $1,242 and the typical household income is $53,440. Rent here is lower than both Newark and New Jersey, and household income is similar to Newark and lower than New Jersey. The estimated poverty rate is 18.6%, which is lower than the Newark rate but higher than the New Jersey rate.

Housing & Affordability

Renters make up about 64.6% of households, making this a predominantly renter area. About 54.7% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 20% of adults holding a bachelor’s degree or higher.


 

ZIP 07106 — Rent vs Household Income

 


 

ZIP 07106 — Poverty

 


 

How ZIP 07106 compares in New Jersey (94 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,242 4 / 94 from lower rent $1,102 – $3,093
Household income $53,440 87 / 94 from higher income $41,126 – $232,629
Poverty rate 18.6% 76 / 94 from lower poverty 1.8% – 32%

Rankings are calculated among ZIP Codes in New Jersey with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 07106

Rent

In terms of rental prices, this ZIP stands 4th out of 94 ZIP Codes in New Jersey. Across New Jersey, figures vary from $1,102 in ZIP 08618 up to $3,093 in ZIP 07302.

Household income

When comparing household incomes, ZIP Code 07106 stands 87th out of 94 ZIP Codes. Throughout New Jersey, numbers span from $41,126 in ZIP 08401 up to $232,629 in ZIP 07090.

Poverty rate

Looking at poverty indicators, this ZIP stands 76th out of 94 ZIP Codes. At the state level, values extend from 1.8% in ZIP 07090 up to 32% in ZIP 08401.

 


💰 Rent in ZIP Code 07106 (with Utilities)

Estimated Monthly Rent: $1,242 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 07106

Annual Household Income: $53,440

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 07106

Estimated Rate: 18.6%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 07106

In ZIP Code 07106, households that rent: 8,360 (64.6%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 8,360 64.6%
Owner-Occupied 4,584 35.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 07106

In ZIP Code 07106, cost-burdened renters (households spending over 30% of income on housing): 4,571 (54.7%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 4,571 54.7%
Other renter households 3,789 45.3%
Total renter households 8,360 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 07106

Less than High School: 7,491 people (31.8%)

Includes adults who did not complete high school.

High School Graduate or GED: 8,930 people (38%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,406 people (10.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 4,700 people (20%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 23,527


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.