McCracken County, KY Local Data & Statistics

State: KY
Total population: 67,564 Household income: $64,373 Rent: $898

Overview

Total population
67,564
Rent
$898
Year built
1978
Household income
$64,373
Per capita income
$39,193
Poverty rate
15.2%
Unemployment rate
5.1%
Household size
2.4 persons
Rent over 30% of income
41.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
Kentucky
Total population
67,564
Adults over 25
47,802
Total households
27,601
Household size
2.4 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$64,373
Per capita income
$39,193
Poverty rate
15.2%
Unemployment rate
5.1%
Rent over 30% of income
41.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$898
Year built
1978
Households that rent
31.1%
Households that own
68.9%
Rooms per home (all homes)
5.6

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
82%
Black
9.7%
Asian
0.9%
Two or more races
6.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
3.4%
Not Hispanic or Latino
96.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
91.7%
Commute time to work
18 mins
Work from home
8.3%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
27.2%
High school graduate or GED
30.5%
Some college or associate degree
13.3%
Bachelor’s degree or higher
29%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 

Comparison of McCracken County, KY with: Kentucky United States

McCracken County, KY

Total population67,564
Rent$898
Year built1978
Household income$64,373
Per capita income$39,193
Poverty rate15.2%
Unemployment rate5.1%

Kentucky State

Total population4,534,824
Rent$967
Year built1982
Household income$63,726
Per capita income$35,821
Poverty rate16.1%
Unemployment rate5.1%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric CountyMcCracken County, KYStateKentuckyCountryUnited States
Total population67,5644,534,824334,922,499
Rent$898$967$1,413
Year built197819821980
Household income$64,373$63,726$80,734
Per capita income$39,193$35,821$44,673
Poverty rate15.2%16.1%12.5%
Unemployment rate5.1%5.1%4%

View the complete comparison of McCracken County, KY, Kentucky and United States →

 

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Summary for McCracken County, KY

McCracken County is located in Kentucky .

Rent & Income

In McCracken County, the monthly rent is $898 and household income is $64,373. Rent is lower than both Kentucky and the U.S., and household income is similar to Kentucky and lower than the U.S. The poverty rate is 15.2%, which is lower than Kentucky and higher than the national rate.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 31.1% of households. About 41.4% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 29% of adults holding a bachelor’s degree or higher. The unemployment rate is 5.1%, which is similar to Kentucky and higher than the national rate.

 

 

McCracken County, KY — Rent vs Household Income

 

 

McCracken County, KY — Poverty vs Unemployment

 

💰 Rent in McCracken County, KY (with Utilities)

Estimated Monthly Rent: $898 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in McCracken County, KY

Annual Household Income: $64,373

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in McCracken County, KY

Estimated Rate: 15.2%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in McCracken County, KY

In McCracken County, KY, households that rent: 8,577 (31.1%)

📊 What does the renter household percentage reveal about this area?
Household Type Count Share
Renter-Occupied 8,577 31.1%
Owner-Occupied 19,024 68.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in McCracken County, KY

In McCracken County, KY, cost-burdened renters (households spending over 30% of income on housing): 3,553 (41.4%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 3,553 41.4%
Other renter households 5,024 58.6%
Total renter households 8,577 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in McCracken County, KY

Less than High School: 12,986 people (27.2%)

Includes adults who did not complete high school.

High School Graduate or GED: 14,574 people (30.5%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 6,360 people (13.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 13,882 people (29%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 47,802

📊 Unemployment Rate in McCracken County, KY

Estimated Rate: 5.1%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.