Clay County, MO Local Data & Statistics

State: MO

Total population: 258,122 Household income: $88,468 Rent: $1,243

Overview

Total population

258,122

Rent

$1,243

Year built

1987

Household income

$88,468

Per capita income

$43,986

Poverty rate

8.5%

Unemployment rate

2.8%

Household size

2.5 persons

Rent over 30% of income

43.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Missouri

Total population

258,122

Adults over 25

177,160

Total households

102,171

Household size

2.5 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Income & Poverty

Household income

$88,468

Per capita income

$43,986

Poverty rate

8.5%

Unemployment rate

2.8%

Rent over 30% of income

43.1%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Housing

Rent

$1,243

Year built

1987

Households that rent

30.5%

Households that own

69.5%

Rooms per home (all homes)

6.0

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Race

White

79.2%

Black

Asian

2.6%

Two or more races

7.8%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Ethnicity

Hispanic or Latino

Not Hispanic or Latino

92%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Commute

Commute rate

84.1%

Commute time to work

23 mins

Work from home

15.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Education

Less than high school

27%

High school graduate or GED

26.8%

Some college or associate degree

9.6%

Bachelor’s degree or higher

36.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Comparison of Clay County, MO with: Kansas City Metro Area, MO-KS Missouri United States

Clay County, MO

Total population258,122

Rent$1,243

Year built1987

Household income$88,468

Per capita income$43,986

Poverty rate8.5%

Unemployment rate2.8%

Kansas City Metro Area, MO-KS

Total population2,218,142

Rent$1,249

Year built1980

Household income$83,460

Per capita income$45,685

Poverty rate10%

Unemployment rate3.6%

Missouri State

Total population6,191,814

Rent$1,033

Year built1978

Household income$70,702

Per capita income$39,695

Poverty rate12.6%

Unemployment rate3.6%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	CountyClay County, MO	Metro AreaKansas City Metro Area, MO-KS	StateMissouri	CountryUnited States
Total population	258,122	2,218,142	6,191,814	334,922,499
Rent	$1,243	$1,249	$1,033	$1,413
Year built	1987	1980	1978	1980
Household income	$88,468	$83,460	$70,702	$80,734
Per capita income	$43,986	$45,685	$39,695	$44,673
Poverty rate	8.5%	10%	12.6%	12.5%
Unemployment rate	2.8%	3.6%	3.6%	4%

View the full multi-level comparison →

Summary for Clay County, MO

Clay County is located in Missouri .

Rent & Income

In Clay County, the monthly rent is $1,243 and household income is $88,468. Rent is higher than Missouri and lower than the U.S., and household income is higher than both Missouri and the U.S. The poverty rate is 8.5%, which is lower than both Missouri and the national rate.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 30.5% of households. About 43.1% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 36.5% of adults holding a bachelor’s degree or higher. The unemployment rate is 2.8%, which is lower than both Missouri and the national rate.

Clay County, MO — Rent vs Household Income

Clay County, MO — Poverty vs Unemployment

💰 Rent in Clay County, MO (with Utilities)

Estimated Monthly Rent: $1,243 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in Clay County, MO

Annual Household Income: $88,468

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in Clay County, MO

Estimated Rate: 8.5%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in Clay County, MO

In Clay County, MO, households that rent: 31,172 (30.5%)

📊 What does the renter household percentage reveal about this area?

Household Type	Count	Share
Renter-Occupied	31,172	30.5%
Owner-Occupied	70,999	69.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in Clay County, MO

In Clay County, MO, cost-burdened renters (households spending over 30% of income on housing): 13,442 (43.1%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	13,442	43.1%
Other renter households	17,730	56.9%
Total renter households	31,172	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in Clay County, MO

Less than High School: 47,798 people (27%)

Includes adults who did not complete high school.

High School Graduate or GED: 47,546 people (26.8%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 17,072 people (9.6%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 64,744 people (36.5%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 177,160

📊 Unemployment Rate in Clay County, MO

Estimated Rate: 2.8%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.