Merced, CA Local Data & Statistics

State: CA
Total population: 91,953 Household income: $63,122 Rent: $1,393

Overview

Total population
91,953
Rent
$1,393
Year built
1985
Household income
$63,122
Per capita income
$27,343
Poverty rate
23.9%
Unemployment rate
7.8%
Household size
3.3 persons
Rent over 30% of income
52.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Demographics

State
California
Total population
91,953
Adults over 25
53,759
Total households
27,950
Household size
3.3 persons

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Income & Poverty

Household income
$63,122
Per capita income
$27,343
Poverty rate
23.9%
Unemployment rate
7.8%
Rent over 30% of income
52.5%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Housing

Rent
$1,393
Year built
1985
Households that rent
54.1%
Households that own
45.9%
Rooms per home (all homes)
5.3

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Race

White
28.9%
Black
5%
Asian
9.6%
Two or more races
16%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Ethnicity

Hispanic or Latino
60.1%
Not Hispanic or Latino
39.9%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Commute

Commute rate
91.6%
Commute time to work
29 mins
Work from home
8.4%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

Education

Less than high school
40.6%
High school graduate or GED
26.2%
Some college or associate degree
13%
Bachelor’s degree or higher
20.2%

Note: Rent, income, and year built are shown as median values, while household size is shown as an average (see explanations below).

Data are sourced from the American Community Survey (ACS) 5-Year Estimates, 2024 release — the latest dataset currently available, with the exception of the unemployment rate, which is sourced from the Bureau of Labor Statistics (BLS). ACS 5-year estimates are published annually, about 6–12 months after the end of each reference year.

 


Comparison of Merced, CA with: California United States

Merced, CA

Total population91,953
Rent$1,393
Year built1985
Household income$63,122
Per capita income$27,343
Poverty rate23.9%
Unemployment rate7.8%

California State

Total population39,287,377
Rent$2,036
Year built1976
Household income$99,122
Per capita income$49,513
Poverty rate12%
Unemployment rate5.3%

United States

Total population334,922,499
Rent$1,413
Year built1980
Household income$80,734
Per capita income$44,673
Poverty rate12.5%
Unemployment rate4%
Metric CityMerced, CAStateCaliforniaCountryUnited States
Total population91,95339,287,377334,922,499
Rent$1,393$2,036$1,413
Year built198519761980
Household income$63,122$99,122$80,734
Per capita income$27,343$49,513$44,673
Poverty rate23.9%12%12.5%
Unemployment rate7.8%5.3%4%

View the complete comparison of Merced, CA, California and United States →

 

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Summary for Merced, CA

Merced is located in California.

Rent & Income

In Merced, the typical monthly rent is $1,393 and the typical household income is $63,122. Rent here is lower than California and similar to the U.S., and household income is lower than both California and the U.S. The estimated poverty rate is 23.9%, which is higher than in both California and national.

Housing & Affordability

Renters make up about 54.1% of households, indicating a relatively balanced mix of renters and owners. About 52.5% of renters spend more than 30% of their income on housing, indicating high cost burden.

Education & Employment

Educational attainment is moderate, with about 20.2% of adults holding a bachelor’s degree or higher. The local unemployment rate is 7.8%, which is higher than both California and the national rate.

 


 

Merced, CA — Rent vs Household Income

 


 

Merced, CA — Poverty vs Unemployment

 


How Merced, CA compares in California (180 places)

Metric This place Rank Starts from Statewide range
Rent $1,393 6 / 180 from lower rent $1,148 – $3,501
Household income $63,122 177 / 180 from higher income $57,719 – $234,707
Poverty rate 23.9% 178 / 180 from lower poverty 4.1% – 26.5%
Unemployment rate 7.8% 173 / 180 from lower unemployment 2.9% – 18.2%

Rankings are calculated among cities and communities in California with total population > 50,000 (year 2024).

 

Detailed Ranking Explanation for Merced, CA

Rent

When it comes to rent costs, Merced places 6th among 180 large places in California. Across the state, rents run from $1,148 in Porterville, CA up to $3,501 in Cupertino, CA.

Household income

In terms of household income, Merced comes in 177th among 180 major places. Across California, income levels vary from $57,719 in Hemet, CA to $234,707 in Cupertino, CA.

Poverty rate

In poverty comparisons, Merced ranks 178th out of 180 large places. Statewide rates vary from 4.1% in Cupertino, CA to 26.5% in Davis, CA.

Unemployment rate

For joblessness, Merced ranks 173rd out of 180 significant areas. Across California, unemployment varies from 2.9% in Santa Barbara, CA to 18.2% in Delano, CA.


