Oldham County, KY Local Data & Statistics

State: KY
Total population: 69,257 Household income: $122,497 Rent: $1,219

Overview

Total population
69,257
Rent
$1,219
Year built
1994
Household income
$122,497
Per capita income
$54,496
Poverty rate
4.3%
Unemployment rate
4.1%
Household size
2.8 persons
Rent over 30% of income
39.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Kentucky
Total population
69,257
Adults over 25
46,361
Total households
23,025
Household size
2.8 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$122,497
Per capita income
$54,496
Poverty rate
4.3%
Unemployment rate
4.1%
Rent over 30% of income
39.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,219
Year built
1994
Households that rent
12.9%
Households that own
87.1%
Rooms per home (all homes)
7.4

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
86.6%
Black
2.9%
Asian
1.7%
Two or more races
6.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
5%
Not Hispanic or Latino
95%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
81.3%
Commute time to work
26 mins
Work from home
18.7%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
23.9%
High school graduate or GED
20%
Some college or associate degree
9.7%
Bachelor’s degree or higher
46.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of Oldham County, KY with: Louisville Metro Area, KY-IN Kentucky United States

Oldham County, KY

Total population69,257
Rent$1,219
Year built1994
Household income$122,497
Per capita income$54,496
Poverty rate4.3%
Unemployment rate4.1%

Louisville Metro Area, KY-IN

Total population1,372,558
Rent$1,116
Year built1978
Household income$73,863
Per capita income$41,207
Poverty rate12.3%
Unemployment rate4.5%

Kentucky State

Total population4,534,824
Rent$967
Year built1982
Household income$63,726
Per capita income$35,821
Poverty rate16.1%
Unemployment rate5.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric CountyOldham County, KYMetro AreaLouisville Metro Area, KY-INStateKentuckyCountryUnited States
Total population69,2571,372,5584,534,824334,922,499
Rent$1,219$1,116$967$1,413
Year built1994197819821980
Household income$122,497$73,863$63,726$80,734
Per capita income$54,496$41,207$35,821$44,673
Poverty rate4.3%12.3%16.1%12.5%
Unemployment rate4.1%4.5%5.1%4%

View the full multi-level comparison →

 

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Summary for Oldham County, KY

Oldham County is located in Kentucky .

Rent & Income

In Oldham County, the monthly rent is $1,219 and household income is $122,497. Rent is higher than Kentucky and lower than the U.S., and household income is higher than both Kentucky and the U.S. The poverty rate is 4.3%, which is lower than both Kentucky and the national rate.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 12.9% of households. Around 39.3% of renters are cost-burdened, indicating a moderate level of rent pressure.

Education & Employment

Educational attainment is high, with about 46.4% of adults holding a bachelor’s degree or higher. The unemployment rate is 4.1%, which is lower than Kentucky and similar to the national rate.

 

 

Oldham County, KY — Rent vs Household Income

 

 

Oldham County, KY — Poverty vs Unemployment

 

💰 Rent in Oldham County, KY (with Utilities)

Estimated Monthly Rent: $1,219 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in Oldham County, KY

Annual Household Income: $122,497

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in Oldham County, KY

Estimated Rate: 4.3%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in Oldham County, KY

In Oldham County, KY, households that rent: 2,967 (12.9%)

📊 What does the renter household percentage reveal about this area?
Household Type Count Share
Renter-Occupied 2,967 12.9%
Owner-Occupied 20,058 87.1%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in Oldham County, KY

In Oldham County, KY, cost-burdened renters (households spending over 30% of income on housing): 1,167 (39.3%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 1,167 39.3%
Other renter households 1,800 60.7%
Total renter households 2,967 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in Oldham County, KY

Less than High School: 11,102 people (23.9%)

Includes adults who did not complete high school.

High School Graduate or GED: 9,251 people (20%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 4,488 people (9.7%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 21,520 people (46.4%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 46,361

📊 Unemployment Rate in Oldham County, KY

Estimated Rate: 4.1%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.