St. Cloud, FL Local Data & Statistics

State: FL

Total population: 65,130 Household income: $83,174 Rent: $1,683

Overview

Total population

65,130

Rent

$1,683

Year built

2003

Household income

$83,174

Per capita income

$31,724

Poverty rate

10.1%

Unemployment rate

3.5%

Household size

3.1 persons

Rent over 30% of income

59%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State

Florida

Total population

65,130

Adults over 25

42,517

Total households

21,164

Household size

3.1 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Income & Poverty

Household income

$83,174

Per capita income

$31,724

Poverty rate

10.1%

Unemployment rate

3.5%

Rent over 30% of income

59%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Housing

Rent

$1,683

Year built

2003

Households that rent

27.5%

Households that own

72.5%

Rooms per home (all homes)

5.9

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Race

White

47.1%

Black

6.5%

Asian

1.6%

Two or more races

25%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Ethnicity

Hispanic or Latino

52%

Not Hispanic or Latino

48%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Commute

Commute rate

86.6%

Commute time to work

36 mins

Work from home

13.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Education

Less than high school

27.6%

High school graduate or GED

27.6%

Some college or associate degree

13.3%

Bachelor’s degree or higher

31.6%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Comparison of St. Cloud, FL with: Florida United States

St. Cloud, FL

Total population65,130

Rent$1,683

Year built2003

Household income$83,174

Per capita income$31,724

Poverty rate10.1%

Unemployment rate3.5%

Florida State

Total population22,416,077

Rent$1,669

Year built1988

Household income$74,568

Per capita income$42,609

Poverty rate12.6%

Unemployment rate3.4%

United States

Total population334,922,499

Rent$1,413

Year built1980

Household income$80,734

Per capita income$44,673

Poverty rate12.5%

Unemployment rate4%

Metric	CitySt. Cloud, FL	StateFlorida	CountryUnited States
Total population	65,130	22,416,077	334,922,499
Rent	$1,683	$1,669	$1,413
Year built	2003	1988	1980
Household income	$83,174	$74,568	$80,734
Per capita income	$31,724	$42,609	$44,673
Poverty rate	10.1%	12.6%	12.5%
Unemployment rate	3.5%	3.4%	4%

View the complete comparison of St. Cloud, FL, Florida and United States →

Summary for St. Cloud, FL

St. Cloud is located in Florida.

Rent & Income

In St. Cloud, the typical monthly rent is $1,683 and the typical household income is $83,174. Rent here is similar to Florida and higher than the U.S., and household income is higher than Florida and similar to the U.S. The estimated poverty rate is 10.1%, which is lower than in both Florida and national.

Housing & Affordability

This area is primarily owner-occupied, with renters accounting for about 27.5% of households. About 59% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 31.6% of adults holding a bachelor’s degree or higher. The local unemployment rate is 3.5%, which is similar to Florida and lower than the national rate.

St. Cloud, FL — Rent vs Household Income

St. Cloud, FL — Poverty vs Unemployment

How St. Cloud, FL compares in Florida (59 places)

Metric	This place	Rank	Starts from	Statewide range
Rent	$1,683	22 / 59	from lower rent	$1,246 – $2,851
Household income	$83,174	15 / 59	from higher income	$46,195 – $139,825
Poverty rate	10.1%	13 / 59	from lower poverty	6.1% – 30.8%
Unemployment rate	3.5%	49 / 59	from lower unemployment	2.1% – 4.5%

Rankings are calculated among cities and communities in Florida with total population > 50,000 (year 2024).

Detailed Ranking Explanation for St. Cloud, FL

Rent

St. Cloud ranks 22nd out of 59 large places in Florida for rent. Statewide rents range from $1,246 in Winter Haven, FL to $2,851 in Weston, FL.

Household income

For median household income, St. Cloud is ranked 15th out of 59 large areas. Statewide incomes span from $46,195 in Gainesville, FL to $139,825 in Weston, FL.

Poverty rate

Poverty levels put St. Cloud in 13th place among 59 significant areas. Across Florida, poverty ranges between 6.1% and 30.8%.

Unemployment rate

For joblessness, St. Cloud ranks 49th out of 59 significant areas. Across Florida, unemployment varies from 2.1% in Miami Beach, FL to 4.5% in Daytona Beach, FL.

💰 Rent in St. Cloud, FL (with Utilities)

Estimated Monthly Rent: $1,683 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.

👨‍👧‍👦 Household Income in St. Cloud, FL

Annual Household Income: $83,174

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.

📉 Poverty Rate in St. Cloud, FL

Estimated Rate: 10.1%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.

🏘️ Renter vs. Owner Households in St. Cloud, FL

In St. Cloud, FL, households that rent: 5,814 (27.5%)

📊 What does the renter household percentage reveal about this area?

Household Type	Count	Share
Renter-Occupied	5,814	27.5%
Owner-Occupied	15,350	72.5%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.

📉 Renters Spending Over 30% of Income on Rent in St. Cloud, FL

In St. Cloud, FL, cost-burdened renters (households spending over 30% of income on housing): 3,431 (59%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?

Household Group	Households	Share
Cost-burdened renters (over 30%)	3,431	59%
Other renter households	2,383	41%
Total renter households	5,814	100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.

📊 Education Levels in St. Cloud, FL

Less than High School: 11,727 people (27.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 11,720 people (27.6%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 5,651 people (13.3%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 13,419 people (31.6%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 42,517

📊 Unemployment Rate in St. Cloud, FL

Estimated Rate: 3.5%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.

Similar Population

Kenner, LA65,113 Pflugerville, TX65,162 Lorain, OH65,207 Cheyenne, WY64,976 Lynwood, CA65,291 Ocala, FL64,903 Malden, MA65,509 Victoria, TX65,514 Muncie, IN64,739 Waltham, MA64,723

ℹ️ Have questions about how these statistics are calculated? See our data methodology & FAQs

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.