💰 Rent in Merced, CA (with Utilities)

Estimated Monthly Rent: $1,393 ℹ️ What’s Included:
✅ Base rent, electricity, gas, water/sewer, and heating fuels
❌ Not included: internet, cable TV, renter's insurance, parking

💡 What does this rent estimate mean?

Explanation: This estimate shows what renters typically pay each month for housing, including the apartment or home and essential utilities such as heat, water, and electricity. Even when utilities are billed separately, an estimated average cost for utilities is included, in line with the U.S. Census Bureau’s (ACS) definition of gross rent.

Included in this number: Rent plus electricity, gas, water/sewer, and heating fuel.

Not included: Internet, cable, parking, renter’s insurance, or furniture rental.

Note: This cost does not depend on the number of people living in the home.


👨‍👧‍👦 Household Income in Merced, CA

Annual Household Income: $63,122

💡 What does Household Income mean?

Definition: This represents the middle value of all household incomes in this area — half of households earn less, and half earn more.

Includes: wages, salaries, self-employment income, Social Security, pensions, investments, unemployment, public assistance, and rental income.

Does NOT include: capital gains, non-cash benefits (like food stamps), or tax refunds.

Household = any group of people (or a single person) living in the same housing unit.

Example: A couple earning $40,000 and $30,000 together have a household income of $70,000. If that's in the middle of all local incomes, it's the value shown here.


📉 Poverty Rate in Merced, CA

Estimated Rate: 23.9%

💡 What does the Poverty Rate represent?

Definition: The percentage of people in this area living below the federal poverty threshold.

How it works: The threshold is a dollar amount set by the U.S. Census Bureau that varies by family size and age. If a household's income is below that level, everyone in it is included in this rate.

Example: In a town of 10,000 people, if 1,500 have incomes below the poverty line, the poverty rate is 15%.

Note: This statistic only includes people living in households; it does not count those in student housing, military barracks, or nursing homes.


🏘️ Renter vs. Owner Households in Merced, CA

In Merced, CA, households that rent: 15,122 (54.1%)

📊 What does the renter household percentage reveal about this area?
Household Type Count Share
Renter-Occupied 15,122 54.1%
Owner-Occupied 12,828 45.9%

Definition: This is the percentage of households that rent their home rather than own it. It includes only occupied housing units.

Why it matters: Areas with a high share of renter households often have younger populations, higher mobility, and different housing needs compared to mostly owner-occupied areas.

Example: If 65% of homes in an area are renter-occupied, it means 65 out of every 100 households rent their home.


📉 Renters Spending Over 30% of Income on Rent in Merced, CA

In Merced, CA, cost-burdened renters (households spending over 30% of income on housing): 7,935 (52.5%)

🏚️ What Does It Mean When Renters Spend Over 30% of Their Income on Housing?
Household Group Households Share
Cost-burdened renters (over 30%) 7,935 52.5%
Other renter households 7,187 47.5%
Total renter households 15,122 100%

Shares are calculated as a percentage of renter households.

This shows how many renters in this area are considered cost-burdened — meaning they spend more than 30% of their income on housing (rent and basic utilities).

It’s a sign that housing might be unaffordable in the area or that lower-income residents may be struggling with rent.

Data comes from the U.S. Census Bureau’s American Community Survey.


📊 Education Levels in Merced, CA

Less than High School: 21,843 people (40.6%)

Includes adults who did not complete high school.

High School Graduate or GED: 14,095 people (26.2%)

Includes adults whose highest education is a high school diploma or GED.

Some College or Associate Degree: 6,965 people (13%)

Includes adults who attended college without completing a bachelor’s degree (some college or associate degree).

Bachelor’s Degree or Higher: 10,856 people (20.2%)

Includes adults with a bachelor’s degree or higher (bachelor’s, master’s, professional, or doctoral degree).

👥 Total Adults (25+): 53,759


📊 Unemployment Rate in Merced, CA

Estimated Rate: 7.8%

💡 What does Unemployment Rate mean?

Definition: The unemployment rate is the percentage of people in the labor force who do not have a job but are actively looking for one.

Labor Force = Employed + Unemployed (aged 16+ and actively participating in the workforce).

Formula: (Unemployed ÷ Labor Force) × 100

Does NOT include: People who are retired, students not looking for work, homemakers, or otherwise not seeking employment.

Example: If there are 1000 people in the labor force and 80 are unemployed, then the unemployment rate is 8%.



 

Source: ACS 5-Year Estimates (U.S. Census Bureau) — unemployment rate from BLS. Some values are derived metrics.