Schenectady County, NY Local Data & Statistics

State: NY
Total population: 160,369 Household income: $79,623 Rent: $1,194

Overview

Total population
160,369
Rent
$1,194
Year built
1956
Household income
$79,623
Per capita income
$43,516
Poverty rate
13.3%
Unemployment rate
3.5%
Household size
2.3 persons
Rent over 30% of income
51%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
New York
Total population
160,369
Adults over 25
110,701
Total households
66,902
Household size
2.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$79,623
Per capita income
$43,516
Poverty rate
13.3%
Unemployment rate
3.5%
Rent over 30% of income
51%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,194
Year built
1956
Households that rent
36%
Households that own
64%
Rooms per home (all homes)
5.8

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
69.1%
Black
10.3%
Asian
5%
Two or more races
10.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
8.3%
Not Hispanic or Latino
91.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
85.7%
Commute time to work
23 mins
Work from home
14.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
24.6%
High school graduate or GED
25.1%
Some college or associate degree
14.2%
Bachelor’s degree or higher
36.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of Schenectady County, NY with: Albany Metro Area, NY New York State United States

Schenectady County, NY

Total population160,369
Rent$1,194
Year built1956
Household income$79,623
Per capita income$43,516
Poverty rate13.3%
Unemployment rate3.5%

Albany Metro Area, NY

Total population906,052
Rent$1,280
Year built1969
Household income$88,074
Per capita income$49,088
Poverty rate11.2%
Unemployment rate3.3%

New York State

Total population19,852,366
Rent$1,621
Year built1959
Household income$85,974
Per capita income$50,712
Poverty rate14%
Unemployment rate4.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric CountySchenectady County, NYMetro AreaAlbany Metro Area, NYStateNew YorkCountryUnited States
Total population160,369906,05219,852,366334,922,499
Rent$1,194$1,280$1,621$1,413
Year built1956196919591980
Household income$79,623$88,074$85,974$80,734
Per capita income$43,516$49,088$50,712$44,673
Poverty rate13.3%11.2%14%12.5%
Unemployment rate3.5%3.3%4.3%4%

View the full multi-level comparison →

 

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Summary for Schenectady County, NY

Schenectady County is located in New York State.

Rent & Income

In Schenectady County, the monthly rent is $1,194 and household income is $79,623. Rent is lower than both New York State and the U.S., and household income is lower than New York State and similar to the U.S. The poverty rate is 13.3%, which is similar to New York State and higher than the national rate.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 36% of households. About 51% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 36.1% of adults holding a bachelor’s degree or higher. The unemployment rate is 3.5%, which is lower than both New York State and the national rate.

 

 

Schenectady County, NY — Rent vs Household Income

 

 

Schenectady County, NY — Poverty vs Unemployment

 

💰 Rent in Schenectady County, NY (with Utilities)

Estimated Monthly Rent: $1,194 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in Schenectady County, NY

Annual Household Income: $79,623

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in Schenectady County, NY

Estimated Rate: 13.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in Schenectady County, NY

In Schenectady County, NY, households that rent: 24,058 (36%)

📊 What does the renter household percentage reveal about this area?
Household Type Count Share
Renter-Occupied 24,058 36%
Owner-Occupied 42,844 64%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in Schenectady County, NY

In Schenectady County, NY, cost-burdened renters (households spending over 30% of income on housing): 12,273 (51%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 12,273 51%
Other renter households 11,785 49%
Total renter households 24,058 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in Schenectady County, NY

Less than High School: 27,216 people (24.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 27,815 people (25.1%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 15,704 people (14.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 39,966 people (36.1%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 110,701

📊 Unemployment Rate in Schenectady County, NY

Estimated Rate: 3.5%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.