ZIP Code 01845: Population, Income, Housing

State: MA
Total population: 32,494 Household income: $140,670 Rent: $2,223

Overview

Total population
32,494
Rent
$2,223
Year built
1979
Household income
$140,670
Per capita income
$64,833
Poverty rate
9.4%
Unemployment rate
N/A
Household size
2.6 persons
Rent over 30% of income
50.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Massachusetts
County
Essex County
City
North Andover
Total population
32,494
Adults over 25
21,046
Total households
11,546
Household size
2.6 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$140,670
Per capita income
$64,833
Poverty rate
9.4%
Unemployment rate
N/A
Rent over 30% of income
50.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$2,223
Year built
1979
Households that rent
30.2%
Households that own
69.8%
Rooms per home (all homes)
6.1

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
80%
Black
3.2%
Asian
7%
Two or more races
6.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
7.8%
Not Hispanic or Latino
92.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
13,284 (79.9%)
Commute time to work
31 mins
Work from home
3,345 (20.1%)

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
14.3%
High school graduate or GED
15.4%
Some college or associate degree
9.2%
Bachelor’s degree or higher
61.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

ZIP data use Census ZCTAs, which closely match USPS ZIP Codes in most cases (see FAQ for details).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available. New 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of ZIP Code 01845 with: Essex County, MA Boston metro area, MA-NH Massachusetts United States

ZIP 01845

Total population32,494
Rent$2,223
Year built1979
Household income$140,670
Per capita income$64,833
Poverty rate9.4%
Unemployment rateN/A

Essex County, MA

Total population813,054
Rent$1,756
Year built1960
Household income$101,883
Per capita income$54,665
Poverty rate9.4%
Unemployment rate4.2%

Boston Metro Area, MA-NH

Total population4,953,354
Rent$2,023
Year built1964
Household income$115,863
Per capita income$63,282
Poverty rate8.9%
Unemployment rate3.7%

Massachusetts State

Total population7,044,056
Rent$1,762
Year built1964
Household income$103,960
Per capita income$57,897
Poverty rate10%
Unemployment rate4%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric ZIP01845 CountyEssex, MAMetro AreaBoston metro area, MA-NHStateMassachusettsCountryUnited States
Total population32,494813,0544,953,3547,044,056334,922,499
Rent$2,223$1,756$2,023$1,762$1,413
Year built19791960196419641980
Household income$140,670$101,883$115,863$103,960$80,734
Per capita income$64,833$54,665$63,282$57,897$44,673
Poverty rate9.4%9.4%8.9%10%12.5%
Unemployment rateN/A4.2%3.7%4%4%

View the full multi-level comparison →

 

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Summary for 01845

Rent & Income

In 01845, the typical monthly rent is $2,223 and the typical household income is $140,670. Rent here is higher than Massachusetts, and household income is higher than Massachusetts. The estimated poverty rate is 9.4%.

Housing & Affordability

This ZIP Code is primarily owner-occupied, with renters accounting for about 30.2% of households. About 50.3% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is very high, with about 61.1% of adults holding a bachelor’s degree or higher.

 

ZIP 01845 — Rent vs Household Income

 

 

ZIP 01845 — Poverty

 

 

How ZIP 01845 compares in Massachusetts (62 ZIP Codes)

Metric This ZIP Rank Starts from State range
Rent $2,223 52 / 62 from lower rent $1,021 – $2,873
Household income $140,670 5 / 62 from higher income $48,415 – $172,606
Poverty rate 9.4% 23 / 62 from lower poverty 2.9% – 30.5%

Rankings are calculated among ZIP Codes in Massachusetts with total population > 30,000 (year 2024).

 

Detailed Ranking Explanation for ZIP Code 01845

Rent

When it comes to rent, ZIP Code 01845 ranks 52nd out of 62 ZIP Codes in Massachusetts. Statewide, values range from $1,021 in ZIP 01040 up to $2,873 in ZIP 02446.

Household income

Income-wise, this area is placed 5th out of 62 ZIP Codes. Across Massachusetts, figures vary from $48,415 in ZIP 01109 up to $172,606 in ZIP 01810.

Poverty rate

When it comes to poverty, ZIP Code 01845 places 23rd out of 62 ZIP Codes. Throughout Massachusetts, numbers span from 2.9% in ZIP 01810 up to 30.5% in ZIP 01610.

 

💰 Rent in ZIP Code 01845 (with Utilities)

Estimated Monthly Rent: $2,223 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing — including the apartment or home and essential utilities like heat, water, and electricity.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in ZIP Code 01845

Annual Household Income: $140,670

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in the ZIP code — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in ZIP Code 01845

Estimated Rate: 9.4%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in ZIP Code 01845

In ZIP Code 01845, households that rent: 3,488 (30.2%)

📊 What does the renter household percentage reveal about this ZIP Code?
Household Type Count Share
Renter-Occupied 3,488 30.2%
Owner-Occupied 8,058 69.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in ZIP Code 01845

In ZIP Code 01845, cost-burdened renters (households spending over 30% of income on housing): 1,756 (50.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,756 50.3%
Other renter households 1,732 49.7%
Total renter households 3,488 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in the ZIP code are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in ZIP Code 01845

Less than High School: 3,006 people (14.3%)

Includes adults who did not complete high school.

High School Graduate or GED: 3,243 people (15.4%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 1,933 people (9.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 12,864 people (61.1%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 21,046

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.