Atlantic City Metro Area, NJ Local Data & Statistics

State: NJ

Total population: 371,211 Household income: $82,105 Rent: $1,373

Overview

Total population

371,211

Rent

$1,373

Year built

1979

Household income

$82,105

Per capita income

$45,232

Poverty rate

12%

Unemployment rate

6.3%

Household size

2.4 persons

Rent over 30% of income

52.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Total population

371,211

Adults over 25

267,290

Total households

154,441

Household size

2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Income & Poverty

Household income

$82,105

Per capita income

$45,232

Poverty rate

12%

Unemployment rate

6.3%

Rent over 30% of income

52.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Housing

Rent

$1,373

Year built

1979

Households that rent

27.9%

Households that own

72.1%

Rooms per home (all homes)

5.7

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Race

White

63.5%

Black

10.9%

Asian

Two or more races

10.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Ethnicity

Hispanic or Latino

17.3%

Not Hispanic or Latino

82.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Commute

Commute rate

90.1%

Commute time to work

24 mins

Work from home

9.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Education

Less than high school

25.2%

High school graduate or GED

31.9%

Some college or associate degree

9.2%

Bachelor’s degree or higher

33.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Comparison of Atlantic City Metro Area, NJ with: New Jersey United States

Atlantic City Metro Area

Total population371,211

Rent$1,373

Year built1979

Household income$82,105

Per capita income$45,232

Poverty rate12%

Unemployment rate6.3%

New Jersey State

Total population9,343,809

Rent$1,720

Year built1970

Household income$103,556

Per capita income$54,253

Poverty rate9.7%

Unemployment rate4.5%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	Metro AreaAtlantic City Metro Area	StateNew Jersey	CountryUnited States
Total population	371,211	9,343,809	334,922,499
Rent	$1,373	$1,720	$1,413
Year built	1979	1970	1980
Household income	$82,105	$103,556	$80,734
Per capita income	$45,232	$54,253	$44,673
Poverty rate	12%	9.7%	12.5%
Unemployment rate	6.3%	4.5%	4%

View the complete comparison of Atlantic City Metro Area, New Jersey and United States →

Summary for Atlantic City Metro Area, NJ

Atlantic City metro area is located in NJ.

Rent & Income

The typical monthly rent in this metro area is $1,373, while the typical household income is $82,105. Rent in this metro area is lower than New Jersey and similar to the U.S., and household income is lower than New Jersey and similar to the U.S.

Housing & Affordability

This metro area is primarily owner-occupied, with renters accounting for about 27.9% of households. About 52.6% of renters spend more than 30% of their income on housing, indicating a high cost burden. The poverty rate is about 12%, which is higher than the New Jersey rate and similar to the national rate.

Education & Employment

The local unemployment rate is about 6.3%, which is higher than in both New Jersey and the national rate.

Atlantic City Metro Area, NJ — Rent vs Household Income

Atlantic City Metro Area, NJ — Poverty vs Unemployment

💰 Rent in Atlantic City Metro Area, NJ (with Utilities)

Estimated Monthly Rent: $1,373 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in Atlantic City Metro Area, NJ

Annual Household Income: $82,105

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in Atlantic City Metro Area, NJ

Estimated Rate: 12%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in Atlantic City Metro Area, NJ

In Atlantic City Metro Area, NJ, households that rent: 43,107 (27.9%)

📊 What does the renter household percentage reveal about this area?

Household Type	Count	Share
Renter-Occupied	43,107	27.9%
Owner-Occupied	111,334	72.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in Atlantic City Metro Area, NJ

In Atlantic City Metro Area, NJ, cost-burdened renters (households spending over 30% of income on housing): 22,659 (52.6%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	22,659	52.6%
Other renter households	20,448	47.4%
Total renter households	43,107	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in Atlantic City Metro Area, NJ

Less than High School: 67,262 people (25.2%)

Includes adults who did not complete high school.

High School Graduate or GED: 85,216 people (31.9%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 24,464 people (9.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 90,348 people (33.8%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 267,290

📊 Unemployment Rate in Atlantic City Metro Area, NJ

Estimated Rate: 6.3%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.