ZIP Code 07103: Population, Income, Housing

State: NJ

Total population: 37,293 Household income: $51,534 Rent: $1,323

Overview

Total population

37,293

Rent

$1,323

Year built

1989

Household income

$51,534

Per capita income

$25,207

Poverty rate

25.2%

Unemployment rate

N/A

Household size

2.6 persons

Rent over 30% of income

56.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New Jersey

County

Essex County

City

Newark

Total population

37,293

Adults over 25

22,923

Total households

12,878

Household size

2.6 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$51,534

Per capita income

$25,207

Poverty rate

25.2%

Unemployment rate

N/A

Rent over 30% of income

56.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,323

Year built

1989

Households that rent

75.4%

Households that own

24.6%

Rooms per home (all homes)

4.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

6.3%

Black

65.8%

Asian

4.5%

Two or more races

12.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

22.6%

Not Hispanic or Latino

77.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

12,991 (91.6%)

Commute time to work

32 mins

Work from home

1,184 (8.4%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

34.9%

High school graduate or GED

33.9%

Some college or associate degree

7.9%

Bachelor’s degree or higher

23.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 07103 with: Essex County, NJ Newark, NJ New York metro area, NY-NJ New Jersey United States

ZIP 07103

Total population37,293

Rent$1,323

Year built1989

Household income$51,534

Per capita income$25,207

Poverty rate25.2%

Unemployment rateN/A

Essex County, NJ

Total population863,002

Rent$1,531

Year built1958

Household income$80,789

Per capita income$49,449

Poverty rate14.6%

Unemployment rate5.1%

Newark, NJ

Total population310,178

Rent$1,392

Year built1966

Household income$52,060

Per capita income$27,193

Poverty rate23.4%

Unemployment rate6.5%

New York Metro Area, NY-NJ

Total population19,798,537

Rent$1,830

Year built1960

Household income$99,155

Per capita income$55,691

Poverty rate12.7%

Unemployment rate4.5%

New Jersey State

Total population9,343,809

Rent$1,720

Year built1970

Household income$103,556

Per capita income$54,253

Poverty rate9.7%

Unemployment rate4.5%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP07103	CountyEssex, NJ	CityNewark, NJ	Metro AreaNew York metro area, NY-NJ	StateNew Jersey	CountryUnited States
Total population	37,293	863,002	310,178	19,798,537	9,343,809	334,922,499
Rent	$1,323	$1,531	$1,392	$1,830	$1,720	$1,413
Year built	1989	1958	1966	1960	1970	1980
Household income	$51,534	$80,789	$52,060	$99,155	$103,556	$80,734
Per capita income	$25,207	$49,449	$27,193	$55,691	$54,253	$44,673
Poverty rate	25.2%	14.6%	23.4%	12.7%	9.7%	12.5%
Unemployment rate	N/A	5.1%	6.5%	4.5%	4.5%	4%

View the full multi-level comparison →

Summary for 07103

Rent & Income

In 07103, the typical monthly rent is $1,323 and the typical household income is $51,534. Rent here is similar to Newark and lower than New Jersey, and household income is similar to Newark and lower than New Jersey. The estimated poverty rate is 25.2%, which is higher than in both Newark and New Jersey.

Housing & Affordability

Most households in this area are renters (75.4%), making this a heavily renter area. About 56.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 23.4% of adults holding a bachelor’s degree or higher.

ZIP 07103 — Rent vs Household Income

ZIP 07103 — Poverty

How ZIP 07103 compares in New Jersey (94 ZIP Codes)

Metric	This ZIP	Rank	Starts from	State range
Rent	$1,323	7 / 94	from lower rent	$1,102 – $3,093
Household income	$51,534	90 / 94	from higher income	$41,126 – $232,629
Poverty rate	25.2%	92 / 94	from lower poverty	1.8% – 32%

Rankings are calculated among ZIP Codes in New Jersey with total population > 30,000 (year 2024).

Detailed Ranking Explanation for ZIP Code 07103

Rent

Rent-wise, this area comes 7th out of 94 ZIP Codes in New Jersey. At the state level, values extend from $1,102 in ZIP 08618 up to $3,093 in ZIP 07302.

Household income

Looking at income levels, ZIP Code 07103 holds the 90th out of 94 ZIP Codes. In New Jersey as a whole, the range goes from $41,126 in ZIP 08401 up to $232,629 in ZIP 07090.

Poverty rate

Regarding poverty rate, ZIP Code 07103 ranks 92nd out of 94 ZIP Codes. Statewide, values range from 1.8% in ZIP 07090 up to 32% in ZIP 08401.

💰 Rent in ZIP Code 07103 (with Utilities)

Estimated Monthly Rent: $1,323 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 07103

Annual Household Income: $51,534

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 07103

Estimated Rate: 25.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 07103

In ZIP Code 07103, households that rent: 9,705 (75.4%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	9,705	75.4%
Owner-Occupied	3,173	24.6%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 07103

In ZIP Code 07103, cost-burdened renters (households spending over 30% of income on housing): 5,469 (56.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	5,469	56.4%
Other renter households	4,236	43.6%
Total renter households	9,705	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 07103

Less than High School: 7,990 people (34.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 7,763 people (33.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,815 people (7.9%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 5,355 people (23.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 22,923

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.