ZIP Code 05401: Population, Income, Housing

State: VT

Total population: 31,662 Household income: $65,657 Rent: $1,665

Overview

Total population

31,662

Rent

$1,665

Year built

1942

Household income

$65,657

Per capita income

$40,162

Poverty rate

25%

Unemployment rate

N/A

Household size

2.0 persons

Rent over 30% of income

54%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Vermont

County

Chittenden County

City

Burlington

Total population

31,662

Adults over 25

16,543

Total households

13,238

Household size

2.0 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Income & Poverty

Household income

$65,657

Per capita income

$40,162

Poverty rate

25%

Unemployment rate

N/A

Rent over 30% of income

54%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Housing

Rent

$1,665

Year built

1942

Households that rent

68.6%

Households that own

31.4%

Rooms per home (all homes)

4.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Race

White

85.2%

Black

Asian

4.6%

Two or more races

6.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Ethnicity

Hispanic or Latino

Not Hispanic or Latino

97%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Commute

Commute rate

14,687 (82%)

Commute time to work

18 mins

Work from home

3,218 (18%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Education

Less than high school

15%

High school graduate or GED

15.2%

Some college or associate degree

7.2%

Bachelor’s degree or higher

62.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Comparison of ZIP Code 05401 with: Chittenden County, VT Vermont United States

ZIP 05401

Total population31,662

Rent$1,665

Year built1942

Household income$65,657

Per capita income$40,162

Poverty rate25%

Unemployment rateN/A

Chittenden County, VT

Total population169,758

Rent$1,646

Year built1981

Household income$96,759

Per capita income$52,322

Poverty rate9.7%

Unemployment rate2.1%

Vermont State

Total population647,106

Rent$1,234

Year built1976

Household income$81,203

Per capita income$46,500

Poverty rate10.1%

Unemployment rate2.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	ZIP05401	CountyChittenden, VT	StateVermont	CountryUnited States
Total population	31,662	169,758	647,106	334,922,499
Rent	$1,665	$1,646	$1,234	$1,413
Year built	1942	1981	1976	1980
Household income	$65,657	$96,759	$81,203	$80,734
Per capita income	$40,162	$52,322	$46,500	$44,673
Poverty rate	25%	9.7%	10.1%	12.5%
Unemployment rate	N/A	2.1%	2.3%	4%

View the full multi-level comparison →

Summary for 05401

Rent & Income

In 05401, the typical monthly rent is $1,665 and the typical household income is $65,657. Rent here is higher than Vermont, and household income is lower than Vermont. The estimated poverty rate is 25%.

Housing & Affordability

Renters make up about 68.6% of households, making this a predominantly renter area. About 54% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 62.6% of adults holding a bachelor’s degree or higher.

ZIP 05401 — Rent vs Household Income

ZIP 05401 — Poverty

💰 Rent in ZIP Code 05401 (with Utilities)

Estimated Monthly Rent: $1,665 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 05401

Annual Household Income: $65,657

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 05401

Estimated Rate: 25%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 05401

In ZIP Code 05401, households that rent: 9,085 (68.6%)

📊 What does the renter household percentage reveal about this ZIP Code?

Household Type	Count	Share
Renter-Occupied	9,085	68.6%
Owner-Occupied	4,153	31.4%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 05401

In ZIP Code 05401, cost-burdened renters (households spending over 30% of income on housing): 4,906 (54%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	4,906	54%
Other renter households	4,179	46%
Total renter households	9,085	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 05401

Less than High School: 2,476 people (15%)

Includes adults who did not complete high school.

High School Graduate or GED: 2,521 people (15.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,183 people (7.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 10,363 people (62.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 16,543

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.