Putnam County, NY Local Data & Statistics

State: NY

Total population: 98,107 Household income: $126,257 Rent: $1,775

Overview

Total population

98,107

Rent

$1,775

Year built

1968

Household income

$126,257

Per capita income

$56,593

Poverty rate

7.1%

Unemployment rate

2.8%

Household size

2.7 persons

Rent over 30% of income

55%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

New York

Total population

98,107

Adults over 25

71,435

Total households

35,545

Household size

2.7 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Income & Poverty

Household income

$126,257

Per capita income

$56,593

Poverty rate

7.1%

Unemployment rate

2.8%

Rent over 30% of income

55%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Housing

Rent

$1,775

Year built

1968

Households that rent

16.2%

Households that own

83.8%

Rooms per home (all homes)

6.2

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Race

White

74.8%

Black

Asian

2.3%

Two or more races

9.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Ethnicity

Hispanic or Latino

20%

Not Hispanic or Latino

80%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Commute

Commute rate

85.6%

Commute time to work

39 mins

Work from home

14.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Education

Less than high school

21%

High school graduate or GED

24.3%

Some college or associate degree

9.2%

Bachelor’s degree or higher

45.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Comparison of Putnam County, NY with: New York Metro Area, NY-NJ New York State United States

Putnam County, NY

Total population98,107

Rent$1,775

Year built1968

Household income$126,257

Per capita income$56,593

Poverty rate7.1%

Unemployment rate2.8%

New York Metro Area, NY-NJ

Total population19,798,537

Rent$1,830

Year built1960

Household income$99,155

Per capita income$55,691

Poverty rate12.7%

Unemployment rate4.5%

New York State

Total population19,852,366

Rent$1,621

Year built1959

Household income$85,974

Per capita income$50,712

Poverty rate14%

Unemployment rate4.3%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	CountyPutnam County, NY	Metro AreaNew York Metro Area, NY-NJ	StateNew York	CountryUnited States
Total population	98,107	19,798,537	19,852,366	334,922,499
Rent	$1,775	$1,830	$1,621	$1,413
Year built	1968	1960	1959	1980
Household income	$126,257	$99,155	$85,974	$80,734
Per capita income	$56,593	$55,691	$50,712	$44,673
Poverty rate	7.1%	12.7%	14%	12.5%
Unemployment rate	2.8%	4.5%	4.3%	4%

View the full multi-level comparison →

Summary for Putnam County, NY

Putnam County is located in New York State.

Rent & Income

In Putnam County, the monthly rent is $1,775 and household income is $126,257. Rent is higher than both New York State and the U.S., and household income is higher than both New York State and the U.S. The poverty rate is 7.1%, which is lower than both New York State and the national rate.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 16.2% of households. About 55% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is high, with about 45.5% of adults holding a bachelor’s degree or higher. The unemployment rate is 2.8%, which is lower than both New York State and the national rate.

Putnam County, NY — Rent vs Household Income

Putnam County, NY — Poverty vs Unemployment

💰 Rent in Putnam County, NY (with Utilities)

Estimated Monthly Rent: $1,775 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in Putnam County, NY

Annual Household Income: $126,257

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in Putnam County, NY

Estimated Rate: 7.1%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in Putnam County, NY

In Putnam County, NY, households that rent: 5,767 (16.2%)

📊 What does the renter household percentage reveal about this area?

Household Type	Count	Share
Renter-Occupied	5,767	16.2%
Owner-Occupied	29,778	83.8%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in Putnam County, NY

In Putnam County, NY, cost-burdened renters (households spending over 30% of income on housing): 3,169 (55%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,169	55%
Other renter households	2,598	45%
Total renter households	5,767	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in Putnam County, NY

Less than High School: 15,028 people (21%)

Includes adults who did not complete high school.

High School Graduate or GED: 17,357 people (24.3%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 6,552 people (9.2%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 32,498 people (45.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 71,435

📊 Unemployment Rate in Putnam County, NY

Estimated Rate: 2.8%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.