ZIP Code 06492: Population, Income, Housing

State: CT
Total population: 44,498 Household income: $105,061 Rent: $1,377

Overview

Total population
44,498
Rent
$1,377
Year built
1972
Household income
$105,061
Per capita income
$54,276
Poverty rate
5.3%
Unemployment rate
N/A
Household size
2.4 persons
Rent over 30% of income
40%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Connecticut
County
New Haven County
City
Wallingford Center
Total population
44,498
Adults over 25
33,162
Total households
18,606
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$105,061
Per capita income
$54,276
Poverty rate
5.3%
Unemployment rate
N/A
Rent over 30% of income
40%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,377
Year built
1972
Households that rent
27.2%
Households that own
72.8%
Rooms per home (all homes)
5.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
81.2%
Black
2.2%
Asian
2.5%
Two or more races
7.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
12.4%
Not Hispanic or Latino
87.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
20,200 (86.7%)
Commute time to work
24 mins
Work from home
3,091 (13.3%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
21.9%
High school graduate or GED
29%
Some college or associate degree
8.8%
Bachelor’s degree or higher
40.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of ZIP Code 06492 with: New Haven metro area, CT Connecticut United States

ZIP 06492

Total population44,498
Rent$1,377
Year built1972
Household income$105,061
Per capita income$54,276
Poverty rate5.3%
Unemployment rateN/A

New Haven Metro Area, CT

Total population570,598
Rent$1,525
Year built1964
Household income$88,197
Per capita income$49,766
Poverty rate11.4%
Unemployment rate3.2%

Connecticut State

Total population3,624,508
Rent$1,488
Year built1967
Household income$95,781
Per capita income$55,915
Poverty rate10%
Unemployment rate3.2%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP06492 Metro AreaNew Haven metro area, CTStateConnecticutCountryUnited States
Total population44,498570,5983,624,508334,922,499
Rent$1,377$1,525$1,488$1,413
Year built1972196419671980
Household income$105,061$88,197$95,781$80,734
Per capita income$54,276$49,766$55,915$44,673
Poverty rate5.3%11.4%10%12.5%
Unemployment rateN/A3.2%3.2%4%

View the full multi-level comparison →

 

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Summary for 06492

Rent & Income

In 06492, the typical monthly rent is $1,377 and the typical household income is $105,061. Rent here is lower than Connecticut, and household income is higher than Connecticut. The estimated poverty rate is 5.3%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 27.2% of households. About 40% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 40.4% of adults holding a bachelor’s degree or higher.


 

ZIP 06492 — Rent vs Household Income

 


 

ZIP 06492 — Poverty

 


 

How ZIP 06492 compares in Connecticut (29 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $1,377 10 / 29 from lower rent $1,169 – $2,266
Household income $105,061 6 / 29 from higher income $46,304 – $193,300
Poverty rate 5.3% 4 / 29 from lower poverty 4% – 31.8%

Rankings are calculated among ZIP Codes in Connecticut with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 06492

Rent

Looking at rent levels, ZIP Code 06492 places 10th out of 29 ZIP Codes in Connecticut. Throughout Connecticut, numbers span from $1,169 in ZIP 06790 up to $2,266 in ZIP 06611.

Household income

In terms of earnings, this ZIP comes 6th out of 29 ZIP Codes. At the state level, values extend from $46,304 in ZIP 06106 up to $193,300 in ZIP 06824.

Poverty rate

In terms of poverty rate, ZIP Code 06492 comes 4th out of 29 ZIP Codes. In Connecticut as a whole, the range goes from 4% in ZIP 06489 up to 31.8% in ZIP 06704.

 


💰 Rent in ZIP Code 06492 (with Utilities)

Estimated Monthly Rent: $1,377 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in ZIP Code 06492

Annual Household Income: $105,061

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in ZIP Code 06492

Estimated Rate: 5.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in ZIP Code 06492

In ZIP Code 06492, households that rent: 5,064 (27.2%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 5,064 27.2%
Owner-Occupied 13,542 72.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in ZIP Code 06492

In ZIP Code 06492, cost-burdened renters (households spending over 30% of income on housing): 2,024 (40%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 2,024 40%
Other renter households 3,040 60%
Total renter households 5,064 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in ZIP Code 06492

Less than High School: 7,260 people (21.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,604 people (29%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 2,910 people (8.8%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 13,388 people (40.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 33,162


 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.