ZIP Code 07032: Population, Income, Housing

State: NJ
Total population: 40,614 Household income: $79,154 Rent: $1,720

Overview

Total population
40,614
Rent
$1,720
Year built
1951
Household income
$79,154
Per capita income
$36,305
Poverty rate
12.5%
Unemployment rate
N/A
Household size
2.6 persons
Rent over 30% of income
49.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
New Jersey
County
Hudson County
Town
Kearny
Total population
40,614
Adults over 25
29,217
Total households
14,751
Household size
2.6 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$79,154
Per capita income
$36,305
Poverty rate
12.5%
Unemployment rate
N/A
Rent over 30% of income
49.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,720
Year built
1951
Households that rent
57.1%
Households that own
42.9%
Rooms per home (all homes)
4.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
36.5%
Black
5.8%
Asian
4.4%
Two or more races
27.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
51.7%
Not Hispanic or Latino
48.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
19,233 (94.1%)
Commute time to work
33 mins
Work from home
1,205 (5.9%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
27.9%
High school graduate or GED
34.5%
Some college or associate degree
7%
Bachelor’s degree or higher
30.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 07032 with: Hudson County, NJ New York metro area, NY-NJ New Jersey United States

ZIP 07032

Total population40,614
Rent$1,720
Year built1951
Household income$79,154
Per capita income$36,305
Poverty rate12.5%
Unemployment rateN/A

Hudson County, NJ

Total population718,323
Rent$1,894
Year built1966
Household income$91,795
Per capita income$56,130
Poverty rate14.9%
Unemployment rate3.9%

New York Metro Area, NY-NJ

Total population19,798,537
Rent$1,830
Year built1960
Household income$99,155
Per capita income$55,691
Poverty rate12.7%
Unemployment rate4.5%

New Jersey State

Total population9,343,809
Rent$1,720
Year built1970
Household income$103,556
Per capita income$54,253
Poverty rate9.7%
Unemployment rate4.5%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP07032 CountyHudson, NJMetro AreaNew York metro area, NY-NJStateNew JerseyCountryUnited States
Total population40,614718,32319,798,5379,343,809334,922,499
Rent$1,720$1,894$1,830$1,720$1,413
Year built19511966196019701980
Household income$79,154$91,795$99,155$103,556$80,734
Per capita income$36,305$56,130$55,691$54,253$44,673
Poverty rate12.5%14.9%12.7%9.7%12.5%
Unemployment rateN/A3.9%4.5%4.5%4%

View the full multi-level comparison →

 

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Summary for 07032

Rent & Income

In 07032, the typical monthly rent is $1,720 and the typical household income is $79,154. Rent here is similar to New Jersey, and household income is lower than New Jersey. The estimated poverty rate is 12.5%.

Housing & Affordability

Renters make up about 57.1% of households, making this a predominantly renter area. About 49.2% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 30.6% of adults holding a bachelor’s degree or higher.

 

ZIP 07032 — Rent vs Household Income

 

 

ZIP 07032 — Poverty

 

 

How ZIP 07032 compares in New Jersey (94 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,720 49 / 94 from lower rent $1,102 – $3,093
Household income $79,154 61 / 94 from higher income $41,126 – $232,629
Poverty rate 12.5% 59 / 94 from lower poverty 1.8% – 32%

Rankings are calculated among ZIP Codes in New Jersey with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 07032

Rent

Looking at rent levels, ZIP Code 07032 places 49th out of 94 ZIP Codes in New Jersey. Throughout New Jersey, numbers span from $1,102 in ZIP 08618 up to $3,093 in ZIP 07302.

Household income

In terms of earnings, this ZIP comes 61st out of 94 ZIP Codes. At the state level, values extend from $41,126 in ZIP 08401 up to $232,629 in ZIP 07090.

Poverty rate

In terms of poverty rate, ZIP Code 07032 comes 59th out of 94 ZIP Codes. In New Jersey as a whole, the range goes from 1.8% in ZIP 07090 up to 32% in ZIP 08401.

 

💰 Rent in ZIP Code 07032 (with Utilities)

Estimated Monthly Rent: $1,720 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 07032

Annual Household Income: $79,154

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 07032

Estimated Rate: 12.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 07032

In ZIP Code 07032, households that rent: 8,418 (57.1%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 8,418 57.1%
Owner-Occupied 6,333 42.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 07032

In ZIP Code 07032, cost-burdened renters (households spending over 30% of income on housing): 4,141 (49.2%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 4,141 49.2%
Other renter households 4,277 50.8%
Total renter households 8,418 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 07032

Less than High School: 8,164 people (27.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 10,071 people (34.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,039 people (7%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 8,943 people (30.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 29,217

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.